Michael Stollmeyer

I'm a:	Real Estate Professional
Location:	Santa Rosa

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Michael Stol…'s Questions (0)

Michael Stol…'s Answers (5)

Who are good lenders in this area?

Asked Mon Apr 23 2007, 15:51 by J.P. - Santa Rosa - Financing - 8 answers

Michael Stollmeyer answered:

Bank of America, Countrywide, and Washington Mutual. Mortgage brokers have the ability to shop hundreds of lenders to find you the best deal. - Mon Apr 23 2007, 15:51

How do I find the best deal on a mortgage?

Asked Mon Apr 23 2007, 15:51 by Halley S. - Santa Rosa - Financing - 4 answers

Michael Stollmeyer answered:

Have your agent assist in finding 3 or 4 mortgage brokers you can trust, and shop around. - Mon Apr 23 2007, 15:51

How do I figure out what home I can afford in Santa Rosa?

Asked Mon Apr 23 2007, 15:51 by J.P. - Santa Rosa - Home Buying - 4 answers

Michael Stollmeyer answered:

This is one of the things your agent can help with. - Mon Apr 23 2007, 15:51

What are the benefits or drawbacks to expanding my home search to include FSBOs and foreclosures?

Asked Mon Apr 23 2007, 15:51 by Halley S. - Santa Rosa - Foreclosure - 6 answers

Michael Stollmeyer answered:

Because it is ther SELLER that pays an agent's commission, I would always recommend working with an experienced agent who can guide you towards the right home at the right price. - Mon Apr 23 2007, 15:51

How do I know if I should offer more or less than the listing price in Santa Rosa?

Asked Mon Apr 23 2007, 15:51 by Stephan - Santa Rosa - Home Buying - 3 answers

Michael Stollmeyer answered:

Currently, most homes are selling for less than list price, so I would start with approximately 10% less than asking. If you have absolutely found 'your dream home', then it might be worth offering closer to list price. I would offer the same advice for condos and land. - Mon Apr 23 2007, 15:51

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