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About Me
Patti Ann Kasper, Your Hard Working Innovative REALTOR® for Lino Lakes, Blaine, MN and the Northern Twin Cities Metro.
You've no doubt heard that real estate is all about "location, location, location" and its true! While some real estate agents rely on outdated methods or gimmicks, Patti Ann Kasper enhances your negotiating position by incorporating the latest Geographic Analysis and Geographic Information technologies. Her technical approach to the Twin Cities Metro's real estate market correctly prices your home, investment property, or business and pinpoints the quite cul-de-sac, investment property, or business opportunity that you seek. Patti Ann Kasper is determined to make you the best informed home buyer or seller in your neighborhood - because when it comes to real estate, knowledge is power - and it saves you money!
I focus my attentions on the Twin Cities Metro area for business/investment clients and on the Northern Metro Suburbs of the Twin Cities for residential clients in Minnesota including: Lino Lakes, Blaine, Coon Rapids, Andover, Ham Lake, Columbus Township, Linwood Township, Lexington/Circle Pines, Champlin, Anoka, Ramsey, Elk River, Otsego, Monticello, Big Lake, Becker, Burns Township, Maple Lake, Rogers, Dayton, Albertville, St. Michael, Fridley, Spring Lake Park, Arden Hills, Shoreview, New Brighton, Mounds View, Maple Grove, Osseo, Forest Lake, Centerville, Scandia, St. Francis, Oak Grove, Columbus Township, and East Bethel.
My Blaine MN and Lino Lakes roots are backed up by these credentials:
Specialties:
* Working with home Buyers - First time or experienced buyers.
* Working with home Sellers - Aggressively marketing your listing.
* Working with Investors & Businesses - Analyzing profit potential.
* Previewing homes for buyers, especially those with physical challenges.
Professional Experience
* Using geographic analysis to help buy or sell your home, property, or business.
* Analyzing the Twin Cities real estate market.
* Researching your preferred neighborhood/area.
Degrees
* Associates of Science - Geographic Information Systems and Cartography
* Associates of Occupational Studies - Electronics Engineering Technology
Geographic Information Systems and Cartography Industry Affiliations
* Geospatial Information & Technology Association (GITA).
* Minnesota Geographic Information Systems/Land Information Systems (Mn. GIS/LIS) Consortium
* Cartography and Geographic Information Society (CaGIS)
Real Estate Industry Affiliations
* North Metro Realtors' Association.
* Minnesota Association of Realtors.
* National Association of Realtors.
My geographic and technical skills give me an edge in the Twin Cities real estate market:
* Statistical data analysis used to determine optimum price.
* Geographic analysis of your home and neighborhood.
* Internet skills to market your home on a myriad of websites and blogs.
* Her technical nature makes her very detail oriented:
You've no doubt heard that real estate is all about "location, location, location" and its true! While some real estate agents rely on outdated methods or gimmicks, Patti Ann Kasper enhances your negotiating position by incorporating the latest Geographic Analysis and Geographic Information technologies. Her technical approach to the Twin Cities Metro's real estate market correctly prices your home, investment property, or business and pinpoints the quite cul-de-sac, investment property, or business opportunity that you seek. Patti Ann Kasper is determined to make you the best informed home buyer or seller in your neighborhood - because when it comes to real estate, knowledge is power - and it saves you money!
I focus my attentions on the Twin Cities Metro area for business/investment clients and on the Northern Metro Suburbs of the Twin Cities for residential clients in Minnesota including: Lino Lakes, Blaine, Coon Rapids, Andover, Ham Lake, Columbus Township, Linwood Township, Lexington/Circle Pines, Champlin, Anoka, Ramsey, Elk River, Otsego, Monticello, Big Lake, Becker, Burns Township, Maple Lake, Rogers, Dayton, Albertville, St. Michael, Fridley, Spring Lake Park, Arden Hills, Shoreview, New Brighton, Mounds View, Maple Grove, Osseo, Forest Lake, Centerville, Scandia, St. Francis, Oak Grove, Columbus Township, and East Bethel.
My Blaine MN and Lino Lakes roots are backed up by these credentials:
Specialties:
* Working with home Buyers - First time or experienced buyers.
* Working with home Sellers - Aggressively marketing your listing.
* Working with Investors & Businesses - Analyzing profit potential.
* Previewing homes for buyers, especially those with physical challenges.
Professional Experience
* Using geographic analysis to help buy or sell your home, property, or business.
* Analyzing the Twin Cities real estate market.
* Researching your preferred neighborhood/area.
Degrees
* Associates of Science - Geographic Information Systems and Cartography
* Associates of Occupational Studies - Electronics Engineering Technology
Geographic Information Systems and Cartography Industry Affiliations
* Geospatial Information & Technology Association (GITA).
* Minnesota Geographic Information Systems/Land Information Systems (Mn. GIS/LIS) Consortium
* Cartography and Geographic Information Society (CaGIS)
Real Estate Industry Affiliations
* North Metro Realtors' Association.
