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- 155 Answers
- 4 Best Answers
- 42 First Answers
- 73 Useful Answers
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About Me
Call me at (480) 215-9490 to discuss how I can best assist you in your real estate needs.
I thoroughly enjoy helping clients meet their real estate goals, and I work hard to create and maintain my Client for Life philosophy. The first step in this process, is in developing a foundation of trust. I don't inflate listing prices to secure a listing, and I don't promise to find that $200,000 property in North Scottsdale that doesn't exist. Instead, I'm honest, open, and direct with my clients. I listen to my client's needs, and then advise them on the best course of action.
When working with buyers, I scour the market to find properties that match their list of wants and hopes. And my services don't end once the new property has been identified. My team will support you in managing your mortgage, escrow, inspection needs. And if this is an investment property, we can help with tenant acquisition and property management.
When working with sellers, I market your home aggressively, to attract the maximum number of buyers. Open House, the 10K Home program, Home Tours, newspaper and magazine advertising, aerial photography, internet listings, etc. are all part of my program to bring more buyers to your front door.
I work full time as a professional real estate agent, so call or send me an email today, to put my expert skills to work for you.
I thoroughly enjoy helping clients meet their real estate goals, and I work hard to create and maintain my Client for Life philosophy. The first step in this process, is in developing a foundation of trust. I don't inflate listing prices to secure a listing, and I don't promise to find that $200,000 property in North Scottsdale that doesn't exist. Instead, I'm honest, open, and direct with my clients. I listen to my client's needs, and then advise them on the best course of action.
When working with buyers, I scour the market to find properties that match their list of wants and hopes. And my services don't end once the new property has been identified. My team will support you in managing your mortgage, escrow, inspection needs. And if this is an investment property, we can help with tenant acquisition and property management.
When working with sellers, I market your home aggressively, to attract the maximum number of buyers. Open House, the 10K Home program, Home Tours, newspaper and magazine advertising, aerial photography, internet listings, etc. are all part of my program to bring more buyers to your front door.
I work full time as a professional real estate agent, so call or send me an email today, to put my expert skills to work for you.
My Q&A
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Steve Belt's Questions (3)
Steve Belt's Answers (155)
Steve Belt answered:
FHA would be an excellent way to finance a purchase right now. Also, while limited in selection if you have 10% to put down you may find a seller willing to carry back a loan for you now, if you find your current credit situation is too limiting
Steve Belt answered:
The vast majority of Phoenix area housing is not in a flood zone. Some homes are, however, and if you are considering a home in a flood zone, you want to be careful to investigate how that specific home is protected. While Phoenix doesn't get much rain per year, when we get rain, we get a lot of it in a very short time. Getting an inch in 3 hrs isn't uncommon.
Very few homes flood, however. I heard about flooding recently, when a developer changed (removed) a levy system that was protecting homes that were at a lower elevation. The homes "downstream" were getting flooded, due to the change several miles away, years after they were built and never having problems. The problem was corrected, of course, but that doesn't help the poor home owners that were living under water.
Very few homes flood, however. I heard about flooding recently, when a developer changed (removed) a levy system that was protecting homes that were at a lower elevation. The homes "downstream" were getting flooded, due to the change several miles away, years after they were built and never having problems. The problem was corrected, of course, but that doesn't help the poor home owners that were living under water.
Steve Belt answered:
Our office has a number of large tracts of subdivided land in outlying areas that is well suited to the longer term by and hold land buyer that can sit tight until the housing market turns around. These tracts have housing developers that have model homes, streets, infrastructure, etc., but no buyers for the homes.
Buyer and then subdividing would almost certainly lose money. Anything that can be built on and money will be made in the near term is owned and being built on. What's sitting around on the markets right now that large and undivided is very far away from usefulness. The type of land I'm noting above is the nearest term "deal", where near term is 3-5 yrs out (est).
Buyer and then subdividing would almost certainly lose money. Anything that can be built on and money will be made in the near term is owned and being built on. What's sitting around on the markets right now that large and undivided is very far away from usefulness. The type of land I'm noting above is the nearest term "deal", where near term is 3-5 yrs out (est).
Steve Belt answered:
SPDS refers to Seller Property Disclosure Statement and CLUE refers to a clue report from the insurance company for the property.
The SPDS is filled out by the owner, and gives a history of the home for anything that the current owner knows about. Was there ever a plumbing leak? Electrical problem? Airport noise? That sort of thing.
The CLUE report comes from the current insurance company is gives a claims history. Your current insurance company may care about the past claims on the property, as this may affect your rates, or even your ability to get coverage.
If both are not provided by a seller, it is likely a bank owned property. Banks don't know the history of repairs/problems, and have never lived there to tell you if they've seen rodents, pests, or heard noises. They also don't have an insurance history.
The lack of these 2 things simply places greater burden on you doing your own proper and thorough due diligence. Don't skimp on any inspection, if you are considering a bank owned property.
The SPDS is filled out by the owner, and gives a history of the home for anything that the current owner knows about. Was there ever a plumbing leak? Electrical problem? Airport noise? That sort of thing.
The CLUE report comes from the current insurance company is gives a claims history. Your current insurance company may care about the past claims on the property, as this may affect your rates, or even your ability to get coverage.
If both are not provided by a seller, it is likely a bank owned property. Banks don't know the history of repairs/problems, and have never lived there to tell you if they've seen rodents, pests, or heard noises. They also don't have an insurance history.
The lack of these 2 things simply places greater burden on you doing your own proper and thorough due diligence. Don't skimp on any inspection, if you are considering a bank owned property.
Steve Belt answered:
Off the top of my head:
Is there an HOA?
Are there building restrictions?
Are there parking restrictions?
Is it on city water or is there a well?
City sewer or septic?
Is there a survey, marking the lot boundaries?
Does the lot have a clear title?
Does the lot have any right-of-way provisions for a neighboring lot?
Are there natural and open space requirements from the city?
How much is the lot?
Is the seller offering financing?
Best of luck with your lot purchase.
Is there an HOA?
Are there building restrictions?
Are there parking restrictions?
Is it on city water or is there a well?
City sewer or septic?
Is there a survey, marking the lot boundaries?
Does the lot have a clear title?
Does the lot have any right-of-way provisions for a neighboring lot?
Are there natural and open space requirements from the city?
How much is the lot?
Is the seller offering financing?
Best of luck with your lot purchase.
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