Violet,
To make it simple, You should get pre-qualified with a direct lender, or through a mortgage broker who has access to the same type of pre-qualifying standards. Once you have determined your qualified purchase price you will want to find a REALTOR to work with you on your home search.
The listing you are inquiring about went pending on 11/13/09 so it is not currently available.
Kind Regards,
Marcie Sands, REALTOR
Simply The Best Real Estate Company, Inc.
760-644-1562 - Mon Nov 16 2009, 10:21