|
|
|
|
|
|
- 28 Answers
- 2 Best Answers
- 4 First Answers
- 44 Useful Answers
Share this profile
Report this profile
Report this profile
About Me
Are you looking for the local Clearwater Beach Real Estate Expert or the Clearwater Florida Homes and Neighbohood Experts? Look no further - we put or extensive Clearwater Beach and Clearwater Florida knowledge and experience to work for you as your local Real Estate Advocate.
We’d like to be YOUR Clearwater Beach Real Estate Team!
Hello, we are Jack &; Cyndee Haydon, REALTORS serving Clearwater Beach and the Clearwater Florida area. We are a dedicated, effective husband & wife Real Estate Consulting team focused on delivering Amazing Results & First Class Service for those buying Clearwater homes or Clearwater Beach condos or selling Clearwater Beach homes or Clearwater condos.
We can help if you are interested in the Clearwater | Clearwater Beach | Island Estates | Sand Key area or any of the surrounding areas in Pinellas County including all 24 municipalities (cities of Largo, Dunedin, Safety Harbor, Saint Petersburg, Palm Harbor, Ozona, Tarpon Springs, Seminole, Oldsmar, Belleair, Crystal Beach, Pinellas Park, Kenneth City) which includes the 12 beachfront communities of Pinellas County (Belleair Shores, Belleair Beach, Indian Rocks Beach, Indian Shores, Redington Shore, N Redington Beach, Madiera Beach, Treasure Island, St Pete Beach, Pass a Grille and Tierra Verde). Search all homes for sale by all real estate companies anytime at http://www.ClearwaterRealEstateTampaHomes.com/idx/
Proudly serving the Tampa Bay real estate market for those individuals and families who value our Innovative, Client Focused approach to Real Estate and helping people buy a Tampa beach home of their dreams.
Our purpose is not only to help you buy or sell your Clearwater or Clearwater Beach | Island Estates | Sand Key home or condo, but to build strong, lifetime relationships one person at a time…starting with YOU! You might be interested to know what we believe in…
We believe:
* We believe that Clearwater | Clearwater Beach home and condo market offers more choices than ever when you go to buy or sell homes or condos;
* We believe that one size does not fit all when buying or selling Clearwater area homes or condos and that all Clearwater real estate agents are not equal;
* We believe that YOU and your home buying or selling goals are always what’s most important - not the sale of any one home or condo in the Clearwater | Clearwater Beach and the Pinellas Gulf Beaches area.
* We believe even experienced Home Buyers and Home Sellers need Real Estate professionals who make the process of buying or selling a home or condo as easy as possible;
* We believe that when people decide to buy or sell a home they often don’t know the significant benefits they can receive by working with professional real estate consultants like us ~ specialists in the Clearwater | Clearwater Beach area;
* We believe you deserve a professional real estate team, like us to focus on achieving your home buying or home selling goals in the quickest, easiest way possible when looking in the Clearwater and Clearwater Beach areas .
Because we work primarily by referral, we stay focused on what’s important to you, because, what’s important to you is really important to us. This allows us more time and energy to devote to our clients, like you. This includes every aspect of the home buying and home selling process, before, during and after the sale of your home.
Our vision is for you to trust and appreciate our real estate advice and actions so much that we’ll earn your referrals for those you know planning to buy or sell a home in the Clearwater | Clearwater Beach | Island Estates | Sand Key | Gulf Beaches area, again and again - not out of obligation, but because you truly believe your family, friends, co-workers and neighbors will benefit greatly by working with us.
Our philosophy is not typical in our industry, but it enables us to treat you like we treat our own family, friends and neighbors and how we wish to be treated ourselves. It’s just a great way to do business but don’t take our word for it, visit our website at http://www.SanbarsToSunsets.com/clients and see the video testimonials from our recent clients and see what they have to say about how we helped them.
Buyers tell us that selecting a Clearwater Beach Real Estate Agent, especially online or from a distance, can be a challenge. Some of our past clients agreed to share their experiences and tell you why they think you should work with us.
After you meet some of our clients and now friends…we’d love to be YOUR choice too!
We’d like to be YOUR Clearwater Beach Real Estate Team!
Hello, we are Jack &; Cyndee Haydon, REALTORS serving Clearwater Beach and the Clearwater Florida area. We are a dedicated, effective husband & wife Real Estate Consulting team focused on delivering Amazing Results & First Class Service for those buying Clearwater homes or Clearwater Beach condos or selling Clearwater Beach homes or Clearwater condos.
We can help if you are interested in the Clearwater | Clearwater Beach | Island Estates | Sand Key area or any of the surrounding areas in Pinellas County including all 24 municipalities (cities of Largo, Dunedin, Safety Harbor, Saint Petersburg, Palm Harbor, Ozona, Tarpon Springs, Seminole, Oldsmar, Belleair, Crystal Beach, Pinellas Park, Kenneth City) which includes the 12 beachfront communities of Pinellas County (Belleair Shores, Belleair Beach, Indian Rocks Beach, Indian Shores, Redington Shore, N Redington Beach, Madiera Beach, Treasure Island, St Pete Beach, Pass a Grille and Tierra Verde). Search all homes for sale by all real estate companies anytime at http://www.ClearwaterRealEstateTampaHomes.com/idx/
Proudly serving the Tampa Bay real estate market for those individuals and families who value our Innovative, Client Focused approach to Real Estate and helping people buy a Tampa beach home of their dreams.
