Harold Dana Pope

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  • THE MASIELLO GROUP
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Harold Dana Pope,  in 03031
  • 7 Answers
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Testimonials
"It is with great satisfaction & gratitude that I write this letter of recommendation for Harold "Buddy' Pope. Only because of his thorough & hard work were we able to find both a home & a location that we had been seeking to meet our objectives in moving from NJ to NH in the early 2nd Quarter of 2005. We had been looking without success for a home in NH since Nov., 2004 and were rapidly becoming disenchanted with the process, feeling that our buying criteria were not being sufficiently considered. Through the recommendation of our realtor, we were then put in touch with Buddy. From the moment I saw & perused his website at www.popesays.com I knew that here at last was someone with whom I would like to do business. After 2 comprehensive telephone conversations, getting to know each other & setting forth our objectives, Buddy went to work - and work he did, in a most comprehensive & professional fashion. By the time we met he had thoroughly researched the area, lined up a complete range of properties to view, analyzed their pros & cons vs. our objectives ,& was then fully prepared to lead us through the viewing process. It took us just 2 hours to agree that 1 of his prime recommendations was the home for us. Thereafter, he guided us carefully through the negotiation process right up to the final closing. His direction & recommendations were flawless & without his guidance the procedure could not have been completed as smoothly as it was. For both my wife & I, Buddy was a real pleasure to work with from initial contact through & beyond the closing. Should the need arise we would use him again without hesitation .He is a true professional, hard working, totally dependable, fun to work with & with the experience, confidence & self assurance to meet our needs. It is with great pleasure & satisfaction that I unequivocally recommend Buddy as a truly unique & exceptionally capable REALTOR. W. Dearstyne Company Group Chairman, Retired Johnson & Johnson New Brunswick,NJ"
Buddy Sat May 17
"Dear Buddy, Please accept my apology for not writing sooner to formally thank you for the successful closing on our home in Hollis this summer. The sale could not have been in better hands. The best real estate decision we made was to use you; you deserve the credit for the rest of the story. Only an extraordinary Realtor could have orchestrated such success in lieu of all the obstacles and surprises that potential buyers threw our way. Who could have predicted that a buyer would drop out within 24 hours of closing or that you would be able to pull together a closing with another backup buyer less than two weeks later! This success reflects your tenacious commitment to your client. It continues to amaze us that in this year's struggling real estate market we were actually able to sell our home for five percent more than the listing price recommended by two other realtors we considered. Your research analysis to determine a listing price was exhaustive as evidenced in your initial presentation to us and ultimately proved to be an accurate reading of the market. You advised on ways we could enhance the value of our home, and we know that following your advice, whether it was a fresh coat of paint, staging, or cleaning out clutter, made our home more attractive and pleasing to potential buyers. Beyond a keen understanding of the market, you are a man of integrity. We knew we would be represented with honor and honesty. You agreed that the best policy is to be forthright in disclosure; sharing ethical values is another reason we knew you were the right realtor for us. We have gained a new respect for the real estate profession through our experience with you. You are the hardest working realtor we have ever had the privilege to work with. Your diligence, perseverance, and attention to detail were evident on a daily basis. You were patient with us, wisely advised us when ever we had a question, but never dictated to us what we should or should not do. We appreciated the respect you afforded us. Clearly we put our trust in the right realtor. I wish I could thank you in a big way, such as having you represent us in the sale of another property, but for now this letter will have to suffice. We will always be grateful to have had such expertise and guidance from such a kind gentleman. With best regards, D. and S. Kissell -------------------------------------------------------------------------------- It is my pleasure to tell others what a wonderfully dedicated, warmhearted and thoroughly professional person Buddy Pope is. It was through his diligence and experience that we were able to accomplish something almost impossible in today’s market— a quick close and a good price on the sale of our home. I thought for sure when we listed our house with Buddy that we were in for a long winter’s wait for the right buyer to come along. We had already been through one round of unsuccessful marketing with another realtor the previous year, and knowing full well that the market had declined even further over the last 12 months I suspected that our goal of a quick close would be impossible. But I knew right away that working with Buddy was going to be different. Not only did he ask important questions about our goals and priorities, he listened to our answers. And then Buddy went to work for us in a way that no agent, buyers or sellers, had ever worked for us before. He made finding the buyer for our house look ridiculously easy. Less than a week after we listed our house with him we had an offer. Not only one offer, but the prospect of two offers lay before us. What a position to be in! I almost felt guilty! The next few weeks of negotiations and inspections were handled with a thoroughness and diligence that was amazing. Every question was answered, every problem addressed promptly and professionally. Buddy is a pleasure to work with, and I recommend him wholeheartedly to anyone looking for a capable, thorough and responsive realtor who knows his stuff, and is fun to work with to boot. M. Fuschetti"
Buddy Sat May 17
My Q&A View all >>
Harold Dana…'s Questions (3)
Harold Dana…'s Answers (7)
Harold Dana Pope answered:
Please Google "Fred Light" to see what advanced marketing is required to get a home even looked at these days. You are playing a somewhat dangerous game here in my opinion asking for specific advice on your house from agents that have never seen it, do not know the neighborhood, many are from out of state... a lot depends on your financial situation, motivation to become sold and get onto your next thing in life versus pinching every last penny... if there are no comparables then do it on sq footage based on solds AND active listings (your competition) in houses that have approximately the same number of sq feet and same number of bedrooms and also same size garage. Area of town would also be helpful to match on. Get the average price for solds and average price for actives. Average those 2 prices to get a first suggested list price. Also get the overall price per sq foot taking solds at their face value (sold price divided by sq footage) and taking actives (current not sold comparables as above) as 5% less than asking price if they have been on the market more than 3 months or at list price if they have just been listed (under 3 months). Then multiply that number by your sq footage to get a second suggested list price. You might even then average the two suggested list prices to come up with a third and final list price. This exercise should give you a good idea about if your price is good. A bit of work. - Thu Jul 10 2008, 08:20

