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Krista Abshure
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Krista Abshure answered:
Tonia,
I have looked through the $8000 tax credit and to my understanding you would be eligible for it, if you were still not married when you purchased and were able to qualify for the home on your own. However, if you are purchsing your new home with joint income then you are not going to be able to use the Tax Credit. (unless by the time of closing, it is over 3 years ago that your fiance has sold his townhome)
In regards to using an agent, I strongly recommend using one. The cost of the buyer's agent is paid for by the seller in most cases. It is stated in the listing agreement and entered in the MLS.
You could look for homes on your own, but there are many benefits to having a Buyer's Agent assist you. Besides having an Agent whose sole duty is to protect you and help you find your new home, agents also have access to the most up to date listings. This enables them to let you know as soon as something is listed that meets your desires/criterias. Often the information that is accessable to Buyers is not as reliable and there can be homes that are under contract or sold that you are seeing as still being for sale.
We are holding a Home Buyer's seminar on June 13th at 10am. We will be going over the different types of Agency relationships that buyers have when they purchase a home. Since you have not purchased a home before I think that you would find it very informative. If you would like to attend you can RSVP at: FVSeminar@gmail.com or you may contact me directly. There will also be a lender, attorney, home inspector and home insurance professional attending to answer any questions that you may have.
Feel free to contact me with any additional questions that you may have!
Krista Abshure
Century 21 Becky Medlin Realty
Direct: (919)753-6518
I have looked through the $8000 tax credit and to my understanding you would be eligible for it, if you were still not married when you purchased and were able to qualify for the home on your own. However, if you are purchsing your new home with joint income then you are not going to be able to use the Tax Credit. (unless by the time of closing, it is over 3 years ago that your fiance has sold his townhome)
In regards to using an agent, I strongly recommend using one. The cost of the buyer's agent is paid for by the seller in most cases. It is stated in the listing agreement and entered in the MLS.
You could look for homes on your own, but there are many benefits to having a Buyer's Agent assist you. Besides having an Agent whose sole duty is to protect you and help you find your new home, agents also have access to the most up to date listings. This enables them to let you know as soon as something is listed that meets your desires/criterias. Often the information that is accessable to Buyers is not as reliable and there can be homes that are under contract or sold that you are seeing as still being for sale.
We are holding a Home Buyer's seminar on June 13th at 10am. We will be going over the different types of Agency relationships that buyers have when they purchase a home. Since you have not purchased a home before I think that you would find it very informative. If you would like to attend you can RSVP at: FVSeminar@gmail.com or you may contact me directly. There will also be a lender, attorney, home inspector and home insurance professional attending to answer any questions that you may have.
Feel free to contact me with any additional questions that you may have!
Krista Abshure
Century 21 Becky Medlin Realty
Direct: (919)753-6518
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