Jane Gopez

"Agent and Appraiser"

I'm a:	Real Estate Professional
Company:	Louis Montes
Location:	Redlands
Web sites:	West Coast Services
Phone:	(866) 497-5861

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Jane Gopez's Questions (1)

Jane Gopez's Answers (4)

Is non-conforming rooms an issue for resale?

Asked Tue Aug 12 2008, 10:14 by Aksel Olsen - San Francisco - Home Buying - 4 answers

Jane Gopez answered:

From the appraisal side of the coin, we will measure the addition and try to figure out where the permitted and non permitted areas are. It is up to the lender to figure out whether the value should be given to the work done. In some cases, the addition has to be removed prior to the sale or even the refi. We have heard of the County getting in volved after a loan and telling the homeowner to get the permit or demo the addition. - Tue Aug 12 2008, 11:21

I own a home unable to make payments can my wife under her or my daughter's name get a FHA loan?

Asked Wed Feb 6 2008, 11:44 by Al - 92503 - Foreclosure - 4 answers

Jane Gopez answered:

You are not alone! This iseems to be a trend that a lot of people are caught in right now. Contact your lender and see if the new bill that just passed will help with negotiating a rate reduction and possibly getting that FHA in your name through them. This is your best shot. First go to the horses mouth and see what can be done. Sometimes they won't even speak with you until you are a few months late though... - Tue Aug 12 2008, 11:18

Below is the link to the official FHA website with there regulations on FHA loans. I am an FHA appraiser in this area and can assist you with the appraisal when you get that far.

Thanks. Johnè
West Coast Serices http://www.WestCoastServices.com
866-497-5861

http://www.hud.gov/offices/hsg/sfh/hsgsingle.cfm - Thu Feb 28 2008, 10:10

why does it seem like buying land cost as much as buying a whole house on land in 92504, 92506, and 92508?

Asked Mon Feb 11 2008, 16:00 by Sam - Riverside - Home Buying - 2 answers

Jane Gopez answered:

We appraise vacant land in this area and are seeing some owners sell their houses and hold the land for the future. It will change when enough have lost the houses in the next year or so.

Johnè - Thu Feb 28 2008, 10:05

How can a buyer make an informed offer on a property when the interest rates are changing so dramatically.?

Asked Wed Feb 27 2008, 23:52 by Tom - La Sierra - Financing - 5 answers

Jane Gopez answered:

Tom,

From the other side of the coin, I do appraisals all day every day and what I see it that location is key. If you find a property in the location you like and this is where you want to live, do it. Find the best company that will give you in writing the deal you are looking for. Set the rate and get them to agree in writing without any hidden costs to the agreement. This will probably mean you need to work with the big boys for the loan but there are good deals out there...

Thanks Johnè http://www.WestCoastServices.com - Thu Feb 28 2008, 10:03

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