Brian LeBars

"Loan Consultant/ FHA Expert"

I'm a:	Real Estate Professional
Company:	Vintage Mortgage Group
Location:	Pleasanton
Web sites:	Green Real Estate Loans,Tips&Advise

9 Answers
3 First Answers
4 Useful Answers

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About Me

I like to think of myself as one of the "next generation" of Mortgage Brokers, functioning as an "GREEN Broker" and serving a broad range of client's in order to meet their business and social needs. The cornerstone of my business is driven by technology enhancing the experience delivered to Gen Y and understanding state-of-the-art tools that guarantee the highest level of customer service and satisfaction. My clients KNOW that our business is confidential and that they are treated as job number one.

Constantly updating my customers with new market trends and authoring a streaming blog site where past, present and future clients can gain insight and information on new loan programs, housing trends in their area. Green ideas and the conscious of what we leave behind in this would is always on the top of our minds.

* Certified Eco Broker
* Licensed CA Real Estate Agent

Testimonials

"“Brian LeBars stepped in for one of my clients at the last minute and put something together that worked for them. They probably don't realize that what he did for them on such short notice is why they are enjoying their home so much now! His professionalism, communication and hard work made it happen without worries for my clients. I would recommend Brian without reservations of any kind, anytime!” April 6, 2008"
Lisa McCloskey, Agent, Coldwell Banker Residential Brokerage Mon Jul 7

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Brian LeBars's Questions (0)

Brian LeBars's Answers (9)

What is the current negotiated prices for The Terraces 2-bedroom condos?

Asked Mon Oct 20 2008, 19:34 by Fb - Dublin - Home Buying - 3 answers

Brian LeBars answered:

I recommend you give Tyler Moxley a call. He is a local agent and resident in Dublin Ranch. The volume of business he has done in the area should be to your benefit. I ALWAYS recommend you use a buyers agent to represent you. There IS room for negotiation. If you need assistance with your financing I would also be happy to help you or answer any questions you may have. Tell him Brian sent you.

Tyler's cell: 925.518.1083 - Mon Oct 20 2008, 20:24

Condo in Pleasanton, good as investment property?

Asked Fri Oct 17 2008, 11:59 by Jojo - 94566 - Home Buying - 12 answers

Brian LeBars answered:

I think before you get to far you may want to speak to a Mortgage Broker such as myself. New lending guidelines may require a higher down payment. The other question I would ask is on your current residence and rental do you have greater than 30% equity? There is new guidelines for approval on the new investment loan since Freddie and Frannie have implemented "Buy and Bail" policies. If you have any questions feel free to give me a call. - Mon Oct 20 2008, 10:37

Are all foreclosures sold as is?

Asked Thu Oct 9 2008, 13:16 by Ligia Cothren - Tracy - Foreclosure - 2 answers

Brian LeBars answered:

The Bank should assume responsibility for health and safety issues before the home is listed if the listing agent is doing a good job. There is an option of doing an FHA 203K rehabilitation loan on property you are describing. If you would like further information feel free to email me. I am a mortgage broker that specializes in FHA and FHA 203k loans.

Best, - Thu Oct 9 2008, 13:34

Hi Iam Vivek,

Asked Tue Sep 16 2008, 14:31 by Buyer - Pleasanton - Home Buying - 2 answers

Brian LeBars answered:

You still can get 90% financing but MI will be attached.

One question to you would be is the status of the value of your current residence. This may come into play with the Fannie Freddie Buy and Bail guidelines. If you would like further information I would be happy to guide you throughout the process and present you with your best options. - Tue Sep 16 2008, 14:54

What is the downside of buying older homes (built in 70s)? How are the val vista & valley trails communitie?

Asked Tue Aug 26 2008, 23:08 by Buyer - Pleasanton - Home Buying - 8 answers

Brian LeBars answered:

Great answer Chris, you are right on the money. I grew up in Pleasanton, Val Vista to be specific. There are some issues in the area, i.e. drainage but as you said a sump pump does the trick. Val Vista is a great place to raise a family and the schools are great! My son just started yesterday.

Val Vista is a great value in the area and better yet there is great financing available and EEM mortgages available to make energy efficient improvements.

Best, - Wed Aug 27 2008, 09:02

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