E. "Zeke" Barragan

I'm a:	Real Estate Professional
Location:	Sherman Oaks
Web sites:	Personal Mortgage Website

6 Answers
1 First Answer
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About Me

I am a Mortgage Professional with First Capital Mortage. I specialize in Residential and Commercial properties. I am based out of Sherman Oaks, CA.

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E. "Zeke" Ba…'s Questions (0)

E. "Zeke" Ba…'s Answers (6)

What does it take to get qualified for a loan?

Asked Wed Jan 16 2008, 21:23 by WatchingandW… - Los Angeles - Financing - 13 answers

E. "Zeke" Barragan answered:

any number of things and it will depend on you qualifying characteristics such as credit score and depth, income, reserves, lenght of job, etc. There are many types of lenders that offer many type of programs. The general rule of thumb is the more you offer (in terms of paperwork) to a bank the more options and better pricing (rate you get).

E. "Zeke" Barragan
818-728-3945 (Phone)
818-326-7330 (Cell)
310-451-6453 (Fax)
ebarragan@firstcapitalmtg.com
www.lendingfortomorrow.com - Thu Jan 31 2008, 22:18

what is difference between a detached condo and single famliy house?

Asked Thu Jan 31 2008, 22:03 by Daniel - Northpark - Home Buying - 8 answers

E. "Zeke" Barragan answered:

A detached condo, or PUD (plan unit development) is a free standing house with a roof line/limit that is no less than 3 feet from the neighboring house. Like an attached condo, thse are usually gated and have some sort of HOA fee attached to it.

E. "Zeke" Barragan
818-728-3945 (Phone)
818-326-7330 (Cell)
310-451-6453 (Fax)
ebarragan@firstcapitalmtg.com
www.lendingfortomorrow.com - Thu Jan 31 2008, 22:15

Hi i am looking to buy a lot. we are planning to built a church please e-mail me to see if you guys can help

Asked Mon Nov 26 2007, 15:43 by Daniel Brice… - Culver City - Home Buying - 5 answers

E. "Zeke" Barragan answered:

There are plenty of lenders that will lend to a church, or to build one. However, there are quirks and you should direct your interests towards a construction loan to minimize the amount of cash out of pocket for the construction. I'd be happy to help you out.

E. "Zeke" Barragan
818-728-3945 (Phone)
818-326-7330 (Cell)
310-451-6453 (Fax)
ebarragan@firstcapitalmtg.com
www.lendingfortomorrow.com - Wed Jan 30 2008, 09:56

I am emigrating to Culver City in November 2008 and will have approx $400,000 to make a down payment on

Asked Mon Jan 28 2008, 06:46 by David Stodda… - Culver City - Financing - 3 answers

E. "Zeke" Barragan answered:

If you are in the same line of business, then there might be a way to get around this. However, with $400,000 down on a property you could probably get away with a No Income/No Asset loan and forego any question of your employment. There are options, without knowing your entire profile though it is tough to say.

E. "Zeke" Barragan
818-728-3945 (Phone)
818-326-7330 (Cell)
310-451-6453 (Fax)
ebarragan@firstcapitalmtg.com
www.lendingfortomorrow.com - Wed Jan 30 2008, 09:53

Multiple offers on a short sales property...

Asked Fri Nov 9 2007, 16:41 by Denise - Los Angeles - Foreclosure - 13 answers

E. "Zeke" Barragan answered:

The banks are ultimately more concerned with Money, but hte fact that you are bringing in 20% down in this market, they most likely will give you strong consideration. - Wed Jan 30 2008, 09:41

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