Michael J Kelly,CIPS,CRS,SRES

""One of Sonoma County's Natural Resources""

I'm a:	Real Estate Professional
Company:	Keller Williams Realty
Location:	Santa Rosa
Web sites:	Mike Kelly's Real Estate Blog
	Buying and Selling Tips
	http://www.mikekelly.com
Phone:	(800) 959-7244

Michael J Kelly,CIPS,CRS,SRES, in Santa Rosa

665 Answers
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About Me

Host of the "REAL ESTATE HOUR" radio show on KSRO,1350AM, 9 to 10AM,PST,Sundays,web streaming at http://www.MikesRealEstateShow.com or http://www.KSRO.com

MISSION STATEMENT and PERSONAL PHILOSOPHY
"I believe I operate like other quality professionals who serve your accounting, medical, and legal needs. I treat each transaction as another important event in my continuing relationships. You will recognize this as a "Client-Centered" concept which by itself is not unique, yet its application to real estate is certainly rare."
"As an individual and a responsible member of the community, I share a unique vision of how I can contribute expertise to the positive benefit of my select group of clients. I assist my clients by providing today's vital information for tomorrow's decisions."
"...One Of Sonoma County's natural resources"

Realtor for 30 years exclusively in Sonoma County (The Wine Country). Voted 2005 "Realtor of the Year" Santa Rosa Chapter of Realtors.
Certified International Property Specialist--special training to work with the "International" buyer and Seller.
Certified Residential Specialist (CRS-only 3% of ALL Realtors hold this designation)
Senior Residential Specialist (SRES--specialty in working with the mature consumer)
Past President of the Santa Rosa Chapter of Realtors, NorthBay Assoc. Of Realtors and Chairman of the Board of the NorthBay Assoc. Of Realtors.
Fly fishing nut(fat bows and big steelies!), golf lover (been to the Master's twice!) and successful Weight Watcher!
Married for 33+ years (with the windchill it sometimes feels like 50!),Rotarian, Jazz Buff (Monterey Jazz Festival since 1986)and proud uncle of numerous Nieces and Nephews and great Nieces and Nephews (Emma, Aiden and the newest Eli). Raised in Guerneville (not Guerneyville!), first fullterm graduating class from El Molino in Forestville, SRJC and San Francisco State University educated. Journalism major, broadcasting minor.Have worked for 30+ years exclusively in Sonoma County. Now with Keller Williams Realty for the past 1 1/2 years.

CITIES AND ZIP CODES SERVICED BY
MICHAEL J. KELLY,CRS,
BODEGA: 94922,94923 CLOVERDALE: 95425
COTATI 94931
FORESTVILLE: 95436
GEYSERVILLE: 95441
GLEN ELLEN: 95442
HEALDSBURG: 95448
KENWOOD, 95452,
PENNGROVE: 94951
PETALUMA 95452, 94954
ROHNERT PARK: 94928
SANTA ROSA: 95401,95403,95404,95405,95407,95409
SEBASTOPOL: 95472,95465
SONOMA: 95416, 95433, 95476,95487

Keller Williams Realty of Santa Rosa http://www.MikesRealEstateShow.com http://www.MikeKelly.com
Email: mkelly@realtour. com 1-800-959-7244

Testimonials

"Though this is a delayed letter, it’s tardiness does not diminish our gratitude for your consistently professional and helpful service. From the first home you helped us buy, through the recent sale of our Monroe St. house, you always gave us honest advice and immense effort. Your experience in the field was invaluable at every turn and in each transaction, we felt well taken care of, no matter what the challenge. (And we know we weren’t always easy ). You are not just a good realtor, but also a great guy. Now that we have moved to the Midwest, we really miss you. Though we finally bought a house here, we never found a realtor whose personal attention and overall know-how came close to what you provided. Thank you for being such a good realtor and always treating like we were so much more than merely clients. Best to you always! Laurie and Michael"
Mike and Laurie Wed Aug 13

My Q&A View all >>

Michael J Ke…'s Questions (14)

Michael J Ke…'s Answers (665)

What does it mean to take over the payments on a pre foreclosure home?

