I would tend to agree with Brad. This question has been answered many times, so I will keep it short. Unfortunately agents listing short sale properties can not guarantee what the bank will actually take. They set the price based on their opinion of value and unfortunately the bank may see the value otherwise and not be willing to sell the home for the price the home is listed. In my opinion your agent (if you have one, otherwise a good reason to find one) should have educated you as to the terms and headaches that you are up against in making offers on short sales. You can buy a great property at a great price but it is your agents duty (any buyers agent offering on short sales) to educate their client as to the process and the fact that you may have to pay more than the list price to actually buy the home you love. This is not uncommon; all agents should have this talk with their clients. We are the educators! - Fri Nov 6 2009, 10:22