Renae The Realtor

I'm a:	Real Estate Professional
Company:	Realm Properties LLC
Location:	Houston

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About Me

I go the extra mile for my clients. I operate my business on 100% integrity and a work ethic that cannot be matched. I work with both buyers and sellers and would love to assist you with your Real Estate needs.

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How much harder is it to buy a home today since all the bad loans? Do I need more money to put down on a?

Asked Sun Jul 20 2008, 14:05 by Marie - Los Angeles - How To... - 9 answers

Renae The Realtor answered:

3% of your own funds on an FHA is the best way to go for those who do not have that big down payment, if you qualify. However you finance, I strongly suggest straight and fixed. Keeping your credit score as high as possible, your debt ratio low or as reasonable as possible is very important. You need a good Realtor and you need a prequalification from a lender who's willing to consider FHA, if that's best for you. Remember depending on certain factors (like your credit score), the lender may require more than 3%. Hire a good team to help you. - Sun Jul 20 2008, 15:17

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