Laarni G. Omingo

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Laarni G. Omingo, in Orange County
  • 192 Answers
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  • 53 Useful Answers
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About Me
I have been in the real estate for 20 years after finishing my MBA in Financial Management. My background in Finance and my understanding or different cultures and history (courtesy of my BA in Asian Studies) make me understand my client's needs both in the economic and sociological levels. Prior to working full time in Real Estate, I also taught in college for a couple of years so patience is a second character to me. I think our industry is the most misconstrued there is a lot of ignorance in what we are doing . I consider this job as almost paving the "Yellow Brick Road", the way where Dorothy can go back to Kansas complete with beautiful memories. My love of real estate is only superseded by my love of God, country(the USA) and my family.

And through peaks and valleys, I am here to serve my clients.
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Laarni G. Om…'s Questions (0)
Laarni G. Om…'s Answers (192)
Adam, Home Buyer in Culver City

West Side beach communities feeling the market pain?

Asked Tue Sep 30 2008, 10:52 by Adam  -  90292  -  Market Conditions  -  3 answers
Laarni G. Omingo answered:
Hi Adam,
Your observation is right on the money. There are not a lot of banks to offer loans to buyers and if they do, it i usually requires 20% down on that price range. Until we see some type of lending done, then the market in the 700k-2Mk will stall. Hopefully, the homeowners in the area will not be thinking of selling their property short. Good Luck to you!
Laarni - Tue Sep 30 2008, 11:07
Mari, Home Buyer in Modesto

Why can't I look at a house before I decide I want it and then get prequalified?

Asked Mon Sep 22 2008, 15:12 by Mari  -  Modesto  -  Home Buying  -  16 answers
Laarni G. Omingo answered:
Hi Mari,

Although you may consider this process as putting the cart before the horse, you will love your agent for insisting on having you prequalified since in real estate "time is of the essence", once you made an offer on the property- the seller represented by the listing agent is expecting that you can continue to escrow once you make an offer and that escrow will close on time with no problem. The single hurdle for a buyer to consummate the sale is the having your loan approved but since you are done with that process, then you are 75% home free in closing your escrow successfully.
Thanks,
Laarni - Mon Sep 22 2008, 16:29
Dee, Home Buyer in 95070

want to buy a house now!!

Asked Fri Sep 19 2008, 07:29 by Dee  -  Los Gatos  -  Home Buying  -  13 answers
Laarni G. Omingo answered:
Hi Dee,

Please call one of the FHA lenders near you. But surely, he or she will tell you that your FICO score is lower than the minimum requirement of 580. Please consult a lender first before you an agent excites you to look for a house. It will be a total waste of your time without a pre approval.
Best,
:aarni - Fri Sep 19 2008, 07:52
Laura, Real Estate Pro in 92662

Question removed

Asked Mon Sep 15 2008, 10:28 by Laura  -  Newport Beach  -  Home Buying  -  3 answers
Laarni G. Omingo answered:
Hi Laura,
Can you email me on your specs, how many bedrooms, bathrooms, square footage and your budget. Those information will definitely help in finding your perfect home in Newport Beach.
Best Regards,
Laarni - Mon Sep 15 2008, 10:35
Mike H., Buyer & Seller in Petaluma

How do I find an agent that specializes in investment properties?

Asked Mon Sep 15 2008, 08:13 by Mike H.  -  Petaluma  -  How To...  -  4 answers
Laarni G. Omingo answered:
Hi Mike H.,

I agree with Robert. Interview these agents and ask them questions re Cap Rate, ROI and IRR. If they buckle on these acronyms then they are not real well-verse in investment real estate. You yourself shoul be able to know these terms so they cannot play games with you. Good Luck and may you find an agent who will honor its agency relationship with you.
Laarni - Mon Sep 15 2008, 08:28
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What's this?
My Listings
213 N Gunther Pl, Santa Ana, CA 92703 213 N Gunth…
$250,000
2 br  1.0 ba  
10572 Geraldine Rd, Garden Grove, CA 92840 10572 Geral…
$480,000
4 br  3 ba  
17420 Coke Ave, Bellflower, CA 90706 17420 Coke…
$310,000
3 br  2.0 ba Listing Web Site
11081 Grant Way, Stanton, CA 90680 11081 Grant…
$271,592
3 br  1½ ba  
748 W Woodcrest Ave, Fullerton, CA 92832 748 W Woodc…
$353,993
3 br  2.0 ba  
7585 Melrose St, Buena Park, CA 90621 7585 Melrose…
$493,911
3 br  2½ ba  
View all 7 listings
Certifications & Awards
High School Valedictorian
Centurion Sales Award 2002-2004
Grand Centurion Sales Award 2005
Double Centurion Award 2006
Quality Service Award 2004
Quality Service Award 2005
Hall Of Fame Sales Trophy 2006
Currently serving as President of the C21 Orange County Brokers' Council
Interests
Reading current events, blogging, karaoke, watching sports, traveling, swimming.
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