I would think that if you are not needing financing immediately, then you'll be okay. Your credit does jump often, and unfortunately your's went down a bit. But, keep all your other debt in good standing and it will continually rise.
To help it rise, you may want to consider keeping your balances less than 50% (optimally 33% or lower) of the max of the credit line. If you have maxed out credit cards, that will actually hurt your credit, even though you are making timely payments.
As well, you can always pay a little more than the minimum payment.
Hope some of that helped!
Denton Ward
http://www.erealtyinvestors.com - Tue Jul 15 2008, 13:41