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About Me
WELCOME TO the SHIPPENSBURG AREA - THE HEART OF THE CUMBERLAND VALLEY!
I have found it to be a great place to live and work, and I am grateful that I have been able to give back to this community.
LEARNING & GROWING WITH THE VALLEY:
My husband and I moved to Franklin County in1980, and have seen the area grow tremendously over the years as we raised our family here. Being 'a people person', I have loved teaching and HELPING PEOPLE LEARN. When our children were small I served on the local PTO, and later on the school district PTO Council. We have chosen to be active members at our local church, serving that community to the best of our ability, with God's help. As our children married and established homes of their own, it was my delight to work with them to make their first real estate investments, just as I have helped dozens of other young couples find and buy that special first home.
HUSBAND'S SUPPORT A GREAT ASSET for a FLEXIBLE SCHEDULE:
I am privileged to have a staunch supporter in my husband, Ray Heisey, whose understanding and timely wisdom have added greatly to my ability to serve my clients well. Ray is the Administrator at Roxbury Camp, tucked in the shadow of the Blue Mountains near the little town of Roxbury, where we have lived for 28 years. His generous servant's heart towards me and my clients has certainly benefited those for whom I have spent long hours searching out a buyer for their home, or sitting in consultation over the details of contract.
25+ YEARS--EXPERIENCE WHERE IT COUNTS:
FIRST-HOME-BUYERS--I have helped dozens of young couples purchase a home, walking them thru the sometimes daunting maze of questions they face.
SENIOR CITIZENS--Life experience, supplemented by Continuing education Classes, aid me in for working for seniors who are looking at the options available to turn their equity into a spendable resource. I know what that looks like- downsizing living space and the upkeep that is connected to that space, while maximizing independence in the golden years.
RELOCATION--I have also not forgotten what it was like to move into a new community and not quite know where I fit, having a multitude of questions that needed answered. It can be a stressful time on family.
I hope that you'll give me a chance to put my experience to work for you, whatever your situation.
REAL ESTATE IS STILL A GREAT INVESTMENT!
I am a firm believer in the potential of real estate as an investment, and will encourage you to consider it's benefits. I love the chance I get to interact with, and assist, members of my community who have questions about real estate, whether they are selling their own residence or choosing a rental property as a business investment.
CONTINUING EDUCATION YIELDS SERVICE WITH EXCELLENCE:
Real Estate is more than "a job" for me; it is a rewarding profession that has been steadily developed over more than two (2) decades of helping customers and clients make good real-estate decisions. CONTINUING EDUCATION IS A MUST for today's real estate professional! I continue to learn, so that I can serve my clients better. My promise is to make the real estate experience the best it can be for my clients. My dedication to giving them SERVICE with EXCELLENCE has made many friends as we have done business together.
CALL or E-MAIL ME today! I'd love to help you make that next move, here in our beautiful Cumberland Valley.
Disclaimer: Advice given or information shared on trulia or any other innernet site shall not be construed to establish an agency relationship of any kind. Consumers are advised to seek specific legal, financial or real estate advice from the professionals of their choice.
I have found it to be a great place to live and work, and I am grateful that I have been able to give back to this community.
LEARNING & GROWING WITH THE VALLEY:
My husband and I moved to Franklin County in1980, and have seen the area grow tremendously over the years as we raised our family here. Being 'a people person', I have loved teaching and HELPING PEOPLE LEARN. When our children were small I served on the local PTO, and later on the school district PTO Council. We have chosen to be active members at our local church, serving that community to the best of our ability, with God's help. As our children married and established homes of their own, it was my delight to work with them to make their first real estate investments, just as I have helped dozens of other young couples find and buy that special first home.
HUSBAND'S SUPPORT A GREAT ASSET for a FLEXIBLE SCHEDULE:
I am privileged to have a staunch supporter in my husband, Ray Heisey, whose understanding and timely wisdom have added greatly to my ability to serve my clients well. Ray is the Administrator at Roxbury Camp, tucked in the shadow of the Blue Mountains near the little town of Roxbury, where we have lived for 28 years. His generous servant's heart towards me and my clients has certainly benefited those for whom I have spent long hours searching out a buyer for their home, or sitting in consultation over the details of contract.
25+ YEARS--EXPERIENCE WHERE IT COUNTS:
FIRST-HOME-BUYERS--I have helped dozens of young couples purchase a home, walking them thru the sometimes daunting maze of questions they face.
SENIOR CITIZENS--Life experience, supplemented by Continuing education Classes, aid me in for working for seniors who are looking at the options available to turn their equity into a spendable resource. I know what that looks like- downsizing living space and the upkeep that is connected to that space, while maximizing independence in the golden years.
RELOCATION--I have also not forgotten what it was like to move into a new community and not quite know where I fit, having a multitude of questions that needed answered. It can be a stressful time on family.
I hope that you'll give me a chance to put my experience to work for you, whatever your situation.
REAL ESTATE IS STILL A GREAT INVESTMENT!
I am a firm believer in the potential of real estate as an investment, and will encourage you to consider it's benefits. I love the chance I get to interact with, and assist, members of my community who have questions about real estate, whether they are selling their own residence or choosing a rental property as a business investment.
CONTINUING EDUCATION YIELDS SERVICE WITH EXCELLENCE:
Real Estate is more than "a job" for me; it is a rewarding profession that has been steadily developed over more than two (2) decades of helping customers and clients make good real-estate decisions. CONTINUING EDUCATION IS A MUST for today's real estate professional! I continue to learn, so that I can serve my clients better. My promise is to make the real estate experience the best it can be for my clients. My dedication to giving them SERVICE with EXCELLENCE has made many friends as we have done business together.
CALL or E-MAIL ME today! I'd love to help you make that next move, here in our beautiful Cumberland Valley.
