Robert Chomentowski 858-922-7899

“Home Financing Expert”

Mortgage Broker or Lender at Affinity Financial rob@affinity-financial.com

San Diego, CA

License:

(858) 922-7899

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• San Diego

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Affinity Financial
VA Home Loan Information Site

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About

I'm a Sr. Loan Officer with10 years of experience lending in California. I lend in every town and city across the state of California.
Some of my specialities include:
-First time home buyers
-100% VA home loans for veterans and active military (both purchase and refinance)
-Jumbo VA financing
-FHA low down home fianancing (both purchase and refinance)
-100% home financing for designated rural areas USDA
-FHA and VA loans for credit challenged
-2-4 unit financing
-Fannie Mae Homepath financing
-investor financing and 2nd homes
-jumbo loans
In addition to the above, I've handled just about every form of residential 1-4 unit financing from 2-4 units properties, manufactured homes, and jumbo loans.

I enjoy looking out for my clients and getting them the very best loan product for them so they can enjoy their home or investment and build wealth.

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Interests: -Hiking, camping, canoeing, mountain biking -Golf, basketball -Travel

Recommendations (1)

Recommend Me

John DL Arendsen Other

Although I've never personally met Robert I've been tracking his comments on dozens of Q/A threads for the past couple of years since becoming a Trulia contributor myself. He's always offered up sound and knowledgable advice to folks seeking viable and reliable information about their RE needs and concerns.

I would feel quite comfortable and confidant in recommending Robert to anyone seeking a reliable solution to their real estate mortgage solutions. As a San Diego RE broker, investor, developer and general contractor I would certainly seek Roberts services should the need or opportunity arise.

Wed, Nov 30, 2011

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I have about 10% down payment for an FHA loan of $450K . We want to avoid the PMI if at all possible- Can my parments co-sign to avoid the PMI?
Asked Tue, May 28, 2013 by criss.ard • Home Buying in 94020 • 10 answers
The only way to truly avoid mortgage insurance is 20% down. There are some lenders that will tell you they can do less than 20%…
Answered by Robert Chomentowski 858-922-7899 on Tue, May 28, 2013

I have about 10% down payment for an FHA loan of $450K . We want to avoid the PMI if at all possible- Can my parments co-sign to avoid the PMI?
Asked Tue, May 28, 2013 by criss.ard • Home Buying in 94020 • 10 answers
The only way to truly avoid PMI is to put 20% down. You can get a gift from your payments for the down payment. Some lenders…
Answered by Robert Chomentowski 858-922-7899 on Wed, Jun 12, 2013

Can you have a termite inspection without making it part of the RPA contract?
Asked Fri, Jun 14, 2013 by Yvonne Miranda • Home Buying in San Bernardino County • 7 answers
Just to add, as long as a termite inspection is not mentioned in the contract the lender will not need to see a termite report…
Answered by Robert Chomentowski 858-922-7899 on Fri, Jun 14, 2013

What's the best way to get renters for a condo?
Asked Mon, Nov 19, 2007 by Trish • Market Conditions in 94568 • 10 answers
I get 100% of my tenants though Craigslist. With a condo you generally cannot put for rent signs in the yard (but if you could,…
Answered by Robert Chomentowski 858-922-7899 on Sun, Jun 16, 2013

Do you need to have credit to rent all housing?
Asked Sun, Jun 16, 2013 by Courtneyteresaschloezer • For Rent in Napa • 5 answers
Most of the time yes. But if you just don't have a credit score because you do not have any debt or have any open accounts you…
Answered by Robert Chomentowski 858-922-7899 on Sun, Jun 16, 2013

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