As a realtor, I certainly can't answer the cost question. I can, however, tell you that you can contact local agencies and ask them for a quote. Make sure you tell them that Barefoot Bay is a land-ownership community (not a lot-rental community). The insurance company will ask you additional questions such as what additions are on the home, what coverage level you want for belongings, and so forth. There is often a rumor saying, "No one insures mobile homes." Definitely not the case, although options are limited as to what companies will insure. Hope this helps! - Fri Jul 17 2009, 10:16