Disclaimer: Advice given or information shared on trulia or any other innernet site shall not be construed to establish an agency relationship of any kind. Consumers are advised to seek specific legal, financial or real estate advice from the professionals of their choice.
My Q&A
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Mim Heisey's Questions (0)
Mim Heisey's Answers (64)
Mim Heisey answered:
The 'easy ' way is old fashioned hard work and superior service. That pays off in the long run. Give us dependable pre-approvals, and show us that we can count on your word.
That's the same with RealEstate agents-- good old word of mouth advertising for excellent service.
That's the same with RealEstate agents-- good old word of mouth advertising for excellent service.
Mim Heisey answered:
Joe,
If you do not have a statement of specific rights, look at your deed to see if there is a recorded document referenced.
Do you know a good REal Estate agent in the area where your property is located? ASk them for help. We often get questions from neighbors and friends about real estate matters, and we are glad to help where we can, with the understanding that when you need a Realtor you won't forget us.
Blessings in your search,
Mim
If you do not have a statement of specific rights, look at your deed to see if there is a recorded document referenced.
Do you know a good REal Estate agent in the area where your property is located? ASk them for help. We often get questions from neighbors and friends about real estate matters, and we are glad to help where we can, with the understanding that when you need a Realtor you won't forget us.
Blessings in your search,
Mim
Hi Joe,
It depends! Take a look at your document that states what your rights are. It should indicate what the scope of those rights are? It may only to swim, or to put a non-motorized boat out.
Hope that helps
It depends! Take a look at your document that states what your rights are. It should indicate what the scope of those rights are? It may only to swim, or to put a non-motorized boat out.
Hope that helps
Mim Heisey answered:
J
Why are you selling? You say that you have a great house in a great neighborhood-- so what is motivating you to sell now? To take advantage of the buyers' market that you see to move to a larger home?? or perhaps to move closer to family in a different area?
Most of the answers you have received are helpful and right on track. Do take note that they are talking in general terms bacause Trulia voices are coming from all over the nation. ( Dorothy appears to be closest to your market .)
As a Realtor with almost a quarter century here in PA's Cumberland Valley ( a little SW of you) I woud have to agree with what your real estate agent is telling you for this area. Many of us saw early signs that this spring would be better than last year, and were hoping for that normal 'spring rush'. We gave our clients our best advice based on that sense of things. The reality is that even our market has NOT bounced up, but we can count our blessings that it has not tumbled more than it has.
Here's the bottom line: BUYERS WITH MONEY decide what the market value is!! Most of us have invested a lot of ourselves in our homes, and we like what we have done to them. BUT, If your house is 'worth more than that' to you, you WILL be keeping it!
Hope that helps
Mim Heisey
Hale Real Estate
Shippensburg PA 17257
Why are you selling? You say that you have a great house in a great neighborhood-- so what is motivating you to sell now? To take advantage of the buyers' market that you see to move to a larger home?? or perhaps to move closer to family in a different area?
Most of the answers you have received are helpful and right on track. Do take note that they are talking in general terms bacause Trulia voices are coming from all over the nation. ( Dorothy appears to be closest to your market .)
As a Realtor with almost a quarter century here in PA's Cumberland Valley ( a little SW of you) I woud have to agree with what your real estate agent is telling you for this area. Many of us saw early signs that this spring would be better than last year, and were hoping for that normal 'spring rush'. We gave our clients our best advice based on that sense of things. The reality is that even our market has NOT bounced up, but we can count our blessings that it has not tumbled more than it has.
Here's the bottom line: BUYERS WITH MONEY decide what the market value is!! Most of us have invested a lot of ourselves in our homes, and we like what we have done to them. BUT, If your house is 'worth more than that' to you, you WILL be keeping it!
Hope that helps
Mim Heisey
Hale Real Estate
Shippensburg PA 17257
Mim Heisey answered:
2+ months and holding! ...and hoping that we'll still get to settlement eventually! Depends on the bank and the accuracy of the information on the listing sheet. As suggested below, what really is it's staus?? Approved short sale or only hopeful borrower who has defaulted?
Hope that helps
Hope that helps
Mim Heisey answered:
Ronnie,
Good question! You have it absolutely right!!
Mortgages with little down payment DO help people get started that have never saved up for a downpayment, but that means that their payment will be higher than yours if you have 10 or 15% or more down.
Also keep in mind that if you are able to put 20% or more down, you will eliminate the "Mortgage Insurance Premium" (MIP), which does nothing more than insure THE LENDER against loss if YOU default. What it does for the borrower is nothing, except make that higher percentage loan to value mortgage available. Saving a down payment is still good advice.
Keep thinking and asking questions. Old fasioned financial advice is still rock solid.
Good question! You have it absolutely right!!
Mortgages with little down payment DO help people get started that have never saved up for a downpayment, but that means that their payment will be higher than yours if you have 10 or 15% or more down.
Also keep in mind that if you are able to put 20% or more down, you will eliminate the "Mortgage Insurance Premium" (MIP), which does nothing more than insure THE LENDER against loss if YOU default. What it does for the borrower is nothing, except make that higher percentage loan to value mortgage available. Saving a down payment is still good advice.
Keep thinking and asking questions. Old fasioned financial advice is still rock solid.
Specialties
Specializing in helping 1st time home buyers and Senior Citizens
Experience
Latest:
REALTOR ASSOCIATE for HALE REAL ESTATE
I have been a REALTOR in the Cumberland Valley, of Central Pennsylvania (Chambersburg-Shippensburg-Newburg... ) for over 20 years. Currently serving the area as a REALTOR-Associate with HALE REAL ESTATE in Shippensburg, PA.
March 1984—present
Mim Heisey is a member of Trulia Voices:
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