Hello Marie,
There are a few options you have. You can do a escrow hold back with the seller paying for these discovered repairs or you can utilize the FHA 203k. It is a very simple loan that allows you to finance the $10k in repairs under one loan. If your lender can not offer the loan, feel free to contact me at any time. Our rates are exceptional for FHA and conventional. Conventional at 4.75% with no points and 4.875% with no points for FHA. Have a great evening.
Joshua Lerette - The Tampa Bay Mortgage Pro
Innovative Mortgage
727-488-7355
josh@thetbmortgagepro.com - Wed Sep 23 2009, 18:22