Jason Sardi, Pennsylvania Mortgage Broker

I'm a:	Real Estate Professional
Location:	18106
Web sites:	The Insider's Insight on Mortgages

Jason Sardi, Pennsylvania Mortgage Broker, in 18106

19 Answers
1 First Answer
13 Useful Answers

Report this profile

About Me

Quite simply, we do Mortgages of every kind. Yet, what makes me different is the highest level of service and committment to communication through the entire process. While getting the best Mortgage for your needs is vital, it is also just as important to have someone working with & for you and to guide you every step of the way. This is more than just doing business, it's building relationships and maintaining them even after your loan closes. Referrals are the lifeblood of my business and this is how I do business. You can reach me locally in Allentown, Pa at 610-439-2166 ext. 229 or Toll Free at 1-866-262-8720 ext. 229. My email address is jsardi@fcegi.com.

My Q&A View all >>

Jason Sardi,…'s Questions (0)

Jason Sardi,…'s Answers (19)

I'm a REALTOR and plan to host an upcoming first -time home buyer seminar. I've done these in the past,

Asked Sun Jun 8 2008, 19:37 by Tameka Golds… - Pennsylvania - Home Buying - 6 answers

Jason Sardi, Pennsylvania Mortgage Broker answered:

Terrence brought up some good points. I would also cover costs associated with getting a Mortgage (points, title, escrows, etc.) It's probably advisable to hold it on neutral ground (YMCA, Local Firehall, etc). Best of luck.

Jason - Tue Jul 8 2008, 07:17

How does seller assist work? If the seller is willing to pay 6% of the closing cost , does that 6% get added

Asked Thu Apr 24 2008, 16:31 by Melissa - Pennsylvania - Home Buying - 7 answers

Jason Sardi, Pennsylvania Mortgage Broker answered:

No. It would come out of the seller's proceeds. Just make sure the loan product you have allows for 6% Seller assist. Some limit you to 3%. Let me know if you need any help.

Jason - Tue Jul 8 2008, 07:15

My husband and I have a contract on a home in Sinking Spring, PA with a closing date in July. We have

Asked Mon May 12 2008, 18:30 by Louise Small - Pennsylvania - Home Buying - 7 answers

Jason Sardi, Pennsylvania Mortgage Broker answered:

Louise - As far as getting out of the contract, I'd consult your Realtor .... assuming you have one. The loan office not returning phone calls is a huge red flag. He/she should be in touch with you every step of the way ... whether the news is good/bad/indifferent.

A lot of sales contracts are contingent upon getting financing and if you can't secure financing, are sometimes able to get your earnest back and so forth.

If you need any advice or help to proceed, feel free to get a hold of me at jsardi@fcegi.com or see my profile for my other contact info. My concern would be to make sure you were being put into a loan product that met your particular situation and needs. Irregardless, the last thing you want is to be Mortgage Poor.

Jason - Tue Jul 8 2008, 07:10

Wondering if I can trust mortgage preapproval

Asked Fri May 16 2008, 11:06 by Paige - Pennsylvania - Home Buying - 10 answers

Jason Sardi, Pennsylvania Mortgage Broker answered:

Paige,

Part of getting a solid pre-approval is not only a thorough application, but the Mortgage Professional getting documentation to back up what the application has to say. Job history/stability is important, along with credit scores & history, housing history, assets, income, debts, etc. Let me know if I can be of help.

Regards,

Jason - Fri May 30 2008, 10:31

Is Bank of America's "No fee mortgage plus" too good to be true?

Asked Fri Mar 28 2008, 06:27 by Danielle - Pennsylvania - Financing - 11 answers

Jason Sardi, Pennsylvania Mortgage Broker answered:

Danielle,

No fee mortgages translate to a higher rate, that's the bottom line. Everybody makes money on loans, it's a matter of what your goals are in whether a 'No Fee Mortgage' makes sense for you. Also, bear in mind that to get the best rates the Market has to offer, PMI is mandated when you are borrowing over 80% of the Sales Price. Let me know if you have further questions.

Regards,

Jason - Fri May 30 2008, 10:28

Danielle,

Unless Bank of America is putting you into a Non-Conventional Loan (also known as Sub-Prime)....there is PMI with only 10% down. While it may not be seen as a payment per se, they will build it into the rate...thus a higher rate. As far as no fee mortgage loans, no closing costs loans, etc.....always remember Mortgage Companies & Lenders aren't Non-Profit Organizations. They are making their money somewhere and with these loans, it will equate to a higher interest rate. Depending upon how long you plan on staying in the home, would be one of the major determining factors in if this is the best program for you. - Wed Apr 2 2008, 08:16

View all Jason Sardi, Pennsyl...'s Questions & Answers >>

RSS

My Blog Posts View blog >>

"Real Estate, Life, & Kittens!" no comments yet	view
"Sage Advice from a Pennsylvania Mortgage Guy:)" no comments yet	view
"Don't be Mortgage Poor!" no comments yet	view

View Jason Sardi, Pennsyl...'s...

Profile

Questions & Answers

Jason Sardi, Pennsyl... is a member of Trulia Voices:

Get the inside scoop on your area and home buying and selling.

Ask and answer questions about real estate.

Build your profile and contact home buyers, sellers and agents.