Our purpose is not only to help you buy or sell your Clearwater or Clearwater Beach | Island Estates | Sand Key home or condo, but to build strong, lifetime relationships one person at a time…starting with YOU! You might be interested to know what we believe in…
We believe:
* We believe that Clearwater | Clearwater Beach home and condo market offers more choices than ever when you go to buy or sell homes or condos;
* We believe that one size does not fit all when buying or selling Clearwater area homes or condos and that all Clearwater real estate agents are not equal;
* We believe that YOU and your home buying or selling goals are always what’s most important - not the sale of any one home or condo in the Clearwater | Clearwater Beach and the Pinellas Gulf Beaches area.
* We believe even experienced Home Buyers and Home Sellers need Real Estate professionals who make the process of buying or selling a home or condo as easy as possible;
* We believe that when people decide to buy or sell a home they often don’t know the significant benefits they can receive by working with professional real estate consultants like us ~ specialists in the Clearwater | Clearwater Beach area;
* We believe you deserve a professional real estate team, like us to focus on achieving your home buying or home selling goals in the quickest, easiest way possible when looking in the Clearwater and Clearwater Beach areas .
Because we work primarily by referral, we stay focused on what’s important to you, because, what’s important to you is really important to us. This allows us more time and energy to devote to our clients, like you. This includes every aspect of the home buying and home selling process, before, during and after the sale of your home.
Our vision is for you to trust and appreciate our real estate advice and actions so much that we’ll earn your referrals for those you know planning to buy or sell a home in the Clearwater | Clearwater Beach | Island Estates | Sand Key | Gulf Beaches area, again and again - not out of obligation, but because you truly believe your family, friends, co-workers and neighbors will benefit greatly by working with us.
Our philosophy is not typical in our industry, but it enables us to treat you like we treat our own family, friends and neighbors and how we wish to be treated ourselves. It’s just a great way to do business but don’t take our word for it, visit our website at http://www.SanbarsToSunsets.com/clients and see the video testimonials from our recent clients and see what they have to say about how we helped them.
Buyers tell us that selecting a Clearwater Beach Real Estate Agent, especially online or from a distance, can be a challenge. Some of our past clients agreed to share their experiences and tell you why they think you should work with us.
After you meet some of our clients and now friends…we’d love to be YOUR choice too!
My Q&A
View all >>
Cyndee Haydon's Questions (1)
Cyndee Haydon's Answers (28)
Cyndee Haydon answered:
If you are purchasing your first home I highly recommend working with a REALTOR who is your buyer's agent and will look out for your interests and guide you through the process. We work with lots of buyers including first time buyers and some things to consider in this market is what kind of mortgage are you getting?
Right now our clients (especially first time buyers) tend to be getting FHA loans since you can still get in with zero down (if seller gifts 3 % down payment) and has favorable terms and rates. The alternative is a conventional loan and we are seeing lenders ask for a 20% down payment which on a $150,000 home it's $30,000 on top of closing costs of 3-6% ($4,500-$9,000) some of which may be paid by the seller if negotiated.
So if you are going to buy a home with an FHA loan the home needs to
* not be damaged inside (no holes in walls, missing A/C units, no broken windows)
* have all systems working (air conditioning, plumbing, pool pump, etc)
* have a roof that's good and will pass 4 point inspection (usually looking for 5 years of useful life expected)
* not have any unfinished renovations - common with flippers who ran out of money
* if there's a pool you have to be able to show it's in working order;
* etc.
We've seen some great deals - however you can't get a mortgage on them and need a cash buyer.
The good news is that there are many sellers with equity in their homes that are motivated sellers - we helped a woman buy her first home last month with no money down and the home was completely renovated with new tags still on lights and appliances - and she got it for a great price - may I suggest you keep an open mind to "great values" which includes short sales and foreclosures.
Wishing you luck with this process!
Right now our clients (especially first time buyers) tend to be getting FHA loans since you can still get in with zero down (if seller gifts 3 % down payment) and has favorable terms and rates. The alternative is a conventional loan and we are seeing lenders ask for a 20% down payment which on a $150,000 home it's $30,000 on top of closing costs of 3-6% ($4,500-$9,000) some of which may be paid by the seller if negotiated.
So if you are going to buy a home with an FHA loan the home needs to
* not be damaged inside (no holes in walls, missing A/C units, no broken windows)
* have all systems working (air conditioning, plumbing, pool pump, etc)
* have a roof that's good and will pass 4 point inspection (usually looking for 5 years of useful life expected)
* not have any unfinished renovations - common with flippers who ran out of money
* if there's a pool you have to be able to show it's in working order;
* etc.
We've seen some great deals - however you can't get a mortgage on them and need a cash buyer.
