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About Me
Fred Cope is a People-person. Fred Cope is a Teacher. Three things Drive Him:
Fred Cope is driven to serve God. You cannot spend much time with Fred without knowing that. He doesn't preach at people--he serves. He strives to follow the Golden Rule: "Do unto others as you would have them do unto you." He enjoys people. He has a natural inclination to teach--to share what he has learned. Fred is easy-going, but tenacious--he doesn't give up easily. You'll see that when he is searching for the home you desire. He is patient--he will endure--he won't give up on you, even when you begin to think, "What's the use?" Fred Listens to you.
Fred Cope is driven by his Community. Fred loves Nashville--a native Nashvillian. He is proud of Tennessee, and as a Vietnam era veteran, he loves the phrase, "These colors don't run." Fred has an added appreciation for those who serve our Nation. Community is PEOPLE, and not landmarks. He derives great satisfaction from helping someone buy their own home: becoming a stable part of his community.
Fred Cope is driven by his Family. Hope you love Grandkids, because Fred is all about his grandchildren. Fred and Cheri married in 1967, have three children: Alan, Leanne and Sheron. Currently there are six grandkids, but number seven is due the end of July. Those who know Fred's family agree with him when he says, "The smartest thing I ever did was to marry Cheri." He'd tell you, "The worse thing any of my children did growing up, was to be late getting home." He often says, "He would wish every dad could be so fortunate", and credits their mother and grandparents. There are those of us, not related by blood, that know Fred considers us as Family. You may come to know that also.
--Someone who knows Fred
Fred Cope is driven to serve God. You cannot spend much time with Fred without knowing that. He doesn't preach at people--he serves. He strives to follow the Golden Rule: "Do unto others as you would have them do unto you." He enjoys people. He has a natural inclination to teach--to share what he has learned. Fred is easy-going, but tenacious--he doesn't give up easily. You'll see that when he is searching for the home you desire. He is patient--he will endure--he won't give up on you, even when you begin to think, "What's the use?" Fred Listens to you.
Fred Cope is driven by his Community. Fred loves Nashville--a native Nashvillian. He is proud of Tennessee, and as a Vietnam era veteran, he loves the phrase, "These colors don't run." Fred has an added appreciation for those who serve our Nation. Community is PEOPLE, and not landmarks. He derives great satisfaction from helping someone buy their own home: becoming a stable part of his community.
Fred Cope is driven by his Family. Hope you love Grandkids, because Fred is all about his grandchildren. Fred and Cheri married in 1967, have three children: Alan, Leanne and Sheron. Currently there are six grandkids, but number seven is due the end of July. Those who know Fred's family agree with him when he says, "The smartest thing I ever did was to marry Cheri." He'd tell you, "The worse thing any of my children did growing up, was to be late getting home." He often says, "He would wish every dad could be so fortunate", and credits their mother and grandparents. There are those of us, not related by blood, that know Fred considers us as Family. You may come to know that also.
--Someone who knows Fred
My Q&A
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R. Fred Cope's Questions (0)
R. Fred Cope's Answers (4)
R. Fred Cope answered:
Hello Luke,
To answer your question in a word: NO.
But, you ask a very important question--one many people have. You reflect what millions of Americans have formed from watching the nightly news and reading newspaper headlines. Every day, we are bombarded with poorly researched, sensationalized and half-baked commentary on the Nation's economy. There are a lot of Chicken Little's out there, screaming "The sky is falling."
Truth is, current home sales are strong--not as strong as a couple of recent years, but stronger than most years. Like the unemployment figure, the bad news leads at 6pm and 10pm. 95% of workers are employed. The current President gets no credit for raising the traditional 94% being up to near 96% until recently. He is being blamed for it being down 1%. I certainly don't want to minimize the plight of the 4 to 6 percent who are not employed; and to the same extent I don't want potential home buyers mis-led into thinking houses are over-priced. There are bargains out there, but not every seller is in a desperate situation and looking to unload their house. Personally, my house will not bring what it would in 2006, but I'm not going to have a fire sale. I know the value is returning, and will continue to rise.
