Lisa Devnew

Lynn,

The answers provided by the agents in this thread are all correct. You do not HAVE to have an agent, but it is absolutely in your best interest. Contrary to what the last responder (who is obviously uninformed to say the least), agents work extremely hard for their clients (at least most of my associates do). From the outside, it may appear as if all agents do is facilitate paperwork, but that is only a small part of what we do. I am not sure what David (the previous responder) does for a a living....perhaps he sits behind a computer and punches keys all day, but I seriously doubt he would say he is makes more than he is worth if he worked sometimes for months at a time before receiving a paycheck for his hundreds of hours he has put in! I would love to hear what he thinks we agents do (or don't do as he implies). Anyway, sorry for the banter, but I take offense to obnoxious people. Best of luck to you! - Yesterday, 19:03

Sometimes it will be under HOA, sometimes it will be under "C/C fee. There is a form that your agent should submit to the seller which the seller is supposed to remit to the Condo Assn to fill out with all fees and assessments. - Wed Aug 27 2008, 08:24

Hello! Middle River is approximately 10-15 minutes from Hopkins Bayview Campus. There are some new developments going up in various parts of the city that are very nice. Unfortunately, in accordance with the Code of Ethics and Fair Housing Acts, I cannot comment at all on crime statistics. You will need to contact the local police department or do the research on your own. I would be more than happy to assist you in your search and in any way I can! Please send me a direct email to LDevnew@cbmove.com - Sat Aug 23 2008, 06:19

Good question. Appraisals are a touchy subject right now. Appraisers are under a lot of pressure from the banks in this kind of market. Depending on the property's location, some banks are even having the appraiser take 5% right off the top if the area is considered a "declining market." Before the seller will jump to reduce the price, they will probably appeal the appraisal. If the appraiser can show exactly what info he/she used to come up with the appraised value, then there is not much room for arguement. If the seller's agent, on the other hand, has proof which would counter the appraiser's info, then it may get sticky. But in this type of market, the buyer usually ends up winning these types of situations because the seller needs to sell and this same issue would probably just come up again with the next buyer. Good luck! - Fri Aug 22 2008, 18:54

Hi Jennifer,

I assume from your profile that you are looking in the Elkridge area, is that correct? I hope you enjoyed your time in Jacksonville, but we certainly welcome you back here! Believe it or not, if you are looking to make a move in December or January--you are not looking too soon! It may take a short while to find something that is just right for you and then you need to add 60 days or so for settlement to take place. If I can help in any way--I would be more than happy to! Again, we are glad you are coming back--I look forward to speaking to you. You can best reach me via email at LDevnew@cbmove.com - Thu Aug 21 2008, 06:52