Question removed

Harold Dana Pope answered:
Michele...try simply http://www.popesays.com Buddy Pope or Google me as Buddy Pope - Wed Jul 9 2008, 06:41
Michele...try simply http://www.popesays.com Buddy Pope or Google me as Buddy Pope - Wed Jul 9 2008, 06:40

what is a condex?

Harold Dana Pope answered:
Sean,

I am with you...putting your and my answers together...the "shared" aspect of a condex is setting oneself up for trouble. I think your answer is straight to the point.

Buddy Pope - Mon May 19 2008, 05:28
I have always had the question of what happens insurancewise if a fire were to break out clearly on one side of the side to side units and bring down BOTH units...does the insurance coverage extend one side to the other. Also, the shared wall and electrical repairs how might that be handled? Also the shared roof...who negotiates and detrmines the "when" of some of these "mutual" updates to the interior or exterior? - Sat May 17 2008, 15:50
Harold Dana Pope answered:
Mr Phelan provides you good advice...the questions you are asking and your emphasis on wringing the agents for all they are worth put you at a disadvantage. The notion of buyer's agency has been with the Real Estate industry long enough to prove it has merit- if it did not result in better money to the buyer then it would have, as a concept, been nipped in the bud by market forces long ago. You will save more by using a buyer's agent and will not have to trust that the dual agent capacity/expertise/fairness of the listing (selling) agent is going to help you. That agent might have to forgo a side in this transaction but that is not your concern. Your concern is to find an experienced and honorable buyer agent that can negotiate hard for you. Negotiation in home sales only comes through experience...you can't get it by book knowledge or hope that you can wing it. - Sat May 17 2008, 15:42
Harold Dana Pope answered:
Hi Joe,

I do not think you will avoid PMI if you cannot drop the 20% down...though with good credit scores like yours that would be a conversation to have with your lender of choice- the bite they take for PMI MIGHT not be as big. I have several lenders to recommend if you want recommendations.

The reason NH Finance and FHA is good these days is that they let you borrow up to 97% as I understand it, which approaches the old days of piggyback loans on a first at 80% and a second home equity loan at 20% BOTH signed at closing. Yoiu still have to cough up 3%. Again, I am not the financial man, I am not a lender, but I am pretty sure I have this straight. Also, the FHA guidelines have been severely loosened so the property does not have to pass muster on as many fronts as it used to.

My point is as you STILL therefore have the ability to borrow a lot with an FHA loan and hold onto your cash since you are financing a good proportion of your purchase, it is in my opinion a good time to buy, let the appreciation ride up over the next 5-10 years and either sell then or when more toward the a new market top, or if you intend to live in the house you will have at least had a chance to let your $40,000 build up over time provided you have made some safe investment decisions in a well diversified portfolio. The gap in home prices typically fills in quickly once there is recognition that the bottom has been reached. That recognition appears to be happening now at its beginning stages. You will have something of value IF YOU CHOOSE THE RIGHT PROPERTY, let it appreciate, then either sell it or pay down you mortgage with a lump sum payment (make sure there is no penalty for prepayment on your loan). The interest rates you catch now will likely be lower than if you wait to buy. My advice is to stay with a fixed loan. As oil becomes more expensive, companies will be forced to raise costs which will in turn mean that inflation will present as an issue and that borrowing money will become a riskier proposition and interest rates will go up. Again, check all this with you financial advisor or talk it through with a lender.

Buddy - Sat May 17 2008, 09:24
Hi Joe,

Yes, do not relie on the town's assessment (which is what Vision is) for purposes of market value. That is a big mistake as they serve different purposes. Market value is reflected by what has sold or is pending, but also in this market particularly (and rarely) by what is currently on the market. That is, if you are a seller and need to get your home sold, you don't price at strictly what has sold in the last six months as in the old glory days of 2003-2005, rather you look also at what is current on the market and price better than what is out there. If you are a seller this is not the best time to sell, but if you have to sell you have to sell. Alternatively if you area buyer, a good agent can also track price drops for you, narrow in on the best properties on a price and on a "what you are looking for" basis, and get right to it and find you a great deal. Of course being creditworthy is even more important as the lenders are really scrutinizing buyers' ability to repay their loans. NH financing and FHA financing are typically your best borrowing options these days if you do not have 20% to put down to avoid private mortgage insurance (PMI).

Buddy Pope (603) 562-5186
THE MASIELLO GROUP
101 Ponemah Rd., Amherst NH 03031 http://www.thepopeofrealty.com - Fri May 16 2008, 13:17
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