Bottom line, NOW IS THE TIME TO BUY--HOUSING IS IN DEMAND--VALUES ARE ON THE REBOUND--YOU WON'T GET AS MUCH HOUSE FOR YOUR DOLLAR IF YOU WAIT. Like fresh donuts, grab one quick--because demand is greater than supply. I PROMISE.
To answer your question in a word: NO.
But, you ask a very important question--one many people have. You reflect what millions of Americans have formed from watching the nightly news and reading newspaper headlines. Every day, we are bombarded with poorly researched, sensationalized and half-baked commentary on the Nation's economy. There are a lot of Chicken Little's out there, screaming "The sky is falling."
Truth is, current home sales are strong--not as strong as a couple of recent years, but stronger than most years. Like the unemployment figure, the bad news leads at 6pm and 10pm. 95% of workers are employed. The current President gets no credit for raising the traditional 94% being up to near 96% until recently. He is being blamed for it being down 1%. I certainly don't want to minimize the plight of the 4 to 6 percent who are not employed; and to the same extent I don't want potential home buyers mis-led into thinking houses are over-priced. There are bargains out there, but not every seller is in a desperate situation and looking to unload their house. Personally, my house will not bring what it would in 2006, but I'm not going to have a fire sale. I know the value is returning, and will continue to rise.
Bottom line, NOW IS THE TIME TO BUY--HOUSING IS IN DEMAND--VALUES ARE ON THE REBOUND--YOU WON'T GET AS MUCH HOUSE FOR YOUR DOLLAR IF YOU WAIT. Like fresh donuts, grab one quick--because demand is greater than supply. I PROMISE.
R. Fred Cope answered:
Hi Liz,
Just checking in with you. Hows it going? Hopefully you're finding good help among the responses...
Have you been to Looking forHomes.org yet? I think all of us are anxious to get more input from you.
Respectfully,
Fred Cope
Just checking in with you. Hows it going? Hopefully you're finding good help among the responses...
Have you been to Looking forHomes.org yet? I think all of us are anxious to get more input from you.
Respectfully,
Fred Cope
Liz,
Welcome to Nashville, and I hope you will come to call this home. HCA is a great employer--my son was a full-time audit supervisor for several years, and now does contract work for them. He holdsthem ih high regard. I have three grandkids born in local HCA hospitals (including Centennial). So far, you're making good decisions, and it appears you will continue doing so. Your choice of areas suggests some research, and/or a good friend.
Are you a first-time home buyer? How long have you resided in Tennessee? I ask, because there are some unique loan programs available for first-time home buyers, as well as possible down-payment assistance. I bring 25 years of mortgage finance experience to your disposal, and am happy to answer any questions you may have. As you weigh your options, assess your needs, and look at potential homes--feel free to use tools found on my website: http://www.lookingforhomes.org . You will find links to FREE credit report, first-time home buyer links, as well as a mortgage calculator, etc.
Take the time to complete the Free "LOOKING FOR A HOME" Search Profile--you'll receive automatic e-mails of all new listings as they come onto the market. You can refine your search as you go. Furthermore, you have free access to the local Multiple Listing Service. MUCH MORE--all freely accessible to you 24/7. The only information required from you is a valid e-mail address to which the free reports, bulletins, etc. can be sent. I don't need your last name, nor any other personal information, until you are ready to provide it. I never ask for social security number, date of birth, etc. on my web-site.
Be my guest...
Fred Cope,
The Realty Association
(615) 385-9010
(615) 587-3500
Welcome to Nashville, and I hope you will come to call this home. HCA is a great employer--my son was a full-time audit supervisor for several years, and now does contract work for them. He holdsthem ih high regard. I have three grandkids born in local HCA hospitals (including Centennial). So far, you're making good decisions, and it appears you will continue doing so. Your choice of areas suggests some research, and/or a good friend.
Are you a first-time home buyer? How long have you resided in Tennessee? I ask, because there are some unique loan programs available for first-time home buyers, as well as possible down-payment assistance. I bring 25 years of mortgage finance experience to your disposal, and am happy to answer any questions you may have. As you weigh your options, assess your needs, and look at potential homes--feel free to use tools found on my website: http://www.lookingforhomes.org . You will find links to FREE credit report, first-time home buyer links, as well as a mortgage calculator, etc.
