If you would like some numbers on current rates and programs, we are a local lender and can offer pricing for over 15 different investors. This allows you to get the best deal on both interest rate and fees. We do have some programs based on qualification that can go up to 102% of the appraised value. This allows you to get into a home with no down payment, roll in most or all of your closing cost, and no PMI insurance. My name is George Monsour with Executive Mortgage. 337.993.9303 - Fri Aug 8 2008, 09:25