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About Me
REALTOR AND MARKET EXPERT SERVING CHICAGO'S WEST SUBURBS:
Christine Moscinski is a Broker Associate and member of "The House Hunters" Team at GOBBER - GMAC REAL ESTATE in Chicago's West Suburbs.
HONEST AND DILIGENT REPRESENTATION OF: BUYER'S - SELLER'S - FIRST TIME BUYERS - CORPORATE RELO - TENANT REPRESENTATION
If you are looking for a real estate professional to represent your interests with a primary focus in providing unsurpassed client-services, contact Christine today to discuss how she can help you achieve your real estate plans. You’ll be glad you did.
http://www.eHouseHuntOnline.com
Christine Moscinski is a Broker Associate and member of "The House Hunters" Team at GOBBER - GMAC REAL ESTATE in Chicago's West Suburbs.
HONEST AND DILIGENT REPRESENTATION OF: BUYER'S - SELLER'S - FIRST TIME BUYERS - CORPORATE RELO - TENANT REPRESENTATION
If you are looking for a real estate professional to represent your interests with a primary focus in providing unsurpassed client-services, contact Christine today to discuss how she can help you achieve your real estate plans. You’ll be glad you did.
http://www.eHouseHuntOnline.com
My Q&A
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Christine Mo…'s Questions (5)
Christine Mo…'s Answers (35)
Christine Moscinski, Broker Associate/Realtor answered:
OMG - He's embarrased to be a Realtor! Then find another job - you seem like a very negative person.
Think Zen...
To clarify MY answer. It is soley based upon what I am hearing from my "prospective buyers". Not the commericals on TV.
#1 THEY know it's great time to buy. I don't have to "sell" them on anything. They are educated on what is going on in the markets, stock and real estate and were waiting on the election results. And now, in my follow up with them, they feel confident and plan to move forward in the next 1-2 mos.
#2 interest rates are LOW! Come on, 6% - PLEASE, this is a DEAL !
#3 Homes are still getting within 3-5% of asking price in our market BUT the asking prices have been adjusted from last years prices.
#4 $7,500 FIRST TIME HOME BUYER TAX CREDIT.
I am not here to argue, just posting the facts from my immediate market in Westchester, IL a Suburb 20 min. west of Chicago :)
Happy House Hunting!
Think Zen...
To clarify MY answer. It is soley based upon what I am hearing from my "prospective buyers". Not the commericals on TV.
#1 THEY know it's great time to buy. I don't have to "sell" them on anything. They are educated on what is going on in the markets, stock and real estate and were waiting on the election results. And now, in my follow up with them, they feel confident and plan to move forward in the next 1-2 mos.
#2 interest rates are LOW! Come on, 6% - PLEASE, this is a DEAL !
#3 Homes are still getting within 3-5% of asking price in our market BUT the asking prices have been adjusted from last years prices.
#4 $7,500 FIRST TIME HOME BUYER TAX CREDIT.
I am not here to argue, just posting the facts from my immediate market in Westchester, IL a Suburb 20 min. west of Chicago :)
Happy House Hunting!
OMG! I don't believe that people are still asking this question!
This is the BEST TIME TO BUY PEOPLE !!!
This is the BEST TIME TO BUY PEOPLE !!!
Got it! Thank you Thank you Thank you Thank you !
How Do I remove myself FROM THIS MADNESS!! I keep getting emails!
ARE YOU STILL going in circles? I see that no headway was made since my last post. You guys have way too much time on your hands.
The fact is, there will always be buyers and there will always be sellers.
Time to move on.
The fact is, there will always be buyers and there will always be sellers.
Time to move on.
Zack my response to people who can not or will not change their state of mind when selling....
http://www.trulia.com/voices/Home_Selling/How_do_you_sell_a_…
http://www.trulia.com/voices/Home_Selling/How_do_you_sell_a_…
I dont need to pay for data when I can can pull it myself from MLS...specific to my markets. And I talk to local Realtors and people in different markets.
It's a fresher approach and much better than data mining.
It's a fresher approach and much better than data mining.
What market is losing 2.5% a month!!!!
I dont believe that...where?
I dont believe that...where?
However, Zack, you get write offs ROI, tax deductions for the expenses & interest. How can you say that a person is better off renting? I am talking specific to local markets not Las Vegas or Florida.
Our market has improved and is not stagnant and I am hearing this from many in different LOCAL markets.
Buyers are making their moves now more than before and I think it has more to do with creeping
of interest rates lately than anything.
IT will always be better to own than rent, even if it s a small condo - IT'S YOURS!
Our market has improved and is not stagnant and I am hearing this from many in different LOCAL markets.
Buyers are making their moves now more than before and I think it has more to do with creeping
of interest rates lately than anything.
IT will always be better to own than rent, even if it s a small condo - IT'S YOURS!
I say just rent and don't fret Nick!
Depends on what market you are looking to buy. The current trend in Brookfield, Illinois actually showed an increase in sales and up 2% from 93% to 95% of asking price since January.
Data and trends are specific to each market...you will not get accurate figures from national averages.
Data and trends are specific to each market...you will not get accurate figures from national averages.
No point missed.
We are at the point of leveling off now.
We are at the point of leveling off now.
Past trends show if you plan on keeping a home for at least 5 - 8 years, you will not lose. Or wait, paying the Landlord is a better option...