Take the time to complete the Free "LOOKING FOR A HOME" Search Profile--you'll receive automatic e-mails of all new listings as they come onto the market. You can refine your search as you go. Furthermore, you have free access to the local Multiple Listing Service. MUCH MORE--all freely accessible to you 24/7. The only information required from you is a valid e-mail address to which the free reports, bulletins, etc. can be sent. I don't need your last name, nor any other personal information, until you are ready to provide it. I never ask for social security number, date of birth, etc. on my web-site.
Be my guest...
Fred Cope,
The Realty Association
(615) 385-9010
(615) 587-3500
R. Fred Cope answered:
Michael,
Welcome to Nashville. Expectations are never too high, as long as they stand on the shoulders of Reality. Nashville is my lifetime home--I've lived in 5 states, spent a tour of duty in Japan & Korea, and visited 29 states. Conclusion: Nashville is at the top of the heap. You are surrounded by God's handiwork, loving & friendly people, and a real estate market that is much more durable than the so-called most popular states on the coasts. My home has doubled in value over the past 20 years--so have many Nashville homes.
Point being: perserverance trumps expectations, and has a reward for those who do perservere. What you want IS OUT THERE...keep looking. I hear exasperation in your words, "...I'm questioning if I should give up..." Did you ever hear of a fellow named Willie Gayle? He holds the guiness record for consecutive days of selling at least one insurance policy each day. He attributes his perserverance to an old water-prime pump 1500 feet from the source spring. He would pump that handle til his arm almost fell of, and quit. His dad, nearby grabbed the handle and hit 2-3 licks, and there was water. His dad told him, "Keep pumping--don't stop--it will come."
KEEP PUMPING, and take a moment to go to http://www.lookingforhomes.org and click on the "When Money Matters" button, then scroll down the left column to First Time Homebuyer Links about THDA, and down-payment assistance programs.
A lifetime in Nashville, and 25 years in Real Estate Finance has led me to write this response.
Always at your service,
R. Fred Cope,
The Realty Association
Welcome to Nashville. Expectations are never too high, as long as they stand on the shoulders of Reality. Nashville is my lifetime home--I've lived in 5 states, spent a tour of duty in Japan & Korea, and visited 29 states. Conclusion: Nashville is at the top of the heap. You are surrounded by God's handiwork, loving & friendly people, and a real estate market that is much more durable than the so-called most popular states on the coasts. My home has doubled in value over the past 20 years--so have many Nashville homes.
Point being: perserverance trumps expectations, and has a reward for those who do perservere. What you want IS OUT THERE...keep looking. I hear exasperation in your words, "...I'm questioning if I should give up..." Did you ever hear of a fellow named Willie Gayle? He holds the guiness record for consecutive days of selling at least one insurance policy each day. He attributes his perserverance to an old water-prime pump 1500 feet from the source spring. He would pump that handle til his arm almost fell of, and quit. His dad, nearby grabbed the handle and hit 2-3 licks, and there was water. His dad told him, "Keep pumping--don't stop--it will come."
KEEP PUMPING, and take a moment to go to http://www.lookingforhomes.org and click on the "When Money Matters" button, then scroll down the left column to First Time Homebuyer Links about THDA, and down-payment assistance programs.
A lifetime in Nashville, and 25 years in Real Estate Finance has led me to write this response.
Always at your service,
R. Fred Cope,
The Realty Association
R. Fred Cope answered:
Hello Joe:
Sorry to read of your predicment. My first question to you would be, "How well do you know this agent?" Relative or Friend? If you know her beyond this business transaction, then you probably want to sit down one-on-one, and have a heart-to-heart. If this is happening to you, it is probably happening to her other clients. There may be forces at work beyond her ability to handle--she may need a friendly ear. That doesn't excuse her non-professional behavior, and I'd want to make that very clear to her. A friend of mine would call that a "Jesus come to meeting moment."
