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I am a real estate broker/owner in Hampton Roads Virginia. We encompass 7 cities locally. I have been relocated here by the US Navy while married to a Navy man (since 1981). There are multiple military bases located throughout Hampton Roads. We chose to "retire" here because we love the area and our children and grandchildren are here. I associated myself with Family Realty (which was a "Better Homes and Gardens" franchise until GMAC bought them out) in 2000. I have a great group of people here to work with and we are ready to handle all your relocation needs. Moving across town or across the country... We can even help if you are moving from San Antonio to Detroit ! One call to me and I can have you covered on both ends, selling and buying. Let me take some of the worry off your back, call. GMAC Real Estate has a 94% customer satisfaction rating. Get : Sevice You Deserve. People You Trust.
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Trulia Voices!
Jay,
I just spoke to one of my favorite lenders in VB, David Martin over at Mortgage Source (490-3912) he says: It depends . . . if your bankruptcy repayment plan was at least 12 months and your trustees will put
something in writing, you may be able to get an FHA mortgage. Conventioanl mortgages still require 2 years out of bankruptcy. I say, give David a call, tell him Wendy "D" sent you and see what he can do for you. Good luck! - Fri Aug 8 2008, 13:01
You could pick up a local newspaper and check the (real estate) "notices". - Tue Jul 15 2008, 07:54
CG - From a real estate standpoint, the mere presence of termites does not effect the value. Lenders and mortgage companies usually require a "clear termite letter" stating the property has been inspected and was found to be clear of termites, wood boring insects, etc. before they will lend money or make a mortgage. If the infestation is bad enough that it has caused damage, then the inspectors will not be able to write a "clear letter" for the mortgage company so the mortgage company will not loan the money until the damage has been repaired and the property has been treated and re-inspected. If the damaged home was not treated, then it may be worth less on the market as it has "issues" and any buyer who needs to get a loan will not be able to do so. If termites are present then treatment alone will usually satisfy the inspector who can then write the "clear letter" for the lender. Here in Hampton Roads, VA we have lots of termites. I recommend to my clients that they get a reputable termite company, buy a policy and keep it up to date. Lots of termite companies will come inspect your home for free, just listen to the advice they give you and shop around for a good company. In the event you are purchasing a home that has been found to have termites, it will be treated before your lender will make any loans. Don't let termites ruin your dream of home ownership. - Mon May 12 2008, 11:08
RELOCATION my specialty! Being a retired military wife with children I know what it's like to have to move, sometimes far and frequently! Let my experience and empathy work for you.
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Broker / Owner for
Family Realty GMAC
I am a broker /owner at Family Realty GMAC. I have been here since 2000. I have helped many families with buying and selling real estate here in Hampton Roads.
January 2000—present
REALTOR Member since 2000.
QSC - Quality Service Certified, delivering Premier Service.
RMM - Residential Marketing Master
Sr. RMM - Senior Residential Marketing Master
PRS - Professional Relocation Service, provider.
Relocation Directors Performance Awards - 2006, 2007
I enjoy my "family time" with kids and grandkids. A nice day off would include sleeping in a little, taking my boat out, doing some fishing (catch and release only!) then having a nice dinner at a local restaurant.
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