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TED SHOOP - Atlanta Suburban Real Estate
MVP'08
"Personal and Professional Service You Deserve"
- 117 Helpful Answers
- 290 Answers
- 5 Blog posts
Locations:
Web sites:
Profile Link:
Experience:
ABR, e-PRO, Realtor for Keller Williams Realty Atlanta Partners
September 2000—present
Realtor for Property Systems of Georgia
May 1998—September 2000
Specialties:
Specializing in real estate short sales, pre-foreclosures, foreclosures and resale homes and property located in the Northeast Atlanta metro counties of
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Certifications
& Awards:
& Awards:
Top Producer Certified Instructor
e-PRO Certified Internet Professional, NAR & Internet Crusade ... show more
e-PRO Certified Internet Professional, NAR & Internet Crusade ... show more
Interests:
Home improvement projects
Flying ... show more
Flying ... show more
About:
Over 24 years of professional experience in contracts and negotiations for residential, commercial and government sectors. Published Author & Certified
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Testimonials:
"We were very lucky we had Ted to sell our house. We knew 4 different Realtors. One never listened to us, one was never available and the others had too
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TED SHOOP - Atlanta Suburban Real Estate answered:
Hi Sandra,
Since it sounds like you wish to stay in your home, you may want to consider doing a loan modification, loan restructuring or loan workout with your existing loan servicer. Finding employment (and quickly) will be your priority and key to success since the loan servicer will want to see that you have the financial means to continue to make payments once the terms of your loan are re-cast.
You can attempt to negotiate directly with your loan servicer; however, many homeowners feel intimidated or uncomfortable doing this themselves. There are companies that offer loan modification services. You may also find that some Realtors are offering this as a service (licensing requirements vary from state to state). Be cautious of companies or individuals demanding full payment up-front. Look for those who either charge a graduated payment for various steps in the process or better yet one that only charges you a fee if and when the loan restructuring is approved.
Since it sounds like you wish to stay in your home, you may want to consider doing a loan modification, loan restructuring or loan workout with your existing loan servicer. Finding employment (and quickly) will be your priority and key to success since the loan servicer will want to see that you have the financial means to continue to make payments once the terms of your loan are re-cast.
You can attempt to negotiate directly with your loan servicer; however, many homeowners feel intimidated or uncomfortable doing this themselves. There are companies that offer loan modification services. You may also find that some Realtors are offering this as a service (licensing requirements vary from state to state). Be cautious of companies or individuals demanding full payment up-front. Look for those who either charge a graduated payment for various steps in the process or better yet one that only charges you a fee if and when the loan restructuring is approved.
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MVPs or 'Most Valuable Players' are key Trulia Voices members who have been contributing high-quality content throughout 2008 and providing valuable advice to consumers and real estate professionals.
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