Gina Buck

I'm a:	Real Estate Professional
Company:	Buck Realty
Location:	Wetumpka
Phone:	(334) 657-0939

5 Answers

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About Me

I am born and raised in the tri county area. I have been licensed in real estate since 2002, but have been active in purchasing and selling various properties for many more years I have continued my quest for the best education and experience for my clients, and over the past years have obtained the designations of accredited buyer representative and certified residential specialist designee. You can search for properties in the Elmore, Montgomery , and Autauga county areas by visiting my website http://(www.ginabuck.com). I am the owner and broker iin charge of Buck Realty, a small firm that is highly committed to the highest level of customer service and repeat business.I hope to add you to my list of satisfied clients.

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Gina Buck's Answers (5)

who pays insurance and taxes on lease to buy?

Asked Mon Aug 18 2008, 06:59 by Bill Burleson - Montgomery - Home Selling - 3 answers

Gina Buck answered:

Really it all depends on the type of agreement you enter into with the owner of the property. If you do a mortgage, then you, as the buyer would be responsible for paying taxes and homeowner's insurance. However, some lease/purchase arrangements are done through rental leases, with some portion of the payment going toward the purchase. If this is the type of arrangement that you enter into, then the owner of the property would likely still pay the taxes and insurance, because ownership would still rest with him/her. You should always seek competent legal advice if you are entering into an agreement and have doubts or questions about what is happening. - Mon Aug 18 2008, 08:55

If you purchase a home in a new subdivision and because of the home crisis, the owners have stopped building

Asked Sat Aug 2 2008, 12:26 by Azalie - 36116 - Market Conditions - 2 answers

Gina Buck answered:

Well, I guess you could look at it from the half full perspective or the half empty perspective. At any rate, you should check the documentation you signed when you bought the home. Did the builder guarantee that they would build at any determined rate. In my experience, builders do not lock themselves into any such arrangement. But just to be sure, you could check with a local real estate attorney. My guess, however, is that you will have to wait this one out. But look on the bright side - when the builder starts selling again - you will have equity and the advantage!! Visit my website at http://www.ginabuck.com. Good luck. - Mon Aug 4 2008, 09:24

I want a home with a lease to purchase option.Where do I start?Some say don't contact realtor, what do I do?

Asked Sun Oct 28 2007, 17:37 by Belinda - Prattville - Foreclosure - 13 answers

Gina Buck answered:

Belinda,

It is somewhat difficult to find homes for lease/purchase, despite the current market conditions. Even though there are several builders in financial trouble lately, and many homes that have been on the market for many months, the problem comes into play when the builder/seller of the home has to get approval from the bank to keep the mortgage in favor of a lease/purchase.

There are some out there, however.

As the broker/owner of Buck Realty and an Accredited Buyer Rep, I would be happy to represent you in finding a home for lease/purchase. My website is http://www.ginabuck.com, and my phone is 334-657-0939. Contact me if you are interested in pursuing the option. I have worked with other buyers in this capacity before. - Tue Jul 8 2008, 14:48

Is there a cma listing service that does cover Montgomery? The free services like Zillow and Domainia do not

Asked Mon Dec 3 2007, 16:14 by Jo - Montgomery - Tech Tips - 7 answers

Gina Buck answered:

While there may not be much listed in Montgomery on these sites, you can try sites like HouseValues.com or JustListed. These sites will get you information on any area you request, provided you don't mind giving out some basic info about yourself.

If you are trying to find the value of a property to gather information for putting it on the market without having to talk to a real estate professional, you are going to be limited, because even websites that will get you this information, get it by way of a local realtor.

I would be glad to provide you with CMA data for your home without any obligation. I will pull together a mini CMA that will only be based on address information and home stats. I will not make a visual evaluation of the home in this type CMA. I will send you the report via email and what you do with the info is up to you. That's just part of what I do.

My website is http://www.ginabuck.com and you can email me from there. - Tue Jul 8 2008, 14:40

As a first time buyer, how can we the house we are currently renting which is going on the market soon?

Asked Tue Jul 8 2008, 14:14 by Christopher - San Francisco - Home Buying - 7 answers

Gina Buck answered:

As a first time buyer in the market, it will be a good idea for you to find the lender that you are going to be dealing with, and get approved. Once you do this, you will create value for yourself from the seller's perspective. Also, you can go to websites like HouseValues.com and request a market analysis for the home. This could be evidence in your favor, especially if the numbers support your claims.

Lastly, try explaining to your owner what you already know about the market and that the other, more expensive homes are nicer and cleaner than the one that you live in, and that putting a home on the market requires time and money, not to mention the fact that you may want to look for a new place to live if this home goes on the market. It would be an easy solution for everyone, if the two parties could reach a reasonable agreement. - Tue Jul 8 2008, 14:29

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My Listings

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Specialties

First time homebuyers
Relocation
New Construction

Certifications & Awards

B.S. ACCOUNTING from Auburn University Montgomery
Licensed Real Estate Broker
Owner Buck Realty
Accredited Buyer Rep
Certified Residential Specialist - Member

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Gina Buck

who pays insurance and taxes on lease to buy?

If you purchase a home in a new subdivision and because of the home crisis, the owners have stopped building

I want a home with a lease to purchase option.Where do I start?Some say don't contact realtor, what do I do?

Is there a cma listing service that does cover Montgomery? The free services like Zillow and Domainia do not

As a first time buyer, how can we the house we are currently renting which is going on the market soon?

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