Dee Marie Fisher

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About Me

I'm a Realtor with Prudential California Realty specializing in residential real estate along the coast of San Diego County encompasing La Jolla, Del Mar, Carmel Valley, Rancho Santa Fe, Solana Beach, Cardiff, Encinitas, Carlsbad and other communities. Real estate is a great career for me for me because I enjoy working with people. After 13 years, I still look forward to the changes and challenges that come my way.

San Diego is a great place to live, work and play. During my play time I enjoy hiking, boating, walking the beach, exercise dancing, reading, scrapbooking, geneology and being a museum volunteer.

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Dee Marie Fi…'s Answers (7)

Is the market going to take another dive in the next 6 months?

Asked Fri Sep 5 2008, 13:36 by Sara - 92009 - Home Buying - 13 answers

Dee Marie Fisher answered:

Thanks Sara for your answers. Since you have a long-term plan to stay in the home and are being conservative, I would suggest that you start investigating the neighborhoods you are interested in, learning the market and knowing when a deal is a "deal" for you. Then purchase the home if the numbers make sense for you and your budget. I'll be hosting a seminar on buying in this "foreclosure" market in October. Let me know if you'd be interested in attending. - Sat Sep 6 2008, 08:24

Hi Sara,

Many buyers are struggling with the same question. The Union Tribune today had an article about how San Diego is now undervalued; but that the foreclosures may go down another 5 to 10 percent in price in certain areas. Check the article at http://www.signonsandiego.com/uniontrib/20080905/29.html

Will this be an investment or a home for you? How long do you plan to live there? Do you have a down payment sufficient for the mortgage companies requirements? Will the drop in prices take away your equity? Also, the prediction of higher interest rates next year will affect buyers' affordability. You would be in the same monthly payment if the house price went down and the interest rate went up 6 months from now.

Let me know if I can answer any other questions or clarify what I just wrote. Good luck! - Fri Sep 5 2008, 16:28

Is "Olde" Carlsbad (92008) considered a declining market?

Asked Mon Aug 11 2008, 00:51 by John - 92008 - Market Conditions - 6 answers

Dee Marie Fisher answered:

Hi John,

The mortgage industry has declared San Diego County a "declining market" which means tougher mortage underwriting restrictions including the possibility of an additional 5% required down payment.
As for olde Carlsbad 92008, it has declined some since 2005; however, Carlsbad has a strong economy, community commitment and outstanding city government that makes it a desireable place to live. Of course, any coastal communities will retain value long after the other parts of San Diego decline. As for buying now, the answer depends on your long term real estate goals. - Mon Aug 11 2008, 06:59

Can you offer less than what a bank is asking for a foreclosed home?

Asked Thu Jul 10 2008, 13:03 by Amy - 92009 - Home Buying - 11 answers

Dee Marie Fisher answered:

Amy, the price on a bank-owned property is the same as any other listing price.... it is negotiable! However, we are starting to see a homes in good condition and the right price having multiple offers. That may bear on what you'd want to offer on the home. If you wish further information, just give me a call at 619 742-0046 (cell) or email at DeeMarie@SellingProperties.com - Thu Jul 10 2008, 13:21

Looking to buy a vacation spot (Condo/Hotel) type of property in San Diego, something where I can vacation in

Asked Fri Mar 21 2008, 06:30 by Nader - San Diego - Home Buying - 16 answers

Dee Marie Fisher answered:

There are so many great places in the San Diego area that a few more questions come to mind before I could suggest areas: what you'd like to do while on vacation (interests/hobbies), your financial investment range, size of home and the amenities desired. Other factors are the time of year and your length of vacation time that may dictacte your rental income.

You can give me a call or email to narrow down areas that would be of interest to you.
I - Tue Apr 1 2008, 12:39

My husband and I are physicians looking to move to San Diego. We would like a community with a view, and in

Asked Sun Feb 17 2008, 18:30 by Ginny - Rancho Santa Fe - Home Buying - 6 answers

Dee Marie Fisher answered:

Hi Ginny,

I hope you've received further information by now about Cielo in Rancho Santa Fe. If not, let me give you some prices. Homes are ranging from $1.8 to $12.2 million. Lots are from $525,000 up to $4.5 million. Views are priced related.

There are several other communities that have views (depending on what type of view you'd like) and would be in your price range.

Good luck with your move... San Diego is a wonderful place to live, work and play! - Sun Mar 2 2008, 11:44

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