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Allison Castilleja
- 1 Helpful Answer
- 26 Answers
Profile Link:
Specialties:
1st time Home Buyers and Military Personnel
Certifications
& Awards:
& Awards:
Certified Negotiation Specialist
About:
Searching for a home can be overwhelming as well as time consuming and working with a professional Realtor will make the transition as smooth as possible.
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Allison Castilleja answered:
Hi Erica,
If you look on the HUD website and find one you are interested in purchasing, then qualify for an FHA loan they have $100 down payment program. Which means if you bid their asking price (or higher) and qualify for FHA loan 203(b) or (k) programs you would only have to put $100 down. Keep in mind if you bid higher than asking price and the appraisal is under your bid then you would be responsible for that amount plus $100 dollars. All this would be contingent upon the bank you use. If you are a First time home buyer then you would recieve up to an $8000 Tax credit at the end of the year. If you are interested in more information please don't hesitate to call or email me. I would love to help you find a home.
If you look on the HUD website and find one you are interested in purchasing, then qualify for an FHA loan they have $100 down payment program. Which means if you bid their asking price (or higher) and qualify for FHA loan 203(b) or (k) programs you would only have to put $100 down. Keep in mind if you bid higher than asking price and the appraisal is under your bid then you would be responsible for that amount plus $100 dollars. All this would be contingent upon the bank you use. If you are a First time home buyer then you would recieve up to an $8000 Tax credit at the end of the year. If you are interested in more information please don't hesitate to call or email me. I would love to help you find a home.
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