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Joan Hesse
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If you want to work with someone who truly cares about your needs when searching for a home, look no further. I believe in more than just selling homes.
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Joan Hesse answered:
I believe the answer to you question is no. You should speak to a mortgage lender and get yourself pre-qualified and know what you buying power is. An FHA loan which is very popular right now only requires you to put 3.5% down. Any loan whether conventional or FHA will require mortgage insurance if you put less than 20% down. which will be your situation. I believe the only thing which may be affected by a lower credit score is the rate you'll pay on your mortage. But rates, although up from a week ago, are still low. If you have any more questions or would like the names of some mortgage lenders who will pre-qualify you. please feel free to contact me.
Joan Hesse
Licensed Real Estate Agent
Century21 AA
516-242-8134
Joan Hesse
Licensed Real Estate Agent
Century21 AA
516-242-8134
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