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Scott Comey
"Selected as Real Estate magazine's "Realtor on the Rise" for 2008"
- 1 Helpful Answer
- 1 Answer
- 7 Listings
Locations:
Web sites:
Profile Link:
Experience:
Designated Broker for The Real Estate Bundle LLC
August 2008—present
Broker/Owner specializing in residential resale homes.
Broker/Owner specializing in residential resale homes.
Realtor for John L Scott Real Estate
July 2006—August 2008
President's Award winner for 2007
President's Award winner for 2007
Specialties:
I have sold everything from condos, multi family, townhomes, and single family homes. Big or small, I handle it all.
Certifications
& Awards:
& Awards:
*Buffini and Company Certified Mentor
*Certified ePro Realtor ... show more
*Certified ePro Realtor ... show more
Interests:
Volunteering - Photography - Music - Movies - Spending time with my wife -
... show more
About:
I opened The Real Estate Bundle LLC with the hopes of being more geared toward putting the power of commission discussions in the hands of our sellers.
... show more
Scott Comey answered:
Hi David,
You have received great advice already from both Curt and Myke. I also agree that an FHA loan is probably going to work best if you are looking for the minimum down payment. That currently is 3% which would take a bit over $10k of your $20k down. You will also need closing costs, unless you can get the seller to pay these, which many sellers have been based on the market being more towards buyers. As far as a payment, you can expect to pay somewhere between $2850 - $3200 depending on several factors like the taxes each year on the property, homeowners insurance rates for the home you select, and the interest rate that you get. I'm not a lender but it looks like Curt is from Santa Cruz, and he probably does know a great local lender that can give you some actual numbers. Good luck!
You have received great advice already from both Curt and Myke. I also agree that an FHA loan is probably going to work best if you are looking for the minimum down payment. That currently is 3% which would take a bit over $10k of your $20k down. You will also need closing costs, unless you can get the seller to pay these, which many sellers have been based on the market being more towards buyers. As far as a payment, you can expect to pay somewhere between $2850 - $3200 depending on several factors like the taxes each year on the property, homeowners insurance rates for the home you select, and the interest rate that you get. I'm not a lender but it looks like Curt is from Santa Cruz, and he probably does know a great local lender that can give you some actual numbers. Good luck!
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