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About Me
Experience/Achievements:
Licensed in 1997
Top 10% of area Realtors 2001, # of Listings sold
Top 7% of area Realtors 2002, # of Listings sold
Top 8 % of area Realtors 2003, # of Listings sold
Top 7 % of area Realtors 2004, # of Listings sold
Top 1% of area Realtors 2005, # of Listings sold
Obtained Brokers License, 2005
Top 1% of area Realtors 2006, # of Listings sold!
Top 1% of area Realtors, 2007, YTD, # of listings sold!
Founding member of two of the top 10 real estate companies in the Valley
Investor/developer, 1999-current. Presently own and manage 28 commercial and residential investment properties.
Education:
Associate of Arts and Science– Hudson Valley Community College, Troy NY
Member– Phi Beta Kappa, an International Honor Society
State University of New York– Albany Campus, Albany NY
Bachelor of Arts and Liberal Studies— Northern Arizona University, Flagstaff, AZ.
Summa Cum Laude.
Member— Phi Kappa Phi– a National Honor Society
Best School of Real Estate, Sedona AZ– Obtained Real Estate License, 1997
Arizona School of Real Estate and Business, Scottsdale, AZ Obtained Brokers License, 2005
Guiding Philosophy:
I tend not to think of myself as a salesperson, but rather a facilitator and negotiator on my clients behalf. If you are selling, my job is to get you the most money for your property, in the least amount of time, with the least amount of hassles. If you are buying, my job is to “Tune In” to what you want and need, find it and then negotiate the best possible terms on your behalf. My job is to remove the barriers between you and your real estate dreams or objectives.
While I am very fortunate to be among the Verde Valley’s top producers, I don’t believe I will ever be the “number one” agent in the area. I don’t believe I could be “number one” and still be what I want to be for all of my clients; A fiduciary, a financial advisor and most importantly, a friend in the business.
Licensed in 1997
Top 10% of area Realtors 2001, # of Listings sold
Top 7% of area Realtors 2002, # of Listings sold
Top 8 % of area Realtors 2003, # of Listings sold
Top 7 % of area Realtors 2004, # of Listings sold
Top 1% of area Realtors 2005, # of Listings sold
Obtained Brokers License, 2005
Top 1% of area Realtors 2006, # of Listings sold!
Top 1% of area Realtors, 2007, YTD, # of listings sold!
Founding member of two of the top 10 real estate companies in the Valley
Investor/developer, 1999-current. Presently own and manage 28 commercial and residential investment properties.
Education:
Associate of Arts and Science– Hudson Valley Community College, Troy NY
Member– Phi Beta Kappa, an International Honor Society
State University of New York– Albany Campus, Albany NY
Bachelor of Arts and Liberal Studies— Northern Arizona University, Flagstaff, AZ.
Summa Cum Laude.
Member— Phi Kappa Phi– a National Honor Society
Best School of Real Estate, Sedona AZ– Obtained Real Estate License, 1997
Arizona School of Real Estate and Business, Scottsdale, AZ Obtained Brokers License, 2005
Guiding Philosophy:
I tend not to think of myself as a salesperson, but rather a facilitator and negotiator on my clients behalf. If you are selling, my job is to get you the most money for your property, in the least amount of time, with the least amount of hassles. If you are buying, my job is to “Tune In” to what you want and need, find it and then negotiate the best possible terms on your behalf. My job is to remove the barriers between you and your real estate dreams or objectives.
While I am very fortunate to be among the Verde Valley’s top producers, I don’t believe I will ever be the “number one” agent in the area. I don’t believe I could be “number one” and still be what I want to be for all of my clients; A fiduciary, a financial advisor and most importantly, a friend in the business.
My Q&A
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Holly Grigai…'s Questions (3)
Holly Grigai…'s Answers (96)
Holly Grigaitis-Svercl answered:
I am married to one of my former/current clients. We met when a former client referred him to me, to find a rental property. You dont need to change agents. Love doesn't wait for a closing. My "client/husband" and I fell for each other quite fast- we found a house and had our first date immediately after the home inspection. If anything, dating him while in the escrow, made me go above and beyond the call of duty to ensure things flowed smoothly for him. We were engaged 6 months later, married a year later and have been delirously happy ever since. Now we are both licensed agents and work together too. Again, you only get some many chances in life to find true love....you can always find another house!
Holly Grigaitis-Svercl answered:
Is this a serious question?? Ya know- the minute you drive your new car off the lot your are upside down in it. Your home is likely to have many fluctuations in value over the life of the loan. You dont buy a home because you can flip it a year or two or less- you buy it because it is a long term investment, you need a roof over your head and a way to a more secure future for yourself and your family.
People who can pay, but won't are one of the reasons we are in the situation were in. Pull up your big girl panties, suck it up and ride it out- take responsibilty for what YOU decided to buy!
People who can pay, but won't are one of the reasons we are in the situation were in. Pull up your big girl panties, suck it up and ride it out- take responsibilty for what YOU decided to buy!
