Julia Huntsman

I'm a:	Real Estate Professional
Company:	All California Brokerage, Inc.
Location:	Long Beach
Web sites:	Long Beach and So Calif Real Estate
	Long Beach Homes and Real Estate For Sale

64 Answers
2 Best Answers
17 First Answers
20 Useful Answers

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About Me

I've worked in residential real estate since 1994, and have lived in Long Beach 30+ years and in Southern California my entire life. If you're looking for a REALTOR who will help you find the property you've dreamed of, or you need to sell and want to know about new transfer or investment options that will save you money, then please get in touch. Even if you're not making that change right now, you will still need a REALTOR for advice and information.
Please don't hesitate to get in touch, and I'm just phone call away at 562-896-2609.

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Julia Huntsm…'s Questions (1)

Julia Huntsm…'s Answers (64)

How much money do I need to down, and what would the mortgage payment be?

Asked Thu Oct 2 2008, 12:54 by Mona Miyahira - 90805 - Home Buying - 5 answers

Julia Huntsman answered:

Hello Mona, To get the most accurate information on a home purchase loan, you would ideally have a lender lined up for fast loan information. However, if you're a first-time buyer who plans to occupy the home, you could look into an FHA loan where at the current asking price your down payment would be about $9796.50, plus other closing costs. That area is a great starter area. I'm a local Long Beach Realtor, please feel free to contact me.
Julia Huntsman, Broker Associate
562-896-2609
http://www.longbeachrealestate.blogspot.com - Thu Oct 2 2008, 13:18

I've put an offer in on a house in North Long Beach, CA zip I think is 90805. I know that my realtor is not

Asked Wed Sep 3 2008, 21:47 by Paula - Long Beach - Home Buying - 6 answers

Julia Huntsman answered:

Paula, ask your lender for a Good Faith Estimate so that you have a very reliable estimate for your particular loan scenario and you will know what costs to expect at closing.
Julia Huntsman, Broker Associate
562-896-2609 - Thu Sep 4 2008, 06:36

I have only 3% saved for my downpayment. should i wait to buy and save more to put 5%?

Asked Sun Aug 10 2008, 15:46 by Jan Teixeira - Los Angeles - Home Buying - 14 answers

Julia Huntsman answered:

Helllo Jan,
It sounds like you are an FHA candidate. Yes, the FHA loan is going to be a little more expensive for you, however, for a low down payment, it one of the best ways to go. You should check out your options with down payment assistant, but, please know the HART program will not be available after September 30th, neither will AmeriDream or the Nehemiah programs. But you still have other options with some other programs. Please contact me if you would like to know more about those.
5% down conventional loans are going the way of the dinosaur at this point--conventional loans are up to 10% in almost all cases.
Julia Huntsman, Broker Associate
562-896-2609 http://www.juliahuntsman.com - Mon Aug 11 2008, 07:27

Should we buy the condo in Glendale or wait it out?

Asked Mon Jul 28 2008, 09:50 by Annapalindro… - 90027 - Home Buying - 7 answers

Julia Huntsman answered:

Anna, if you contact your lender, he/she can work out for you the difference between taking a loan at a higher interest rate and a lower price, or taking action now. Taking action now or as soon as possible might be your better bet, due to tax reasons and monthly payment. How do know when an SFR will "drop into" your price range? You don't. If you want a house, try looking in areas where you can find one now. There's a big difference between owning a house vs. owning a condo.
And, it's not easy in some areas, but why not try to find a property that's NOT a short sale, so then you might stand a chance of closing in 30 days (depending on the seller's needs, of course). Just something to think about.
Sincerely, Julia Huntsman
http://www.juliahuntsman.com - Mon Jul 28 2008, 10:15

I'm looking to sell out Tri-Plex we have in 90813. We have had it since 10-2003. Our loan amount is approx

Asked Sat Jul 26 2008, 12:14 by William Hurst - Long Beach - Home Selling - 8 answers

Julia Huntsman answered:

Hello William, For more information on pricing and selling of your units, please feel free to contact me. I've been a resident of Long Beach for over 30 years near the area of your triplex. As a listing agent, my first job would be to represent you the seller.
Sincerely,
Julia Huntsman
All California Brokerage, Inc.
562-896-2609
ocean@surfside.net
http://www.juliahuntsman.com - Sat Jul 26 2008, 12:55

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