Heidi Lawler

I'm a:	Real Estate Professional
Location:	San Diego
Web sites:	My website

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About Me

I can offer First Time Home buyers up to $125,000 in down payment assistance. I structure financing to allow the buyer to obtain the lowest payment and best terms available for their purchase.

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Heidi Lawler's Answers (4)

Should we consider buying even though we don't have a lot of income?

Asked Fri Jan 4 2008, 11:18 by Kelly - 92104 - Foreclosure - 12 answers

Heidi Lawler answered:

Kelly,

We are an approved lender with the City of San Diego down payment assistance programs. Based on your family income you will qualify for 31% down payment assistance silent second program. For example a house that is $300,000 you would receive assistance of $93,000 for your down payment. Please let me know if you would like more information. - Sun Mar 16 2008, 21:44

foreclose or not to foreclose

Asked Tue Sep 18 2007, 16:46 by Eddie - San Diego - Foreclosure - 37 answers

Heidi Lawler answered:

Eddie,

I specialize in Short Refinances. Please check out our website and let me know if you are interested. - Sun Mar 16 2008, 21:35

My wife and I are first time home buyers, and can afford roughly a 2500 monthly payment with our 15k down.

Asked Fri Feb 29 2008, 17:03 by Mike - 92104 - Market Conditions - 15 answers

Heidi Lawler answered:

Mike,

If you need to move in 5 years, I would purchase I property that will cash flow. Make sure your monthly payment is equal to or less than the going rent for the house you buy. There are many properties and San Diego that cash flow right now. Also, since you are first time home buyers you may qualify for some programs with down payment assistance. This will help you maximize your cash flow potential. The market is picking up right now. There are multiple offers on properties under 350k. It is difficult to tell whether prices will continue to decline. I am currently working with multiple buyers and with the multiple offers, the end price ends up being very close to the listed price. - Sun Mar 16 2008, 21:26

Short-sale and 3bed home for less than $200k in Pacific Beach??

Asked Thu Mar 13 2008, 13:11 by Jay - San Diego - Home Buying - 6 answers

Heidi Lawler answered:

Ray,

Based on your monthly budget, it looks like you may qualify for down payment assistance. You already have 20% down, and you may qualify for an additional 31% down silent 2nd through the city of San Diego. This will allow you to purchase in the $300's which will give you more properties to consider. I am an approved lender for this program and would be happy to help you get pre-qualified. - Sun Mar 16 2008, 12:40

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