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Misa Kataoka
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Realtor Associate with Del Osman Realty, Inc.
Member of National, State and Honolulu Board of Realtor Association. ... show more
Member of National, State and Honolulu Board of Realtor Association. ... show more
Misa Kataoka answered:
@Dan, I watched the video while ago and it is quite a ride indeed. You buy the ticket, and stay on ride...
I would think the market is adjusting itself, continue to allow those buyers who has enough available cash for down (20%+ to all cash), while forced out others who have not yet to reach the point to getting into home ownership and its responsibility (holding power). In 2005, all buyers with or without cash flooded into the gate wide open, and many who should have stayed out passed through. Now, gatekeeper is controlling the crowd. Often this gatekeeper has its own agenda (lender, government, regulation...) and we all need to adjust this new environment. Market continue to decline?
Back to roller-coaster, how long and how low it gets is anyone's guess. I would focus who should ride.
I would think the market is adjusting itself, continue to allow those buyers who has enough available cash for down (20%+ to all cash), while forced out others who have not yet to reach the point to getting into home ownership and its responsibility (holding power). In 2005, all buyers with or without cash flooded into the gate wide open, and many who should have stayed out passed through. Now, gatekeeper is controlling the crowd. Often this gatekeeper has its own agenda (lender, government, regulation...) and we all need to adjust this new environment. Market continue to decline?
Back to roller-coaster, how long and how low it gets is anyone's guess. I would focus who should ride.
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