Bobbie Files

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Bobbie Files, in Taunton
  • 8 Answers
  • 3 First Answers
  • 1 Useful Answer
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About Me
Personal:

I am a proud mother of one son and have been happily married to my husband for almost 17 years. We currently reside in Lakeville and have for the last 4.5 years, prior to this we resided in Berkley for almost 12 years. My husband is a self-employed contractor who installs Acoustic Ceilings. My hobbies are snowmobiling, boating, reading, planting flowers and just relaxing at my home in Maine.

Professional:

Active Full Time REALTOR® for 12 years
Area Resident for over 15 years
Member of the North Bristol County Board of Realtors
Member of the Massachusetts Association of Realtors
Member of the National Association of Realtors
Associates Degree in Business Administration
Over 6 years experience in the Banking Industry
My Q&A View all >>
Bobbie Files's Questions (0)
Bobbie Files's Answers (8)
Gil, Home Seller in Houston

Can I sell my property below market value - knowingly below the second lienholder's interest?

Asked Sat Sep 13 2008, 02:23 by Gil  -  Houston  -  Home Selling  -  3 answers
Bobbie Files answered:
If I am understanding you correctly you are looking to sell the condo for less than the amount of liens even though it's value can support a total payoff of the judgements/liens? Without clear title you cannot transfer. The judgement would need to release it's lien on the property. Your brother's lender will ensure that the title is clear before they lend on it. If he buys it with cash and you just change the names on the deed there are legal reprecussions for both of you. You may be able to negotiate with the lien holder to see if they will accept a lesser amount, but with the condo worth enough to cover what would their motivation be? - Sat Sep 13 2008, 03:40
Rachel, Just Looking in Brooklyn

is it possible to buy a house with my credit in low 600's and making about 35000 a year?

Asked Thu Sep 11 2008, 01:26 by Rachel  -  11238  -  Home Buying  -  10 answers
Bobbie Files answered:
Hi there! Do you have established tradelines ex.) major credit cards? There are state programs available in MA for buyers with minimal credit and low 600's scores. I would check with a local REPUTABLE lender like Paul indicated below Wells Fargo or even your local savings bank and see what community programs are available. Good Luck!! - Thu Sep 11 2008, 02:58
Wendy, Home Buyer in Richmond

Our realtor asked us to drop our house from 2.2 million to 1.9 million. We have been listed only 3 months.

Asked Thu Sep 11 2008, 02:21 by Wendy  -  Midlothian  -  Home Selling  -  10 answers
Bobbie Files answered:
Hi,

I understand that making a price reduction, especially at such a large amount, is concerning at best. But your realtor should be able to show you the facts of record to support the necessity. What is the absorption rate in your price range? I mean how many homes are selling divided by the number of homes for sale in your price range. If that number is high the only way to counter it to comply with your timeline is through a price reduction. That opens the potential buyer pool to a wider number. Best of luck!! - Thu Sep 11 2008, 02:42
Brendan, Home Buyer in Fall River

How is the condo market in Fall River, MA? I notice alot of newer ones are for sale north near Freetown, but

Asked Fri Aug 1 2008, 16:30 by Brendan  -  Fall River  -  General Area  -  2 answers
Bobbie Files answered:
Hi Brendan,

As with most areas of MA property values have dropped considerably. Due to the substantial decrease in value in the single family area the condo market took a larger hit. A lot of them either have or will come off the market to be used as rentals.

This leads to the drive down in pricing. The positive note is that we are just about to the bottom of the dropping. If you are considering a condo this is a perfect time to buy as inventory is still plentiful but on the decline, if too much time passes you will have less to choose from which leads to paying more than you will now.

I would love to help you in your search.

Thanks,

Bobbie Files
REALTOR
bobbiefiles@kw.com - Fri Aug 29 2008, 05:18
Jackie, Home Buyer in Oregon

Relocat to MA Will work in Boston w/ Family in Fall River. Middle age couple - no children. Where do we buy?

Asked Wed Aug 27 2008, 23:59 by Jackie  -  East Bridgewater  -  General Area  -  5 answers
Bobbie Files answered:
Hi Jackie,

I would first like to know if you prefer a more rural atmosphere or a larger in town feel? Do you socialize freguently or are you more of a home body?

There are many nice communities that are between Fall River and Boston, but based on what your needs are and how long you plan on staying this is a very difficult question to answer. Berkley is a great rural town that is quiet and more farm like, shopping would be down in the surrounding communities. The Bridgewaters are also very nice but not quite as rural (with the exception of East Bridgewater).

Could you please let me know what your interests are for your lifestyle?

Thank you,

Bobbie Files http://www.BerkleyMass.com
bobbiefiles@kw.com - Thu Aug 28 2008, 12:14
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My Listings
79 Richmond St, Weymouth, MA 02188 79 Richmond…
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179 Bryant St, Berkley, MA 02779 179 Bryant…
$319,900
3 br  2.0 ba Listing Web Site
, MA 02718 , MA 02718
$114,900
    
169 Crescent St, East Bridgewater, MA 02333 169 Crescent…
$229,900
2 br  1.0 ba Listing Web Site
79 Richmond St, Weymouth, MA 02188 79 Richmond…
$299,900
3 br  1.0 ba Listing Web Site
147 Bryant St, Berkley, MA 02779 147 Bryant…
$265,000
3 br  2.0 ba Listing Web Site
View all 13 listings
Specialties
Loss Mitigation Specialist
Residential Real Estate
Experience
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REALTOR for Keller Williams Realty
Active Full Time REALTOR® for 12 years Area Resident for over 15 years Member of the North Bristol County Board of Realtors Member of the Massachusetts Association of Realtors Member of the National Association of Realtors Associates Degree in Business Administration Over 6 years experience in the Banking Industry
November 2006—present
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