Bonnie Maloney

I'm a:	Real Estate Professional
Company:	Hadley Home Team
Location:	San Marcos
Web sites:	My Website
Phone:	(760) 613-6889

29 Answers
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About Me

Whether buying or selling your primary residence, a second home or relocating to another neighborhood, you can count on Bonnie Maloney to assist you in every step of the way with your real estate needs. With over 20 years of sales experience, Bonnie is a true professional who listens closely and delivers results. She loves her work and provides personal service, care and attention to each and every transaction.

Maloney says she chose a career in real estate because it is the perfect job where she can utilize her marketing and sales skills to help people achieve the American Dream of home ownership. “Finding the perfect home is so thrilling and so very important to my clients, their families, their futures and to me,” says Maloney. Bonnie is committed to her client’s satisfaction before, during and after each transaction and is never too busy for any of their referrals.

Bonnie was born and raised in New York City and is quite accustomed to tight time frames, demanding deadlines and high energy environments. Now a San Diego resident since 1997, she has a proven track record, strong negotiating and organizational skills and a commitment to get you through your next real estate transaction.

In her free time, Bonnie enjoys spending quality family time with her husband, Michael and their daughter, Nicole, relaxing poolside with a good book, or traveling the California coast.

Backed by the tremendous resources of the Hadley Home Team and Prudential California Realty, Bonnie Maloney looks forward to assisting you with your real estate needs. She can be reached by calling (760) 613-6889 or by e-mail at bonniemaloney@prusd.com.

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Bonnie Malon…'s Answers (29)

I want to put a bid on an REO property, the asking price is within the market and is reasonable. However the

Asked Wed Jun 4 2008, 20:10 by Chris - 92009 - Home Buying - 6 answers

Bonnie Maloney answered:

Most REO properties are Sold As Is and often are missing appliances. Iti s shocking when you walk into a foreclosure in good condition and if you do, there are usually bidding wars as it is a gem! My advise, offer what you think is reasonable, but consider taht the bank already has taken the current condition of the home into consideration. Remember....the asset manager did get a BPO (a broker's price opinion) on the home and that did reflect the empty kitchen. On a positive note, I do not htink that 90% of list price is unreasonable. You should have a good chance. You will NOT have a good chance getting credits so be happy and satisfied with the offer you make. - Sat Sep 6 2008, 18:32

Can you offer less than what a bank is asking for a foreclosed home?

Asked Thu Jul 10 2008, 13:03 by Amy - 92009 - Home Buying - 11 answers

Bonnie Maloney answered:

As a buyer, no one can tell you what to offer for a home but I will tell you that REO track records show that they are hoping for close to list price. I advise staying within 90% of the list price. At least they will know youa re serious and will counter you if you are not near the bulls eye yet. - Sat Sep 6 2008, 18:25

Looking for the best 5-7 year investment in north county...

Asked Wed Sep 3 2008, 14:14 by Sara - Carlsbad - Home Buying - 3 answers

Bonnie Maloney answered:

My opinion is simple...the closer to the ocean the better your resale potential; so I say La Costa. both San elijo Hills and Lake San Marcos have good track records but even in a down market, Carlsbad/la Costa has held up well. If you can afford it...Go Coastal - Sat Sep 6 2008, 18:23

We are military buyers, expected to move in 3-6 years looking to buy in the Oceanside or Vista area with the

Asked Tue Apr 8 2008, 17:46 by Hilary - Vista - Home Buying - 5 answers

Bonnie Maloney answered:

My advise is start looking around. As we all know the market is filled with opportunities for buyers and it does not cost you anything to start the process and see what is out there. $2200 housing credit is fantastic and many people would kill to have that $2200 credit. To help with your decision I would like to suggest that you first start shopping for a loan. See what you can afford and how this $2200 may help you achieve the American Dream of homeownership. Remember a lot can happen in 3 to 6 years...you may stay in town, you may leave, you may rent your home, you may find the market has picked up, you have enought appreciatation that you want to sell. Let's get you started...call Navy Fed and see what kind of purchasing power you have. - Sat Aug 16 2008, 15:55

Can we lower our accepted offer on an REO?

Asked Fri Aug 1 2008, 00:14 by Amy - Vista - Home Buying - 6 answers

Bonnie Maloney answered:

Most REO properties are sold in AS IS condition, and price the properties below market. AS IS does not mean that you cannot ask for repais after a home inspection...you can. But the banks do not welcome these repair requests and typically feel that you are buying at below market which compensates for cost of repairs. As a local agent familiar with these situations I recommend that you get estimates for all repairs that you will need to bring the house to livable standards. Once you have compiled your estimates, decide if you want to move forward and absorb these costs or if you want to request repairs or request a credit at escrow from the seller. Talk to your agent and discuss the value you are getting with the home, consider the market, the purchase price and if it is worth the expense. What is important is that you have options and until you decide what you want to do. DO NOT REMOVE CONTINGENCIES before you know what you want to do. Once contingencies are removed you are stuck with either the house as is or you will lose your earnest money if you back out of contract. Again, talk this out with your agent. - Sat Aug 16 2008, 15:46

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