Beyond your concern for her as a person, you have a house to sell, and need to know the professional retained to accomplish the task is capable and committed to fulfilling that commitment.
Perhaps, three steps should be taken:
(1) confront the issue immediately and get a resolution [I'd tell the agent that I have a 3 step plan, and that my intended next step is to
(2) call the principal broker [this is the person you actually hired] and lay your cards on the table--"get it corrected or release me from the listing contract." The broker will not want to lose your business and will want to resolve your problem--offering to counsel with her, and/or assign another affiliate to your listing. The broker don't want you to move to the third step. None of the options beyond step 3 are attractive to the broker.
(3) Take action to get your house sold without them. Your options include the following:
a. Get an attorney (that will cost money he don't want to spend)
b. Contact Local/State Real Estate Commission (that can cost money and lots of paperwork), and/or
c. Go public with your disatisfaction. (Real Estate agents love/need advertisement, but not this kind.)
One final observation: If your agent is a REALTOR, there is a code of ethics that has been trampled. That also suggest that both agent and broker (1) know better, (2) want to do better, and (3) probably will. I've been around thousand of REALTORS in past 25 years, and 99% are quality people--professional people, and none of us are happy with the way you've been treated.
Please pursue this immediately. That agent will become a better agent from this (or get out of the business). You will be a better person and home seller (or sware "I'll never move again.") None of us want that! Good Luck, and Happy Resolutions.
Respectfully,
R. Fred Cope,
The Realty Association, Nashville, TN
(615) 385-9010
Sorry to read of your predicment. My first question to you would be, "How well do you know this agent?" Relative or Friend? If you know her beyond this business transaction, then you probably want to sit down one-on-one, and have a heart-to-heart. If this is happening to you, it is probably happening to her other clients. There may be forces at work beyond her ability to handle--she may need a friendly ear. That doesn't excuse her non-professional behavior, and I'd want to make that very clear to her. A friend of mine would call that a "Jesus come to meeting moment."
Beyond your concern for her as a person, you have a house to sell, and need to know the professional retained to accomplish the task is capable and committed to fulfilling that commitment.
Perhaps, three steps should be taken:
(1) confront the issue immediately and get a resolution [I'd tell the agent that I have a 3 step plan, and that my intended next step is to
(2) call the principal broker [this is the person you actually hired] and lay your cards on the table--"get it corrected or release me from the listing contract." The broker will not want to lose your business and will want to resolve your problem--offering to counsel with her, and/or assign another affiliate to your listing. The broker don't want you to move to the third step. None of the options beyond step 3 are attractive to the broker.
(3) Take action to get your house sold without them. Your options include the following:
a. Get an attorney (that will cost money he don't want to spend)
b. Contact Local/State Real Estate Commission (that can cost money and lots of paperwork), and/or
c. Go public with your disatisfaction. (Real Estate agents love/need advertisement, but not this kind.)
One final observation: If your agent is a REALTOR, there is a code of ethics that has been trampled. That also suggest that both agent and broker (1) know better, (2) want to do better, and (3) probably will. I've been around thousand of REALTORS in past 25 years, and 99% are quality people--professional people, and none of us are happy with the way you've been treated.
Please pursue this immediately. That agent will become a better agent from this (or get out of the business). You will be a better person and home seller (or sware "I'll never move again.") None of us want that! Good Luck, and Happy Resolutions.
Respectfully,
R. Fred Cope,
The Realty Association, Nashville, TN
(615) 385-9010
Specialties
25 Years Helping Homebuyers
Extensive Background in Real Estate Finance,
Grants and Downpayment Assistance
Helped Hundreds of First-time Homebuyers
Extensive Background in Real Estate Finance,
Grants and Downpayment Assistance
Helped Hundreds of First-time Homebuyers
Experience
Latest:
Mortgage Counsellor for Mortgage Resources Inc.
Credit counsellor, Loan Specialist, Loan Officer
March 1994—September 2007
Certifications & Awards
GRA, Graduate Realty Association
Interests
GRANDKIDS!!! Number 7 due 7/28/08
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