The good news is that there are many sellers with equity in their homes that are motivated sellers - we helped a woman buy her first home last month with no money down and the home was completely renovated with new tags still on lights and appliances - and she got it for a great price - may I suggest you keep an open mind to "great values" which includes short sales and foreclosures.
Wishing you luck with this process!
Cyndee Haydon answered:
Every home we've helped buyers with for the past year have had seller concessions. We have 2 buyers that got homes with the 6% closing cost and even gifted the 3% downpayment assistance for an FHA loan so they actually got in with very little money out of pocket.
You need a strong buyer agent working and negotiating for you (plus a good lender) - our past clients have shared videos about their experience - it may interest you - http://www.clearwaterrealestatetampahomes.com/clients
Good luck and yes it's a great time to buy don't miss out and feel free to search all the homes for sale by all real estate companies with photos on our website - no pressure ever! Enjoy!
You need a strong buyer agent working and negotiating for you (plus a good lender) - our past clients have shared videos about their experience - it may interest you - http://www.clearwaterrealestatetampahomes.com/clients
Good luck and yes it's a great time to buy don't miss out and feel free to search all the homes for sale by all real estate companies with photos on our website - no pressure ever! Enjoy!
Cyndee Haydon answered:
Charles,
If the property is in the 33618 zip code you can do a search on the address at the Hillsborough County Property Appraiser's web site : http://www.hcpafl.org/www/search/property_search.html
If you are working with a local real estate agent like us - we're happy to not only see what home sold for and when but also research what comparable homes are selling for in "today's buyers market"
We pride ourselves on being our buyer's advocate - this is the kind of research you should expect and our services are always free to the buyer so if you're not working with a good buyers agent - you should consider finding one your comfortable with - it's just one of the benefits you'll experience,
Many of the homebuyers we've helped share their real estate experience on short videos you might find it interesting http://www.sandbarstosunsets.com/clients.
Hope this helps - good luck in your home search - Cyndee
If the property is in the 33618 zip code you can do a search on the address at the Hillsborough County Property Appraiser's web site : http://www.hcpafl.org/www/search/property_search.html
If you are working with a local real estate agent like us - we're happy to not only see what home sold for and when but also research what comparable homes are selling for in "today's buyers market"
We pride ourselves on being our buyer's advocate - this is the kind of research you should expect and our services are always free to the buyer so if you're not working with a good buyers agent - you should consider finding one your comfortable with - it's just one of the benefits you'll experience,
Many of the homebuyers we've helped share their real estate experience on short videos you might find it interesting http://www.sandbarstosunsets.com/clients.
Hope this helps - good luck in your home search - Cyndee
Cyndee Haydon answered:
While I can't speak for her I can say that we work hard to educated and empower our clients (80% buyers 20% sellers) to make the best decisions.
When we post real estate market reports on our site and write articles we give ALL the information - so the consumer can get a TRUE picture of what's happening. We are about full disclosure and total transparency.
Thank you for sharing your experience.,
When we post real estate market reports on our site and write articles we give ALL the information - so the consumer can get a TRUE picture of what's happening. We are about full disclosure and total transparency.
Thank you for sharing your experience.,
Cyndee Haydon answered:
Jacquie -
The previous answers gave you the way do it here - if you're not working with a real estate agent. We look up property records and comparables for the buyers and sellers we're working with all the time - and can just email it. This is something we are happy to offer at no charge.
In addition I have included a link to an article I wrote this week that outlines the new Florida Property tax changes, how to calculate tax equity, the local millage rates and more.
If we can ever be of assistance - you'll see from our client video testimonials on our site we are focused your goals not ever on just selling a house.
Good luck in your search
The previous answers gave you the way do it here - if you're not working with a real estate agent. We look up property records and comparables for the buyers and sellers we're working with all the time - and can just email it. This is something we are happy to offer at no charge.
In addition I have included a link to an article I wrote this week that outlines the new Florida Property tax changes, how to calculate tax equity, the local millage rates and more.
If we can ever be of assistance - you'll see from our client video testimonials on our site we are focused your goals not ever on just selling a house.
Good luck in your search
Cyndee Haydon is a member of Trulia Voices:
Get the inside scoop on your area and home buying and selling.
Ask and answer questions about real estate.
Build your profile and contact home buyers, sellers and agents.
Company Info
Partners
Trulia Links
Legal
- Terms of Use
- - General
- - Agent Featured Listings
- Privacy Policy
- Community Guidelines
- Contact Us
Residential Real Estate
San Francisco real estate | New York real estate | Los Angeles real estate | Orlando real estate | Miami real estate | Philadelphia real estate | Phoenix real estate | San Diego real estate | San Jose real estate | Chicago real estate | Arizona real estate | California real estate | Florida real estate | Illinois real estate | Massachusetts real estate | New Jersey real estate | Pennsylvania real estate | Texas real estate | Other local real estate | Home price maps
Copyright © 2008 Trulia, Inc. All rights reserved. |
Fair Housing and Equal Opportunity logo Fair Housing and Equal Opportunity