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About Me
I am a strong believer in education and training having taught adult education at the college level and continue my learning every day to be able to serve you to the best of my ability in an informed, friendly, helpful, personal manner. I have taken over 150 hours of classes and training this year alone in Real Estate, Real Estate Investing, Short Sale/Foreclosure, Legal/Ethics, etc.
Whether a first time home buyer, seasoned seller or real estate investor, I can offer you my years of marketing and sales experience and personal attention to your needs.
I invite you to call or email me with any questions regarding your Real Estate needs or visit my website http://www.TimDenboHomes.com for detailed local information on Milford, CT, New Haven and upper Fairfield County.
People describe me as:
- Friendly, Happy and Extremely Positive
- Energetic, Creative, Persistent yet Respectful
- Customer Service Oriented
- A Real People Person
- Enjoy's Helping People
Personal Background
I live in the Bayview Beach neighborhood of Milford Connecticut in New Haven County of Southwestern Connecticut. I grew up on the West Coast in Oregon and California and relocated to the east as a personal choice. I have traveled the east and west coast of the US and Canada extensively for business over 100K miles annually for 15 years and moved many times... If you are relocating to the New Haven or upper Fairfield County of Connecticut I would love to help you in your transition.
I know THE AREA, I know THE MARKET and I know I CAN HELP YOU!
Don't Buy or Sell on a Whim... You Can Rely On Tim!
Whether a first time home buyer, seasoned seller or real estate investor, I can offer you my years of marketing and sales experience and personal attention to your needs.
I invite you to call or email me with any questions regarding your Real Estate needs or visit my website http://www.TimDenboHomes.com for detailed local information on Milford, CT, New Haven and upper Fairfield County.
People describe me as:
- Friendly, Happy and Extremely Positive
- Energetic, Creative, Persistent yet Respectful
- Customer Service Oriented
- A Real People Person
- Enjoy's Helping People
Personal Background
I live in the Bayview Beach neighborhood of Milford Connecticut in New Haven County of Southwestern Connecticut. I grew up on the West Coast in Oregon and California and relocated to the east as a personal choice. I have traveled the east and west coast of the US and Canada extensively for business over 100K miles annually for 15 years and moved many times... If you are relocating to the New Haven or upper Fairfield County of Connecticut I would love to help you in your transition.
I know THE AREA, I know THE MARKET and I know I CAN HELP YOU!
Don't Buy or Sell on a Whim... You Can Rely On Tim!
Testimonials
"Tim is a delightful and extremely positive, energetic and creative individual. He has respectful persistence when needed and the ability to overcome challenges and create opportunities to succeed.
Over the years I have grown to respect and appreciate Tim's positive attitude and his enthusiastic and friendly personality both professionally and personally. Tim has consistently met goals with increased responsibilities and has always achieved excellent performance reviews receiving the Presidents Award for his accomplishments."
Kim Spafford
Kim Spafford
My Q&A
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Timothy Denbo's Questions (0)
Timothy Denbo's Answers (6)
Timothy Denbo answered:
Hi G.k.
The answers you have been getting are good. Regarding your credit score, yes 720 is considered "Very Good" but even a credit score in the high 600's should not prevent you from getting a loan and a good rate at this time. The most important advice I can offer is to go ahead and get yourself "Pre-Approved" by a mortgage lender. This is not the same as "Pre-Qualified" which really does you no good when looking to place an offer on a home. You can get pre-approved through any mortgage lender just be sure they know you want the pre-approval which requires them to use your social security number and run a credit check.
Also, don't worry about getting quotes from different mortgage lenders or banks. Any additional credit checks by other lenders within a 6 month period will be considered as only one credit check by the credit agencies so it will not negatively impact your credit.
With a good credit score, steady verfiable, sufficient income (over 1 year or 2 years self-employed) and some basic assets and you should be fine. It is a good time to buy! Rates are at historical lows right now so get in there, get pre-approved and happy house hunting!
