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John Topa
"Your Trusted Mortgage Advisor"
- 9 Helpful Answers
- 15 Answers
- 10 Blog posts
Locations:
Web sites:
Profile Link:
Experience:
Owner/Manager for First Sunrise Mortgage
January 1998—present
Bachelor of Business Administration Degree for Wilkes University
January 1997—January 1997
Specialties:
First Time Homebuyers
Certifications
& Awards:
& Awards:
Member of the Pennsylvania Association of Mortgage Brokers
About:
I am a Mortgage Advisor in Northeast PA since 1997.
Buying a home can be the most important financial decision you will ever make. That is why I provide ... show more
Buying a home can be the most important financial decision you will ever make. That is why I provide ... show more
Testimonials:
"We want to thank you for all your hard work in making this dream a reality. You made our first time buying a home real easy. Your good sense and kindness
... show more
John Topa answered:
Is the house owned by the bank or is the owner in the process of being foreclosed upon? Big difference. If it is bank owned, you can typically buy the home the same way you would any other home.
If it is being foreclosed upon, the owner would have to obtain a payoff statement from the bank and make sure they don't owe more than they are selling for.
Typically the are many attorney fees, late charges, etc. added to a payoff. Make sure this payoff is obtained prior to you paying for inspections, appraisals, etc. Any further questions, please feel free to contact me. 570-344-6091.
If it is being foreclosed upon, the owner would have to obtain a payoff statement from the bank and make sure they don't owe more than they are selling for.
Typically the are many attorney fees, late charges, etc. added to a payoff. Make sure this payoff is obtained prior to you paying for inspections, appraisals, etc. Any further questions, please feel free to contact me. 570-344-6091.
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