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I have been providing financing for commercial and residential properties for 17 years. I consider myself your personal advocate and you can be sure I am finding the best solution for YOU. I provide preapproval for mortgages for those seeking to buy a home and direct borrowers to the kind of programs that truly suit their needs while coaching them through the process. This includes advice on how to get all your "ducks in a row" so that you qualify for the best mortgage rates. Not everyone has everything that every bank may seek and we can help those buyers as well. In addition, I have been known to actually help locate the property as I have access to multiple sources of availablity of properties. PERSONAL SERVICE and the clients satisfaction is of the greatest importance to me. I provide financing in NY, NJ, FL and CT
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Lending Tree primarily takes the requests and sells the names and phone numbers to at least 4 companies. You do not know who has purchased it. It could be a reputable group or NOT. In addition you set yourself up for what I would think are annoying phone calls that may keep coming. Probably the scariest is that you do not know who is actually getting the info. It could be the most unscrupulous person. In the times we live in getting a referral from a trusted source would be a better bet. The person who referrred you would have had some experience with the person they are sending you to and the person who is being referred should feel some obligation of doing the right thing. - Tue Apr 22 2008, 07:06
I think you would be best off finding someone you were referred to. At Lending Tree your "lead" is sold to 4 or more mortgage people who pay for your name. You will be opening yourself up for a slew of phone calls that may get annoying. A competent mortgage broker can do the comparing for you and the finished product should be the offer of the best mortgage for your circumstance and certainly at the best rate.
A good referral source could be your accountant, friend, financial planner etc. Hopefully, a professional referral will send you in the direction of a person who is ethical, and legitimate. With Lending Tree you get a person who is willing to pay for their leads and that speaks nothing of their character just their pocketbook. - Tue Feb 19 2008, 14:57
It sounds like you already know about Westchester, and suffolk county. There is also nassau county. When you say NYC do you mean Manhattan where many people work? NYC is comprised of Manhattan the heart of the business district and 4 other boroughs which are Brooklyn, Queens, Staten Island and the Bronx. Depending on what you are looking for they can be options as well. It also depends how long a commute you are willing to make. That will help determine the suburbs. Many also live in NJ as a "suburb" of NY as some areas are just as close. If you like to discuss you can give me a call 516 594-1400 and I can better understand where you are thinking of living and then suggest viable suburbs. - Mon Mar 3 2008, 09:00
Alot depends on when you plan to buy. Credit and scoring has alot to do with time. The further you get from the late payments and the addition of your good credit, the car, the better your score will become. Give yourself some time and do not let people run your credit. Hopefully if you have the income to cover your new mortgage, taxes and insurance and the car lease with enough to spare you will qualify. FHA rules are changing constantly as well. I think your score will go up based on what you are doing. Make sure you do not pay ANYTHONG late - Fri Feb 29 2008, 07:24
Sorry I answered your question and then read the other answers, but I will still double check. If there is a possibility, I will get back on here and let you know. I would like to know how long til you graduate though. - Mon Feb 25 2008, 13:43
That is interesting. I am going to do some research and get back to you. I think not but do not want to jump to that conclusion for sure. How long till you graduate? It would be great for me to speak with you. Besides the lender you may have a problem with the coop board as they can be feisty. I will check on the lender side and get back to you. If you have other info, please call me at 516 594-1400 - Mon Feb 25 2008, 13:39
I am from NY as well as you and the market in your area is holding up. I am very familiar with Brooklyn and it is still doing quite well in most areas. What area were you thinking of? - Mon Feb 25 2008, 13:35
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