The Jefferson Team

"Double Your Power!"
  • I'm a:
  • Real Estate Professional
  • Company:
  • Keller Williams Premier Properties
  • Location:
  • Web sites:
The Jefferson Team,  in Antioch
  • 10 Answers
  • 1 First Answer
  • 4 Useful Answers
Flag Report this profile
 
About Me
We are a sister duo with Keller Williams Premier Properties in Antioch, CA. We each have 4 years of real estate experience each. Our areas of expertise are mostly in Contra Costa County, however we also work Alameda County and have gone as far as Sacramento. Being that Contra Costa County is so large, Eastern Contra Costa County (Antioch, Pittsburg, Oakley, Bay Point, Brentwood...) is our primary area of practice.
My Q&A View all >>
The Jefferson…'s Questions (0)
The Jefferson…'s Answers (10)
The Jefferson Team answered:
Hello again Yolanda! You may call us at 925-726-8966 or email us at info@someplaceforeveryone.com. Antioch is currently the only place in the East Bay that you can get a house at under $55,000. Look forward to hearing from you.

Crystal and Tiffany Jefferson
The Jefferson Team
Keller Williams Antioch Premier Properties - Wed Jul 2 2008, 12:05
The Jefferson Team answered:
Yes Yolanda, there are actually 10 properties currently on the market in Antioch for at or under $60,000. Nine of those properties are condos and one is a detached home that needs some work (REO condition). Of course, the location of these properties aren't the best, but yes they are out there. If you want to view these properties, just sign up at http://www.someplaceforeveryone.com and conduct a search for the criteria you are looking for or send us your email address and we can set you in the system to view the properties. Good question! - Wed Jul 2 2008, 11:53
The Jefferson Team answered:
Hello,
We are a real estate team for Keller Williams Premier Properties in Antioch. Like Janice stated, it is always important for a prospective buyer to interview more than one agent. The rapport between agent and client is key to a smooth transaction. Personally, we like to look at our clients as family because loyalty and trust plays a huge role in the home buying process. Not only do you want an amazing agent, but you also want that agent to work for a company that can really back you and give you the support you'll need. Feel free to take a look at our website http://www.someplaceforeveryone.com. If you decide to put us on your interview list, we would be delighted to invite you to our office for discussion and a tour.

Respectfully,
Crystal and Tiffany
The Jefferson Team - Sat Jun 28 2008, 17:34
The Jefferson Team answered:
You may have already started or finished the loan process at this point, however, if that is not the case, the only loan program that is even close to a no down payment program is the FHA loan. You only need 3% to put down and even then you can get the down payment covered through a special program. Of course, you must find a seller that is willing to take FHA financing and will participate in the program. In addition, condo complexs must have FHA approval to qualify. Other than FHA, find a seller that is willing to do seller carryback financing. Those are pretty much your only options for no down payment. Have any questions about anything I have suggested, just ask. Hope this helps!

Crystal Jefferson
The Jefferson Team
Realty World-Bay Cities & Axcess Mortgage
crystal@cahomeloannow.com
925-726-8966 - Fri May 23 2008, 22:06
The Jefferson Team answered:
Kt,
Susan is right. The mortgage industry is definitely changing everyday. The loan program that you enter into may change midstream due to stricter requirements put in place by the lender. Not pretty, but it has been happening. Your FICO is in the satisfactory category, but is still doable. The only concern is that you haven't any tax returns. You may qualify for an FHA loan, however you would have to really explain your situation as far as those tax returns are concerned. You most likely will have to go full doc, since most lenders no longer accept stated income. What is your debt-to-income ratio? This too will be a factor in your approval for a loan. If you need anymore advice go to the website below or send an email to crystal@cahomeloannow.com.

Crystal Jefferson
The Jefferson Team
Realty World-Bay Cities & Axcess Mortgage
925-726-8966 - Fri May 23 2008, 21:24
My Listings
1839 Vender Ct, Antioch, CA 94531 1839 Vender…
$199,000
3 br  2½ ba Listing Web Site
View all 1 listings
Specialties
Oakley, Brentwood, Antioch, Pittsburg, Bay Point, Concord, Walnut Creek
Experience
Latest:
Real Estate Professionals for Keller Williams Premier Properties (Antioch)
June 2008—present
Previous:
Real Estate and Mortgage Professionals for Realty World-Bay Cities & Axcess Mortgage
March 2007—June 2008
Previous:
Real Estate Professionals for Keller Williams Realty (Walnut Creek)
September 2004—March 2007
View The Jefferson Team's...

The Jefferson Team is a member of Trulia Voices:

Get the inside scoop on your area and home buying and selling.
Ask and answer questions about real estate.
Build your profile and contact home buyers, sellers and agents.