I work for Coldwell Banker Residential Brokerage, the #1 Real Estate Brokerage Firm in Milford, CT and would be happy to make a referral to a local qualified Realtor for you if you would like my assistance.
The answers you have been getting are good. Regarding your credit score, yes 720 is considered "Very Good" but even a credit score in the high 600's should not prevent you from getting a loan and a good rate at this time. The most important advice I can offer is to go ahead and get yourself "Pre-Approved" by a mortgage lender. This is not the same as "Pre-Qualified" which really does you no good when looking to place an offer on a home. You can get pre-approved through any mortgage lender just be sure they know you want the pre-approval which requires them to use your social security number and run a credit check.
Also, don't worry about getting quotes from different mortgage lenders or banks. Any additional credit checks by other lenders within a 6 month period will be considered as only one credit check by the credit agencies so it will not negatively impact your credit.
With a good credit score, steady verfiable, sufficient income (over 1 year or 2 years self-employed) and some basic assets and you should be fine. It is a good time to buy! Rates are at historical lows right now so get in there, get pre-approved and happy house hunting!
I work for Coldwell Banker Residential Brokerage, the #1 Real Estate Brokerage Firm in Milford, CT and would be happy to make a referral to a local qualified Realtor for you if you would like my assistance.
Timothy Denbo answered:
Hi Mike,
You are getting some good feedback I see from several professionals. I would like to add just a couple of options for you to consider. I am with Coldwell Banker Residential Brokerage in Milford, CT and we are the #1 Brokerage Firm in the area. The easiest of your questions to answer is the size of the condo. A 2 bedroom will bring you a much larger buyer pool when you go to sell than a 1 bedroom for the reasons already mentioned. The second easiest question is whether now is a good time to buy. Interest rates are still at historical lows and inventory is up. Now is a great time to buy! The hardest question is the location. Even though you have mentioned some personal choices, there are still a lot of considerations to consider. I would highly recommend you select a Realtor that you feel comfortable with and you feel will have your best interest at heart and then review the options in a few different locations to see what feels right for you. Milford has a great downtown and great beaches but I would also consider the West Haven area near the beach as there is a lot going on there, some up-and-coming areas and you are still close to New Haven. I would be more than happy to assist you and email you some properties or you can get automatic daily updates sent to you from my website below.
I wish you well and look forward to hearing from you.
Tim Denbo
Coldwell Banker Residential Brokerage
203-783-8710 Direct
"Don't Buy or Sell on a Whim... Rely on Tim"
You are getting some good feedback I see from several professionals. I would like to add just a couple of options for you to consider. I am with Coldwell Banker Residential Brokerage in Milford, CT and we are the #1 Brokerage Firm in the area. The easiest of your questions to answer is the size of the condo. A 2 bedroom will bring you a much larger buyer pool when you go to sell than a 1 bedroom for the reasons already mentioned. The second easiest question is whether now is a good time to buy. Interest rates are still at historical lows and inventory is up. Now is a great time to buy! The hardest question is the location. Even though you have mentioned some personal choices, there are still a lot of considerations to consider. I would highly recommend you select a Realtor that you feel comfortable with and you feel will have your best interest at heart and then review the options in a few different locations to see what feels right for you. Milford has a great downtown and great beaches but I would also consider the West Haven area near the beach as there is a lot going on there, some up-and-coming areas and you are still close to New Haven. I would be more than happy to assist you and email you some properties or you can get automatic daily updates sent to you from my website below.
I wish you well and look forward to hearing from you.
Tim Denbo
Coldwell Banker Residential Brokerage
203-783-8710 Direct
"Don't Buy or Sell on a Whim... Rely on Tim"
Timothy Denbo answered:
Hi,
I was in a similiar position myself not too long ago. I was moving to the area from out of state and began my search in Fairfield as it is a beautiful town with a good reputation. As I searched and educated myself on the area, I found Milford offerred more house for the money, excellent schools and even more beaches.