Asked Sun Nov 16 2008, 22:05 by Rosalyne - Sacramento - Home Buying - 6 answers

Michael J Kelly,CIPS,CRS,SRES answered:

Rosalyne, Chances are you are NOT dealing with the Homeowner at all but some shark who has put himself in between you and the Homeowner. They usually try and get a quit claim deed on the former owner's property, do a "subject to" of the original loan and payments (this is not allowed and will force further immediate action on the property against the homeowner should the lender discove the charade) and then try to get a sucker to come along and "think" they are getting a deal on a price as the alledged "new" owner sells for way below the recorded documented loans or worse yet does a "lease-option". They of course will need a "Option" payment plus first and last rental payments or the payments owed on the house, then they walk and leave you holding a worthless investment. These "Sharks" also do this to many folks on the SAME house!! Don't fall prey to these sharks. If you can't qualify for a home now, even with FHA, then you should NOT be buying but planning and saving for the future. These prices are going to be with us for a while to come so don't panic and make a dumb mistake! - Yesterday, 08:39

I live in concord Ca and I have been trying to wholesaling houses any advice in this Ca market

Asked Sun Nov 16 2008, 22:32 by Journey - 94521 - Home Buying - 2 answers

Michael J Kelly,CIPS,CRS,SRES answered:

Journey, Please explain your term "wholesaling houses"? Yes, California is different from the rest of the WORLD!! - Yesterday, 08:26

Has any Realtor/Agents had success with Short Sale USA?

Asked Sun Nov 9 2008, 19:08 by Michael J Ke… - Santa Rosa - Agent2Agent - 3 answers

Michael J Kelly,CIPS,CRS,SRES answered:

Najat,
I specifically asked if anyone had any experiences with "Short Sales USA" not if you DO short-sales all the time! Thanks for the reply though. - Mon Nov 10 2008, 09:10

I'm looking for information about a company called Green Credit Solutions.

Asked Mon Nov 10 2008, 08:16 by Tracy - 95404 - Foreclosure - 1 answer

Michael J Kelly,CIPS,CRS,SRES answered:

Tracy, I'm a bit confused by "DRE sanctioined"? The Department of Real Estate works with licensees and NOT attorneys unless the attorney seeks a license (which they can due to being an attorney). I don't understand the "court orders" either. The AG of California, Jerry Brown, just setted a huge lawsuit with BofA and Countrywide to rewrite "option ARM" programs to 90% of current value but it concerns just these loans and just Countrywide homeowners. So I suspect these guys are trying to cash in on a court decision by "showing" the consumer just how they can collect! Is this a Contingent Fee operation--you perform THEN get paid, or is it a fee up front with no gaurantee of a settlement? I'm also a bit disconcerted about the "Green Credit" name which is either a horrible parody or an attempt to cash in on the "Green" movement. Keep us posted as to your discoveries as I'm seeing more and more loan guys who are now touting themselves as "Loan Modification Specialists" and collecting fees for something the consumer can do themselves. - Mon Nov 10 2008, 09:07

Can you negotiate for the seller to pay for inspection?

Asked Sat Nov 8 2008, 20:10 by Michael Roth - San Francisco - Home Buying - 12 answers

Michael J Kelly,CIPS,CRS,SRES answered:

Michael,
Asset Managers don't like to be nickel and dimed nor do they really like big negotiations after the contract has been accepted. Some even state in the contract they will NOT consider negotiations AFTER inspections. So as JR stated, "Highly Unlikely" your scenarios would happen. But here is a bigger caveat for you and all Trulians--Many of the "sales addendums" you sign when the offer is accepted have a "passive" form of contingency removal. This simply means if you have 10 days for inspection and the tenth day comes and goes and you have NOT responded back in writing to them you have "waived" your inspection and everything is deemed approved. Be very CAREFUL on this one as they may let you OUT of the deal but guess who's deposit will NOT be returned? YOURS! - Sun Nov 9 2008, 17:54

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