When it comes down to it; the best thing to do is to be pre-qualified for a loan based on your credit scores, and income. In that pre-qualficatin a lender will be able to tell you if you qualify for one, none, or 7 loan programs. If you qualify for more than one, and in your case, that includes VA loans, you can then look at all of your loan options, and decide which one makes the most sense, factoring in any money down that may or not be required, down payment assistance, interest rate, fees etc. - Wed Aug 13 2008, 17:33
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