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Linda Baker’s Questions (1)
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Linda Baker’s Answers (89)
Linda Baker answered:
Hi Bev,
The best thing your sister can do is get an amortization schedule of the loan, including principal, for the remaining 26 years, and start making the larger payments including the principal. She can also make lump sum principal paydowns so she is not behind the curve on the loan.
If you have any other questions, I would be happy to help.
Cheers,
Linda Baker
408.712.3432
The best thing your sister can do is get an amortization schedule of the loan, including principal, for the remaining 26 years, and start making the larger payments including the principal. She can also make lump sum principal paydowns so she is not behind the curve on the loan.
If you have any other questions, I would be happy to help.
Cheers,
Linda Baker
408.712.3432
Linda Baker answered:
Why would you want to eliminate 1/3 of the available houses in the market by not looking at short sales?
As long as you understand the full picture with short sales, the opportunity as well as the risk, then find yourself an agent who will work with you. You are the client, by the way. And, short sales can & do close escrow. I just did one, with three more in escrow!
Congratulations on getting into the housing market. This is the best time I have ever seen!
Cheers,
Linda Baker
408.712.3432
As long as you understand the full picture with short sales, the opportunity as well as the risk, then find yourself an agent who will work with you. You are the client, by the way. And, short sales can & do close escrow. I just did one, with three more in escrow!
Congratulations on getting into the housing market. This is the best time I have ever seen!
Cheers,
Linda Baker
408.712.3432
Linda Baker answered:
Many people like the idea of a "green home." There should be many benefits, including a lower cost to operate the home.
The difficulty is there are not that many LEED certified homes, so the appraiser hasn't been able to see a trend to determine that, yes, there is a market value for that.
Unless you are selling your home, there is no reason to have the home re-appraised. Enjoy your home knowing you have done your part for the environment!
The difficulty is there are not that many LEED certified homes, so the appraiser hasn't been able to see a trend to determine that, yes, there is a market value for that.
Unless you are selling your home, there is no reason to have the home re-appraised. Enjoy your home knowing you have done your part for the environment!
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