Sorry to hear about your foreclosure issue with your property.
First, find a good realtor that specializes in helping homeowners in preforeclosure. Ensure they have your interest as a priority and will discuss your options - not just try to get a commission.
You have three options:
1. Contact your lender for a loan modification.
2. Short sale your property
3. Bring your payment deficiency current.
We specialize in helping homeowners avoid foreclosure in Houston/Spring. Please call me at 832-330-4588. - Fri Sep 25 2009, 08:26