I live in the Bayview Beach area of Milford and I love the community. As Donna points out, the Rivercliff area offers some nice choices along the river if you want water view but not LI Sound view. The Laurel Beach area which is on the LI shoreline from Devon is also an excellent choice with some nice views of the sound.
There are many choices and I would love the opportunity to show you around. Visit my website for pictures, school, news and information on the town and let me know if I can be of any further service to you.
Best Regards,
Tim
I was in a similiar position myself not too long ago. I was moving to the area from out of state and began my search in Fairfield as it is a beautiful town with a good reputation. As I searched and educated myself on the area, I found Milford offerred more house for the money, excellent schools and even more beaches.
I live in the Bayview Beach area of Milford and I love the community. As Donna points out, the Rivercliff area offers some nice choices along the river if you want water view but not LI Sound view. The Laurel Beach area which is on the LI shoreline from Devon is also an excellent choice with some nice views of the sound.
There are many choices and I would love the opportunity to show you around. Visit my website for pictures, school, news and information on the town and let me know if I can be of any further service to you.
Best Regards,
Tim
Timothy Denbo answered:
Hi Rakesh,
Listings on the MLS are updated every night at 12:01am and a good Realtor can not only provide you with this data and history of the property listing but can also place you on an automatic notification to let you know of new properties that are withdrawn.
Let me know if you would like and I can find you a reputable and qualified Realtor in your area to refer you to so you can get the information you need on a timely basis. One of the services I provide is referal or you can visit my website at http://www.TimDenboHomes.com for more information.
Listings on the MLS are updated every night at 12:01am and a good Realtor can not only provide you with this data and history of the property listing but can also place you on an automatic notification to let you know of new properties that are withdrawn.
Let me know if you would like and I can find you a reputable and qualified Realtor in your area to refer you to so you can get the information you need on a timely basis. One of the services I provide is referal or you can visit my website at http://www.TimDenboHomes.com for more information.
Timothy Denbo answered:
Hi Julia,
Welcome! I think you chose a great time to get into Real Estate. It sounds as if you may be considering joining as a team member of an established agent or joining a company with good training and mentoring. If this is accurate, consider what your goals are and where you want to be as a professional in the next 3-5 years? If you start as a buyer's agent for an established agent you are probably not going to get the personal exposure and promotion you would be able to get as a more independent agent with a good company and good training. You may lose your personal identity which I believe is your number one asset in Real Estate. On the other hand, you can gain some good experience and learn from the experienced agent for a couple of years and then move out on your own once you are more comfortable. If you have the time, this could work well. Personally, I chose a great company (Coldwell Banker) with a great training program and a very positive office environment with successful agents to provide the atmosphere and opportunity to grow and develop a professional business. I strongly recommend you read a book titled "Success as a Real Estate Agent for Dummies" by Dirk Zeller which really helped me a lot. Best of Luck and let me know if there is anything I can do to help.
Welcome! I think you chose a great time to get into Real Estate. It sounds as if you may be considering joining as a team member of an established agent or joining a company with good training and mentoring. If this is accurate, consider what your goals are and where you want to be as a professional in the next 3-5 years? If you start as a buyer's agent for an established agent you are probably not going to get the personal exposure and promotion you would be able to get as a more independent agent with a good company and good training. You may lose your personal identity which I believe is your number one asset in Real Estate. On the other hand, you can gain some good experience and learn from the experienced agent for a couple of years and then move out on your own once you are more comfortable. If you have the time, this could work well. Personally, I chose a great company (Coldwell Banker) with a great training program and a very positive office environment with successful agents to provide the atmosphere and opportunity to grow and develop a professional business. I strongly recommend you read a book titled "Success as a Real Estate Agent for Dummies" by Dirk Zeller which really helped me a lot. Best of Luck and let me know if there is anything I can do to help.
