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Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships, and helping my customers achieve their home financing goals, not just a transaction. As a Bank of America Mortgage Loan Officer, I take a consultative approach to the home loan process by customizing each home financing program to help customers achieve their overall financial goals. Many loan officers can get you a loan. My mission is to get you the right loan.
Professional Experience
Welcome to Bank of America Mortgage, my name is Joseph Hage. As a Mortgage Loan Officer, I have a wide range of mortgage choices, competitive rates and flexible terms and conditions, as well as online tools, to find the mortgage solution that best fits your needs. You can Pre-Qualify online in minutes.
During my 8 years of experience in the mortgage industry, I have shared my expertise to personally assist thousands of home financing dreams. I have an extensive background assisting first time homebuyers, high net worth borrowers, self-employed borrowers, investment borrowers, Doctors and our local heroes: Police, Firefighters, Teachers and Medical workers and a great deal of experience in:
Affordable mortgage lending
Construction lending
Conventional loans
Doctor loans
Home Equity Lines of Credit
Investment property lending
Lending to our local heroes: police, teachers, firefighters, and medical worker loans
Non-conventional "Jumbo" lending
I have a degree in Behavioral and Social Sciences from the University of Maryland.
I contribute my time to the community by supporting: Habitat for Humanity, Housing Agencies and Homebuyer Assistance Classes.
Contact me today and let’s get started on achieving your home financing goals at (908)253-4110
"“Joseph helped us securing funds for our project and without his help the project would have fallen through . Keep up the good job.” July 24, 2008
Top qualities: Great Results, Personable, Creative"
Louis Saliba Sun Jul 20
"“Joseph handled my financial issues with diligence and integrity. I would highly recommend him” July 24, 2008
Top qualities: Great Results, Personable, High Integrity"
Timothy Dunleavy Fri Jul 25
"“Joe is thorough and courteous. His follow-through is terrific. Clients that he works with are always quite satisfied with the job he does. I can highly recommend him for his professionalism and caring.” July 24, 2008"
Terry Byrne, SVP, Bank of America Fri Jul 25
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Trulia Voices!
I would not use those credit reporting agenciesto determine your FICO score but I would use Experian, Transunion, and Equifax to receive a Tri-Merge Score from a creditable lender that you can trust such as BANK OF AMERICA. Let me know if I can be of any assistance... - Fri Jul 25 2008, 21:44
If you need financing I am in Belle Mead and I can meet you at one of my branches at your requested time. Happy house huting and let me knoe if I can be of any assistance in New Construction if your interested in that as well I am a new construction specialist at Bank of America.
Best Regards,
Joe - Fri Jul 25 2008, 21:39
about 40 -60 minutes dont take 206 if your in Belle Mead though I would take River Road 533 or Pheasants Run 579 - Fri Jul 25 2008, 21:35
There are several search engines you can use such as this here Truial or Zillow. But the best thing to do is ask your realtor for a CME and they shoud lbe able to give you comps closed in the past month or year within a certain mile radius of the home your interested in by using the Multiple Listing Service Database. If you need to get pre-approved or woudl like to be financed by Bank of America give me a call I would be happy to assist you. - Fri Jul 25 2008, 21:33
Affordable mortgage lending FHA & VA Loans
Construction lending
Conventional loans
Doctor loans
Home Equity Lines of Credit
Investment property lending
Lending to our local heroes: police, teachers, firefighters, and medical worker loans
Non-conventional "Jumbo" lending
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Bank of America Assistant Vice President for
Bank of America
August 2003—present
New Construction Specialist - Bank of America Mortgage Loan Officers Certified in New Home Construction Products and Financing Options
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Bank of America — Trusted Lender
Here’s why:
We have tremendous financial strength as one of the largest companies in the world, backed by over $1.5 trillion in total assets.
Our dedication to responsible lending has never been greater and is focused on a balance of a diverse set of loans, showing our commitment to the first time home buyer as well as repeat buyers. This dedication is demonstrated with the recent launch of two new innovative and affordable mortgage programs, No Fee Mortgage PLUS and Neighborhood Champions® Protected Mortgage ®.
We offer a Close-On-Time Service Guarantee with No Fee Mortgage PLUS so our customers and partners know exactly when they’ll close.
We service our own loans to ensure you have a positive experience for the life of your mortgage.
We have the highest servicing rankings and the lowest foreclosure rates in the industry, earning us Freddie Mac’s Tier One Hall of Fame status.
We have served the needs of over 56 million US households (1 out of every 2 US households).