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Crystal Beard

"Senior Mortgage Banker"
  • 2 Helpful Answers
  • 35 Answers
  • 5 Blog posts
Mortgage Broker or Lender at Ambient Home Lending
Experience:
Owner for Ambient Home Lending September 1995—present
State of Oregon Certified Mortgage Specialist. College Degree in Business Finance.…
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Specialties:
• No Fee Application
• No Fee Written Quote
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Certifications
& Awards:
I have earned several awards. But awards do not make you good at what you do. Referrals and repeat clients reflect how well I'm doing.
About:
I've been a mortgage banker for the last 15 years...it's all I've ever done and I love it. I undertand the importance of working with someone who knows ... show more
Testimonials:
""professionalism with integrity""
Justin H. Mon Sep 14
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Crystal Beard answered:
Hello Casey,

Depending on your annual household income, USDA may be a good option as well. I see FHA is mentioned and that is a good option. However FHA has a higher rate, higher fees and pmi. I would say it's a good backup but USDA is lenient on credit as well and has is an overall better program than FHA. Best of all, it's a zero down program and the seller can cover closing costs & pre-paid taxes and home owner's insurance. I can send you information on the program.

If you would like to see if you qualify for the program, we do not charge any up front fees. We are also offerring a 50% discount (visit http://www.ambientlending.com for details). You will also see daily rates posted there.

Crystal Beard
Ambient Home Lending
Lending Throughout oregon
Toll Free 877-777-9763 - Wed Nov 25 2009, 21:12

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