Holly Grigaitis-Svercl answered:
OK- while this seems like typical realtor-speak, it may not be. Good deals sell FAST. Where I am in AZ we have over a two year supply of homes for sale- yet many of the good deals are on the market for 30 days or less. If it was a good deal, this is very likely factual information presented to you. Bidding wars are beginning to occur again.
Interest rates are changing by the HOUR right now. and they dropped 1 full point overnight after fannie and freddie were taken over by the govt, but it was for a very short period of time and then creeped up again. This information was factual. They could go up, they could go down, there is that much uncertainty in the markets.
You could do better, but you could do worse. I don't think you were overpressured- all the info is factual- BUT, if the house doesnt feel right for you and your lifestyle- maybe that isnt the one for you. You are buying a home- not a house- you will live there, it will help shape your life and your future. Do you see yourself there? If you dont feel this is the one for you, maybe you do need to look at a few more to satisfy yourself that you are getting a home that will work for you. Worry less about the sales price and more about the interest rate, your level of comfort with the payments, schools, shopping and other amenities that come along with the home and the neighborhood. Markets go up and down and your house is likely to have several value fluctuations during the course of ownership..giving up the perfect place for YOU over a few grand is just not recommended, nor worth it in the long run.
Fully understand your mortgage- be sure the payments wont stretch your budget...and know tha tyou will second guess yourself a hundred times before the process is over. Best of Luck to you- and dont forget to check into the 7500$ tax credit for buying when you get your taxes ready next April!
Interest rates are changing by the HOUR right now. and they dropped 1 full point overnight after fannie and freddie were taken over by the govt, but it was for a very short period of time and then creeped up again. This information was factual. They could go up, they could go down, there is that much uncertainty in the markets.
You could do better, but you could do worse. I don't think you were overpressured- all the info is factual- BUT, if the house doesnt feel right for you and your lifestyle- maybe that isnt the one for you. You are buying a home- not a house- you will live there, it will help shape your life and your future. Do you see yourself there? If you dont feel this is the one for you, maybe you do need to look at a few more to satisfy yourself that you are getting a home that will work for you. Worry less about the sales price and more about the interest rate, your level of comfort with the payments, schools, shopping and other amenities that come along with the home and the neighborhood. Markets go up and down and your house is likely to have several value fluctuations during the course of ownership..giving up the perfect place for YOU over a few grand is just not recommended, nor worth it in the long run.
Fully understand your mortgage- be sure the payments wont stretch your budget...and know tha tyou will second guess yourself a hundred times before the process is over. Best of Luck to you- and dont forget to check into the 7500$ tax credit for buying when you get your taxes ready next April!
Holly Grigaitis-Svercl answered:
Rates have been trending upward for the past several months, but the mortgage markets are very volatile and rates have been changing several times a day in preceeding months-
I would think the costs would vary greatly on each property, depending on the condition and what is involved to remove the homeowner/tenant in the property....I would call a foreclosure company or a legal firm that handles them for a guestimate....Likely, though, Citicorp is already aware of what the costs will be to foreclose. You may wish to investigate the new housing legislation and see if there is any benefit to you with these new provisions- you may refinance via FHA so long as your lender agrees to write down your note by 15%.
Above all, remember, markets are cyclical- the sun will shine again in PHX, and the market will come back....we just dont know when!
I would think the costs would vary greatly on each property, depending on the condition and what is involved to remove the homeowner/tenant in the property....I would call a foreclosure company or a legal firm that handles them for a guestimate....Likely, though, Citicorp is already aware of what the costs will be to foreclose. You may wish to investigate the new housing legislation and see if there is any benefit to you with these new provisions- you may refinance via FHA so long as your lender agrees to write down your note by 15%.
Above all, remember, markets are cyclical- the sun will shine again in PHX, and the market will come back....we just dont know when!
Holly Grigaitis-Svercl answered:
A good Realtor is where you need to start! I know several Realtors in the area if you would like a referral- send an e-mail to hollywoodaz@commspeed.net with your contact info and I will put you in touch with a Realtor in the area who knows the market well. Prescott and Prescott Valley have a LOT of foreclosures and lots of inventory. Meanwhile, get in touch with your lender and get prequalified for a home loan ( if you dont have one, your realtor can put you in touch with a good local lender)- many times a bank will not even consider an offer until they have proof that the buyer can buy- this is a necessity if you want to be considered seriously when making an offer. Good Luck!
My Listings
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Specialties
Areas of Specialization/ Expertise:
Buyer representation, Foreclosures, Vacant Land/ Land Development, Riverfront & Irrigated Properties, Builder Representation/ New Construction, Luxury Homes and Ranches, Single Family Residential, Manufactured Housing, Creative Financing, Private Money Mortgages, Trust Deed Investing with self directed IRA’s, “Blue Collar” and Speculative Investments.
Buyer representation, Foreclosures, Vacant Land/ Land Development, Riverfront & Irrigated Properties, Builder Representation/ New Construction, Luxury Homes and Ranches, Single Family Residential, Manufactured Housing, Creative Financing, Private Money Mortgages, Trust Deed Investing with self directed IRA’s, “Blue Collar” and Speculative Investments.
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