How about the recent interest rate increase from 5.87% to 6.18% ? Any comments?.
Why not you become your own Landlord and pay yourself!
It's all a state of mind...
How about the recent interest rate increase from 5.87% to 6.18% ? Any comments?.
Why not you become your own Landlord and pay yourself!
It's all a state of mind...
Can't we all just get along.... :)
No one really knows when the home prices will stop dropping. Forecasters say it will level off sometime by this summer others say next year (2009). Some good indicators are past trends, but even that is not 100%.
If you must sell your house, put it up for fair price, clean it up, declutter, stage it right (with what you have or little investment) and it will sell.
Selling now, yes, you may get a better price than later.
There are still buyers out there that need to move or relocate for whatever reason be it schools, job, etc.
The world is not coming to an end.
If you must sell your house, put it up for fair price, clean it up, declutter, stage it right (with what you have or little investment) and it will sell.
Selling now, yes, you may get a better price than later.
There are still buyers out there that need to move or relocate for whatever reason be it schools, job, etc.
The world is not coming to an end.
Every market is different and some Chicago suburbs & neighborhoods are still thriving through everything albeit at lower values. But forecasters are looking at historical trends and predict that the housing market will stablize this summer. The thing that people don't want to understand is that it takes work to find great deals (with instant equity in a great location) so even if the market continues to slow you cannot lose. And another great thing is that INTEREST rates are at 5.8%.
Why wouldn't someone take advantage of that?
Why wouldn't someone take advantage of that?
Christine Moscinski, Broker Associate/Realtor answered:
I agree with Michael's post below. Integrity may have nothing to do with it. Maybe she was "expressing" her disappointment.
We (Realtors) show many, many homes before a client says "I love it, this is the one"!
In my experience, I would not stop showing until I know my client has absolutely found exactly what they wanted or close to it. Sometimes it takes 20-50 home tours. That equals a lot of gas + driving hours + home tours + lunches, etc.
I would not be too "thrilled" after adding up all my expenses to find that I only made 2%.
But, nonetheless, I would move forward for my client.
Just being honest.
Being a Realtor is a job like any other. And I am sure just as you'd like to get "top dollar" for your home, we as well would like to get paid.
I think she was just disappointed at the 2%.
We (Realtors) show many, many homes before a client says "I love it, this is the one"!
In my experience, I would not stop showing until I know my client has absolutely found exactly what they wanted or close to it. Sometimes it takes 20-50 home tours. That equals a lot of gas + driving hours + home tours + lunches, etc.
I would not be too "thrilled" after adding up all my expenses to find that I only made 2%.
But, nonetheless, I would move forward for my client.
Just being honest.
Being a Realtor is a job like any other. And I am sure just as you'd like to get "top dollar" for your home, we as well would like to get paid.
I think she was just disappointed at the 2%.
Christine Moscinski, Broker Associate/Realtor answered:
Thanks Betina for explaining again that he does apparently need a Realtor.
Also, if you are not going in with an agent then usually the Listing agent takes the entire commission. There are no cuts or discounts so YOU are not saving a dime.
I would advise you talk to a few agents in your area and select the one that you feel most comfortable with and get the home you want.
Good luck!
Also, if you are not going in with an agent then usually the Listing agent takes the entire commission. There are no cuts or discounts so YOU are not saving a dime.
I would advise you talk to a few agents in your area and select the one that you feel most comfortable with and get the home you want.
Good luck!
Great point Michael....but then, where else are they going to get FREE advice!!
Why is there so much animosity towards Realtors? It's just like a doctor or specialist, if you don't like what they have to say get second opinion. No one is bound to just one Realtor.
If you do not know these answers already, I would suggest talking to or hiring a Real Estate professional...
Christine Moscinski, Broker Associate/Realtor answered:
Gene I completely disagree with your advise. Unless CatDaddy has the EXPERIENCE that you have, then I would not suggest he take that route. You are assuming everyone knows what you already do based on your past dealings and home purchases.
He will not be able to gain access to these homes without a Realtor.
He will not be able to gain access to these homes without a Realtor.
Well, ususally buyers get trapped by the selling agent who REPRESENTS THE SELLER. With an agent representing you, they are looking out for YOUR best interests and know WHAT to look for and guide you throughout the process and of course negotiating the best price for you based on area comps, what has sold recently, and can findout MORE information for you than you could on your own.
It's up to you, if you think you can handle it then kudos to you!
It's up to you, if you think you can handle it then kudos to you!
Christine Moscinski, Broker Associate/Realtor answered:
If you are considering purchasing that condo, you have a right to review the HOA Bylaws and Past Improvements, Repairs and Reserves Account. This will hold all the information the Board of Directors discuss on day to day events that take place and any future repairs/issues planned.
I disagree with "you must have a contract in place" before you can see the HOA bylaws and accounting information. If there is a "potential" client, then the Listing agent should have a copy ready to go. Usually they already have a copy at the condo for review.
I have never had an issue with an agent telling me that they will not give me a copy unless I "present a contract".
Never heard of that happening before.
I disagree with "you must have a contract in place" before you can see the HOA bylaws and accounting information. If there is a "potential" client, then the Listing agent should have a copy ready to go. Usually they already have a copy at the condo for review.
I have never had an issue with an agent telling me that they will not give me a copy unless I "present a contract".
Never heard of that happening before.
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