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Kevin Griesser
"Buyers' Agent"
- 3 Helpful Answers
- 14 Answers
- 1 Listing
Locations:
Web sites:
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Experience:
REALTOR for Elk Creek Realty
February 2007—present
I have worked solo as well as with a team. I enjoyed both, but we are back to our solo…
I have worked solo as well as with a team. I enjoyed both, but we are back to our solo…
Sales Counselor for Smith Builders
March 2002—June 2004
I worked for Smith Builders for 2 years assisting buyers in finding the right lot, floor…
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I worked for Smith Builders for 2 years assisting buyers in finding the right lot, floor…
Specialties:
While I am willing and able to conduct all types of real estate transactions on behalf of my clients, I really enjoy working with buyers. It is so satisfying
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Certifications
& Awards:
& Awards:
REALTOR, member of National Association of Realtors and Kentucky Association of Realtors, member of REBAC (Real Estate Buyers' Agent Council), ABR (Accredited
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Interests:
family, church, basketball, golf, music, real estate,
About:
I am the husband to my wonderful, Sara, and father to Ethan (December 2004), Elijah (August 2006), and Eve (November 2008). I am a REALTOR near Louisville,
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Kevin Griesser answered:
My opinion (and this is an opinion) is that a pre-approval letter, while required somewhat frequently, is basically a waste of paper. The ONLY thing it tells a seller is that you have given information to someone in the mortgage business and they think they can get you a loan if what you told them holds true. There are so many factors that can affect whether or not you "get the house" to place a percentage on it would be impossible.
Having said that, I strongly suggest that buyers meet with 3 mortgage contacts (usually 2 brokers and 1 banker) to discuss payments, rates, different types of loans, and such so that the buyer can make an informed decision as to how much to borrow and how to borrow it.
I hope that helps. If you need help finding the property to go with your pre-approval, let me know.
Kevin Griesser
Buyers' Agent
Elk Creek Realty
502-664-9161
Having said that, I strongly suggest that buyers meet with 3 mortgage contacts (usually 2 brokers and 1 banker) to discuss payments, rates, different types of loans, and such so that the buyer can make an informed decision as to how much to borrow and how to borrow it.
I hope that helps. If you need help finding the property to go with your pre-approval, let me know.
Kevin Griesser
Buyers' Agent
Elk Creek Realty
502-664-9161
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