Specialties
Areas of Expertise and Personal Attributes:
- Excellent Communication Skills
- Creative and Effective Marketing
- Extremely Positive Attitude
- Friendly, Open and Personable
- Reliable and Dependable
Sales and Marketing Specialist
20+ years experience in sales and marketing with 7 years as a National Sales/Marketing Director in the Home Improvement industry serving home owners, builders and contractors.
Professional Associations/Membership
- Member National Association of Realtors
- Member Realtors of Greater New Haven
- Member Connecticut Multiple Listing Service (CTMLS)
- Member Connecticut Real Estate Investors Association (CTREIA)
- Member Milford Chamber of Commerce
- Excellent Communication Skills
- Creative and Effective Marketing
- Extremely Positive Attitude
- Friendly, Open and Personable
- Reliable and Dependable
Sales and Marketing Specialist
20+ years experience in sales and marketing with 7 years as a National Sales/Marketing Director in the Home Improvement industry serving home owners, builders and contractors.
Professional Associations/Membership
- Member National Association of Realtors
- Member Realtors of Greater New Haven
- Member Connecticut Multiple Listing Service (CTMLS)
- Member Connecticut Real Estate Investors Association (CTREIA)
- Member Milford Chamber of Commerce
Experience
Latest:
Sales and Marketing Director for Professional Tool Mfg, LLC
Responsible for all sales and marketing to the Home Improvement Channel of distribution including The Home Depot, Lowe's and Menards. Worked extensively on sales promotions, marketing, and advertising programs with national merchants, contractors, the National Association of Home Builders (NAHB) and other professionals and home owners.
April 2001—December 2007
Previous:
National Training Manager for Harry and David
Managed all training programs and development for the Harry and David Stores including Sales Training, Manager and District Manager Training, HR Training as well as Point-Of-Sale and back office Training.
September 1993—April 2001
Certifications & Awards
Presidents Award
Employee of the Year
Employee of the Quarter
Reach Award
Employee of the Year
Employee of the Quarter
Reach Award
Interests
Some of my interests are:
- Walking/hiking
- Bicycle Riding
- Boating/Kayaking
- Swimming/Scuba Diving
- Photography
- Travel
- Real Estate Investing
I have owned my own computer training business, taught adult education at the college level and appeared on QVC national television as a guest host. I have managed multi-million dollar sales and marketing budgets and sold over $50 Million dollars in product in the Home Improvement Channel through creative marketing, advertising and relationship building.
I bring to you a high level of commitment, creativity, enthusiasm and marketing experience to assist you in the sale of your home or the search for a new home whether a first-time home buyer or seasoned seller/buyer. I have the tools and support of Coldwell Banker Residential Brokerage, the #1 Real Estate Brokerage in the world and together with my marketing, creativity and positive attitude we are committed to serving you in the best way we can! Give me a call or email me so I can get to work for you today!
"The strength of a nation lies in the homes of its people." Abe Lincoln
I look forward to the opportunity of working for you!
Tim
- Walking/hiking
- Bicycle Riding
- Boating/Kayaking
- Swimming/Scuba Diving
- Photography
- Travel
- Real Estate Investing
I have owned my own computer training business, taught adult education at the college level and appeared on QVC national television as a guest host. I have managed multi-million dollar sales and marketing budgets and sold over $50 Million dollars in product in the Home Improvement Channel through creative marketing, advertising and relationship building.
I bring to you a high level of commitment, creativity, enthusiasm and marketing experience to assist you in the sale of your home or the search for a new home whether a first-time home buyer or seasoned seller/buyer. I have the tools and support of Coldwell Banker Residential Brokerage, the #1 Real Estate Brokerage in the world and together with my marketing, creativity and positive attitude we are committed to serving you in the best way we can! Give me a call or email me so I can get to work for you today!
"The strength of a nation lies in the homes of its people." Abe Lincoln
I look forward to the opportunity of working for you!
Tim
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