* Minnesota Association of Realtors.
* National Association of Realtors.
My geographic and technical skills give me an edge in the Twin Cities real estate market:
* Statistical data analysis used to determine optimum price.
* Geographic analysis of your home and neighborhood.
* Internet skills to market your home on a myriad of websites and blogs.
* Her technical nature makes her very detail oriented:
My Q&A
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Patti Ann Ka…'s Questions (0)
Patti Ann Ka…'s Answers (13)
Patti Ann Kasper - Lino Lakes and Northern Twin Cities Metro Real Estate Expert answered:
Get representation before you make any offers or committments. You will want to know the price you should pay for the property from a REALTOR before you approach the potential seller. Interview several REALTORS to find one you like and trust - then hire them to negotiate in YOUR best interest.
Good luck!
Good luck!
Patti Ann Kasper - Lino Lakes and Northern Twin Cities Metro Real Estate Expert answered:
Of course, everyone and their brother has a mortgage calculator on their website and you should always talk with a loan officer to examine any unusual circumstances that may affect your ability to make your mortgage payments.
But the general rule of thumb is that you should pay no more than 35% of your gross income towards your home. So if you earn $30K per year - your annual mortgage should be no more than $10.5K per year or $875.00 per month.
But the general rule of thumb is that you should pay no more than 35% of your gross income towards your home. So if you earn $30K per year - your annual mortgage should be no more than $10.5K per year or $875.00 per month.
Patti Ann Kasper - Lino Lakes and Northern Twin Cities Metro Real Estate Expert answered:
Heidi, there are so many good locations and builders in the Twin Cities it is hard to list them all. You might want to take a look at the "Parade of Homes" website listed below. This will give you a feel for the area. The next Parade of Homes is from February 9 – March 16, 2008.
It might also be a good time to plan a visit if you can...
It might also be a good time to plan a visit if you can...
Patti Ann Kasper - Lino Lakes and Northern Twin Cities Metro Real Estate Expert answered:
Fancy meeting you here!!!
Patti Ann Kasper - Lino Lakes and Northern Twin Cities Metro Real Estate Expert answered:
Be careful, there are several answers here that are not accurate.
While it is the responsibility of the landlord to notify you - you want to make sure you find out adhead of time and not be surprised when the Sherriff shows up to kick you out.
The statutory redemption period in the case of MOST residential mortgages in Minnesota is 6 months, however, it is not possible to give a difinitive answer in your situation without more information. Residential and Homestead designations are not necessarily interchangable. For example, a 4-plex can be a residential property, but under some circumstances will not be considered a homestead.
The absolute best way tell is to find the advertisement that the lender is required to put in the public notices section of your local newspaper, or visit your County Sherriff's office. For example, in Anoka County, the Anoka County Union newspaper lists all of the local forclosures. This information is also available in the lobby of the Sherriff's office.
For most residential properties in Minnesota:
If the property is abandoned, it can be as little as 5 weeks. Evidence of abandonment, such as: termination of utilities, two or more police reports of trespassing or vandalism, safety problems, broken windows, sanitation problems, broken doors, or other signs must be present. This rule 5 week rule only applies to residential properties with no more than four units and under 10 acres.
In some special circumstances, the statutory redemption period is 12 months:
· the mortgage is more than 1/3 paid off,
· the property is more than 40 acres,
· the property is more than 10 acres AND in agricultural use,
· the property is more than 10 acres AND the mortgage was originated prior to July 1st, 1987.
I hope that helps.
While it is the responsibility of the landlord to notify you - you want to make sure you find out adhead of time and not be surprised when the Sherriff shows up to kick you out.
The statutory redemption period in the case of MOST residential mortgages in Minnesota is 6 months, however, it is not possible to give a difinitive answer in your situation without more information. Residential and Homestead designations are not necessarily interchangable. For example, a 4-plex can be a residential property, but under some circumstances will not be considered a homestead.
The absolute best way tell is to find the advertisement that the lender is required to put in the public notices section of your local newspaper, or visit your County Sherriff's office. For example, in Anoka County, the Anoka County Union newspaper lists all of the local forclosures. This information is also available in the lobby of the Sherriff's office.
For most residential properties in Minnesota:
If the property is abandoned, it can be as little as 5 weeks. Evidence of abandonment, such as: termination of utilities, two or more police reports of trespassing or vandalism, safety problems, broken windows, sanitation problems, broken doors, or other signs must be present. This rule 5 week rule only applies to residential properties with no more than four units and under 10 acres.
In some special circumstances, the statutory redemption period is 12 months:
· the mortgage is more than 1/3 paid off,
· the property is more than 40 acres,
· the property is more than 10 acres AND in agricultural use,
· the property is more than 10 acres AND the mortgage was originated prior to July 1st, 1987.
I hope that helps.
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