Scott Osborne

I'm a:	Real Estate Professional
Company:	www.rinconhilltowers.com
Location:	San Francisco
Web sites:	Rincon Hill Towers Downtown SF
	San Francisco Real Estate, Hot Deals

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Scott Osborne's Questions (1)

Scott Osborne's Answers (3)

is foreclosure data accurate???

Asked Tue Apr 8 2008, 20:07 by Tswei - San Francisco - Foreclosure - 2 answers

Scott Osborne answered:

You have to be very careful when sorting through foreclosure data & statistics. There are many sources and varying levels of accuracy. The best one I have have found for California is foreclosure radar, and it is available on my website. It will give you accurate general info for free. For more detailed reports, you need to register, but it is still free! - Thu Jul 31 2008, 11:51

Is there any risk for having more than 20% down payment for a new condo? I read an article suggested paying

Asked Sun Apr 13 2008, 22:46 by Maria - South Beach - Home Buying - 7 answers

Scott Osborne answered:

There are a number of factors that should determine your down payment, the first that come to mind are:
Your risk tolerance, your current and projected income level, your other investment opportunities, your guestimate for future interest rates, the time you plan to hold the property, your tax status and whether you plan to occupy the property. Finding that the condo association is broke is primarily due diligence before you buy, and very rare, and earthquakes, well???

I generally reccommend low down payments since it is easy to get a return higher than the interest rate you will be paying, and inflation will be on your side for the long term. Please call me for a more detailed analysis. - Sat Apr 19 2008, 23:26

Is a condo at the Radiance at Mission Bay a good investment?

Asked Tue Feb 5 2008, 09:32 by Laura - Mission Bay - Home Buying - 8 answers

Scott Osborne answered:

My answer would be NO. Probably not the politically correct answer as an agent. And while I like the Radiance and think it could be well suited for someone who will live there, your question asked if it is a good investment. Strictly from an investment standpoint, I think there are many better options available. - Wed Mar 26 2008, 22:14

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