If you have and agent, you should ask him/her for advise, otherwise;
You can look in the county records and find any information regarding the amount of the loan and sales price for that house, this information is available to any individual, the amount of the loan that remains to be paid you can only do a guess since you do not know what the interest is. and how much he/she has paid over time.
as far as being behind in payments, you should look for notice of defaults recorded for this property, there are many websites that offer this information. I have not been able to verify that information myself. there's nothing better than going to the courthouse and dive into the books yourself, look for notice of Default (NOD) and notice of Trustee Sale (NTS). for Georgia, there's a website called
http://www.gsccca.org where most of the recorded information is available, it is a pay site, but it saves you the gas and crowds.
Also, the official newspaper for the county where the property lies, posts properties that are going to be auctioned the first Tuesday of the following month at the courthouse steps, i can give you the web pages form some of the metro Atlanta ads if you like.
- Thu Aug 28 2008, 13:12