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I am a graduate of the University of South Florida with both a Bachelors and a Masters degree in Business Administration. I have previously worked as a real estate developer for a large home builder in the Tampa Bay area. My strong background in business and real estate development will enable me to provide you with the knowledge needed to make your selling or buying experience a success. My strong points include effective marketing, home staging and negotiation. My main concern is you. I am fully committed to making buying or selling your home a smooth and worry-free process.
It is important to be an informed buyer or seller in today’s real estate market. Whether you are a first time buyer or seller or you’ve been through the process multiple times, this website is set up to assist you in making the right decision.
If I can share more about my background or if you have any questions, please contact me so I can tell you more about how I can help.
"My husband and I enjoyed every minute of the five days we spent with Sheila! Her no-pressure approach while shopping for a new home helped us feel at ease and confident in our final decision. She was knowledgeable, professional, and an advocate for our best interests. When it's time for us to buy or sell, we will definitely call Sheila again."
Margaret Andrade Mon Sep 8
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Trulia Voices!
Lenders are over-saturated with short sales and are very slow to respond. Getting a lender to approve an offer is very difficult and time consuming. If the seller's agent is dealing with the lenders, they are on the phone with the lender for hours just to get one small thing accomplished. I doubt the seller's agent is giving you the run around on purpose - they are getting the run around from the lender. Since short sales are becoming more prevalent, banks will streamline their procedures to hopefully help make the process less painful. You have to remember that if you are interested in a pre-foreclosure or foreclosure property, you must be ready to wait up to 90 days to hear anything from the lender. - Wed Nov 5 2008, 10:08
Just remember that when dealing with a foreclosure, you must be willing to wait up to 90 days just for a response from the lender. The lenders are extremely busy, the listing agent is extremely busy trying to get in touch with the lender and your buyer's agent has to depend on the listing agent for information. I know it is hard, but hang in there! - Wed Nov 5 2008, 09:59
Interest rates have been at an all time low so now is a good time to apply. Rates, however, do seem to fluctuate everyday. Keep in mind, lenders are getting strict so you must have a good credit score to get approval. You should order your credit report from the three major agencies (Experion, TransUnion, Equifax) and make sure there are no mistakes that could cost your points. - Mon Nov 3 2008, 08:41
It definitely never hurts to put in a low offer because you never know what the seller's motivation is. I agree with Scott's post that the seller probably owes more than what they are asking and can't go any lower (unless they are trying to short sale it). You should ask your realtor to research how much they paid for the home and how much they mortgaged. - Mon Nov 3 2008, 08:36
Cristina,
I use a great real estate attorney for all of my short sales. He can help you with the 2nd mortgage and charges his fees to the lenders. His name is Anthony Surber and his phone number is 813-908-6800. Email is awslaw@tampabay.rr.com. Good luck!
Sheila - Fri Oct 31 2008, 09:33
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